Random insurance question

[UpTheIron]

Not something I've thought of before but... yesterday I was looking at uber bikes and considering spending £5k+ on a new commuting weapon (50 miles a day hence a station bike won't do!)

This morning I stacked my current steed on a wet roundabout. Not looked closely yet but it may be beyond repair. Hopefully I'm not!

It got me thinking... does insurance for this kind of "rider error" incident exist?