Insurance

[John Mac]

I have finally taken the plunge and bought an S2. Phoning the TVR clubs "Endorsed Insurers" MANNINGS, I was told that as I had not driven a 2933 cc car before they could not and would not offer me insurance.I explained that I have held a clean driving licence for almost 50 years (age was not a problem) I have owned BMW's and Mercedes, 325i and 220i, driven Formula Junior at Brands and rallied in various cars for years. But all to no avail. Why the TVR club endorse them I am not quite sure and sympathise with anyone wanting a TVR but are having an insurance problem.Anyway, the TVR is a "third" car so I phoned Footman James who insure my classic and they were only too happy to quote and the quote is in fact cheaper than that for my Honda sports coupe which is my daily car, albeit the TVR on 3000 miles limited annualy.If you too may be having a problem, try them and you may be surprised.

[John Mac]

Dave,
Appreciate your comments.
I read back through the Archives on the subject of insurance and there does seem to be a great amount of inconsistency especially when you look at peoples ages and what they pay, even with Mannings. I'm not unhappy with the quote I have, £293 for fully comp. limited 3000 miles etc. if I get it any cheaper next year then its a bonus.
Looking forward to joining the TVR fraternity.
Thanks
John

[John Mac]

Thanks for all of your comments,it does seem that to shop around is the answer as premiums quoted do seem to be inconsistent. I agree that the 3000 mile limit on the policy may not have been the best idea, but as they say it seemed "a good idea at the time" to get insurance going. I'm told that if I exceed 3000 miles then the premium would be adjusted - I wonder by how much !! I've got a couple of other cars (not boasting)therefore I need to share the mileage around, one car unfortunatly must go - my Dellow, its on Pistonheads if interested, beat a TVR any day up a muddy, rock strewn hill( and retain the exhaust at the end !!)
I mentioned in another topic the bonnet insulation sagging, last night I applied Industrial Spray adhesive, put some blankets under the bonnet and some thick sponges to create the necessary pressure points-hey presto this morning - stuck solid. Mind you as I haven't been out yet it could all melt with the bonnet heat and I'm back to square one - keep you posted
John Mac

[John Mac]

I believe its a well known fact that if you live in London and especially if you are off street parking you sadly pay a loaded premium. I live in Plymouth and my postcode is supposed to be a "low risk" one but I don't believe it really makes a lot of difference when you arrange premiums through a "broker" as most of us do. The S2 that I have just bought has an alarm fitted that is Thatcham conformity, the previous owner told me that his insurers insisted on this and he had in fact to have the system uprated to satisfy them (Classic Line), when I was seeking quotes from others they said the alarm made no difference to the premium - funny old world !!

>> Edited by John Mac on Thursday 15th August 09:34