specialist car insurance

specialist car insurance

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Discussion

boxboxbox

Original Poster:

19 posts

126 months

Monday 3rd September 2018
quotequote all
Bonjour
Has anyone found an english speaking broker (preferably!) who can think outside the box?
I'm trying to insure a Caterham KIT in france and it does not seem to possible. Uk insurers won't touch it over here.
CA britline cover our house (contents for outbuildings up to 14k only), and french car, but 'computer says no'.
Thanks in advance.

boxboxbox

Original Poster:

19 posts

126 months

Tuesday 4th September 2018
quotequote all
Thanks rdjohn and terry.
The car will be in kit form, and when built trailered back to the uk for IVA and registration.
I tried MMA but no luck there.
Someone else from the L7club recommended Hagerty so will give them a try.

boxboxbox

Original Poster:

19 posts

126 months

Tuesday 4th September 2018
quotequote all
rdjohn said:
I am a fan of the “keep it simple” approach to life.

You are building a new kit in France. The simple answer has to be get it type approved in France. I can’t get into their forum, but there have to be others on there who are encountering your problem.

https://www.club-lotus.fr/forum/viewforum.php?f=2
I've read somewhere that people have tried, but get nowhere as its too difficult and expensive.
Received a friendly message from the Northern France lotus 7 club to advise me not to try and register it here.

I think Caterham get factory built cars through registration over here with mods to get through a test (airbag steering wheel, third brake light etc). After that, I expect they get removed! The equivalent new french cars are expensive, this is probably why (I looked last year and a £30k UK car is €40k in france).

boxboxbox

Original Poster:

19 posts

126 months

Thursday 6th September 2018
quotequote all
Thanks for the input everyone.
Paul - yes I am coming to the same conclusion.
I think once registered in the uk, an annual green card is the way to go.

Now having difficulty getting anyone to insure the kit in transit ! French insurers do not recognise the kit.
Transit insurance is fine if I paid a company to move it, but for me to do it in a hire van, no "you are not a professional" ! I agree but who do they think is going to take greatest care ! mad

boxboxbox

Original Poster:

19 posts

126 months

Thursday 6th September 2018
quotequote all
The transit risk is small, but could be a bad road accident and fire (mangled chassis etc), theft of van (nipping in to a services for a pee), and a ferry sinking !

Bizarrely the car insurance (our french car) will only cover me for a trailer over 500kg if I own it and provide a copy of the carte gris in my name. I have a friend in the uk with a race car trailer, and of course he has it insured, BUT I cannot use it because it does not belong to me ! rolleyes