the ring, insurance questions

[caymanred]

hey guys,


im going to the ring on the 16th october, and im just wondering who are the best specialists to talk to for insurance? any ideas?

i will only be on it for one day, any ideas on the usual sort of quote for a day at the ring or the equivalent? anyone gone with a cayman??

also has anyone done it through their current insurer rather then going to a specialist?


thanks!

[caymanred]

ALY77 said:

To save you four or five hours of your life the crux of the matter is this;

Touristfahren - You aren't insured & you can't get insurance.
If you crash, the owners of the ring and anyone you injure can pursue your insurers who will have to pay under european law. But since they say they wont cover you there (whether its clear or not on your policy documents) then they will in turn come after you for the money they pay out.

If its a barrier belonging the track you bend then you're fixing the barrier and your car.
If you drop fluid and eight German bank officials on 100k euros a year, with families to support slide on your oil say, in to barriers from their R1's and all end up cripples, then you are paying for eight bikes, a barrier, eight medivac airlifts and the 24 hour care for eight of them for the rest of their lives.

god i dont want to go now!! haha

maybe ill take it easy.......

[caymanred]

edh said:

ALY77 said:

To save you four or five hours of your life the crux of the matter is this;

Touristfahren - You aren't insured & you can't get insurance.

Not entirely true - I had cover confirmed in writing when I went in May. I doubt this will last forever though.

how much was it if you dont mind me asking? how many days was is for?

thanks!

[caymanred]

agtlaw said:

Tyre Smoke said:

Look, whilst everyone has probably stated a bare truth or truths, loads of us go to the ring aware of the risk and still enjoy ourselves.
You could be run over by a bus tomorrow. This is not a practice run. Just do it.

insurance is available. i have it and i'm not a member of any car club. plenty of other people i know also have insurance for tourist days. if you choose not to get adequate insurance cover then that's going to be your problem for a long time after an incident. a client of mine is being pursued for over £50,000 by his insurance company following a 3rd party property damage claim his insurer was obliged to settle. long battle ahead. possible bankruptcy. all could have been avoided with a few phone calls.

what company is that through mate? is it very expensive?

thanks