Buy to Let - Immoral?

[WinkleHoff]

Might seem like an odd question this, but in the next year or so my wife and I might be lucky enough to buy a second property as an investment or pension fund, which we would let out. However, are people like me simply making a bad situation worse in terms of the market and negating young peoples abilities to get a foot on the ladder? It does trouble me, but I really cannot think of anywhere else to put our savings. We have a little boy, he is 1 year old, when the time comes for him to buy a house I just cannot see how he will do it without our help. I wonder how much BTL investors are contributing to the inflated market, lack of housing stock etc. In our small street of eight houses, two are landlord owned for the long term, very little comes up for sale here, and the prices in my general locality keep rising, as there simply is no supply and a pretty big queue of buyers.

Thoughts welcome.

[WinkleHoff]

Build to let is a nice idea, but not too many opportunities for that around here! Land is at a premium. Some interesting perspectives which make me feel less bad.