LV house and contents insurance.

LV house and contents insurance.

Author
Discussion

cliffords

Original Poster:

1,385 posts

24 months

Sunday 15th October 2023
quotequote all
We have three cars and the house with LV. For the cars we have used for 10 years . Renewal comes through each year and we always renew, the new premium is in some cases same ,less or a bit more but not crazy more . It never makes us shop around .

House insurance with contents we have the top cover . We have not made a claim. Last year £700 for top cover on everything, bungalow in Sussex.

Renewal has just come through £1380 .
I called them and they have a set answer , you can read it on the website actually. Inflation, rising costs etc . I called them to check it was not a mistake and they confirmed it's correct and there is no lesser quote available from them .

Do you think they are shedding some of their risk deliberately, not wanting me to renew .

I already have other quotes from elsewhere at near last year's price now. Have I upset LV ?

cliffords

Original Poster:

1,385 posts

24 months

Tuesday 17th October 2023
quotequote all
Just to complete the story as the OP.
I took out a Halifax policy today with the same cover, I went through it very very closely for 49% of the renewal price LV wanted.
LV e mailed me again today saying there was still time for me to renew!
Not for me though. I wonder if they will keep our three cars over the next year too.