Where to invest 100k for 3 years?

[Sheets Tabuer]

Moderate risk, but would like to make 20k on it over 3 years if I can.

Should I just stick it in a vanguard fund?

Cheers.

Edited by Sheets Tabuer on Sunday 19th August 21:31

[Sheets Tabuer]

Post your bank account details

[Sheets Tabuer]

Thanks for the input, I'm not risk averse but I'd rather avoid any huge drop so not all on red! I'd like a return over and above just sticking it in a savings account though, Ideally if I can make 10-20k on it in 3 years I'd be happy with that.

[Sheets Tabuer]

I could stand a 20% loss without issue.

[Sheets Tabuer]

Nothing really but with it burning a hole I keep eyeing up things like m2s, also my daughter would be 7 so I'm thinking Disney world, Lapland that kind of thing.

[Sheets Tabuer]

trowelhead said:

Sheets Tabuer said:

Nothing really but with it burning a hole I keep eyeing up things like m2s, also my daughter would be 7 so I'm thinking Disney world, Lapland that kind of thing.

Buy a property with it outright. (or 4 x 25k deposits) Then save the rent for 3 years. Then pay for your daughters holidays, or use the income to finance an M2

Isn't that a ballache now? I thought of buying something around here but I'd need a 120k mortgage minimum so that's at least 570 mortgage a month and I'm likely to only be able to charge 750 so after insurance and the new tax rules I'd probably owe money each month not make it unless and it's quite a possibility that's I'm wrong.

[Sheets Tabuer]

What are people's thoughts on nutmeg?

[Sheets Tabuer]

bhstewie said:

I've not seen a response from the OP on whether they can afford to lose the money.

Sorry been really busy with work, whole infrastructure upgrade, anyhow it's mostly an inheritance so unexpected however I'd like to pass it on to my daughter rather than piss it up the wall on an M2, in terms of risk I'd say a 3 or 4.

Obviously I'd like more than I started with but I'm a complete novice with investing but nutmeg or vanguard do look tempting.

The abysmal savings account rates means I'd lose money with inflation so I'd like something more if possible.