Non UK resident Mortgage

[anonymous-user]

Simple as the title.

Currently non resident and need a mortgage to move home, found a really nice house.

Tried;
HSBC; require £60k cash to remain in the account (excluding any mortgage repayments / transactions)
NatWest; no license for German residents
Barclays; meeting on Friday

House is appx x2.5 salary when taking into account a 20% deposit.

Any recommendations? Would need to transfer / repay my current NatWest mortgage with a charge.

[anonymous-user]

Hello Sarnie, thanks;

In Germany at the moment (NatWest expat do not cover Germany), paid in euros.

Planning to return within the next 24 months (absolute max), found a house we really like, in an ideal area and at a great price; just investigating how easy it would be to sell my existing house and buy this one.

No idea about HSBC, I bank with them currently (UK only), spoke to their expat team today and the only way to progress was to 'hold' £60k in my account, indefinitely.

[anonymous-user]

If I have the cash for a BTL then great, if not then I'd take a residential and put a consent to let after 6-12 months until I returned home.

It may be 6 months or it may be 24, in discussions at the moment.