Buying a listed building

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bhippy

Original Poster:

168 posts

132 months

Monday 26th June 2017
quotequote all
I'm in the final stages of purchasing a grade 2 listed house and am having problems finding someone to provide buildings insurance.

Presumably, there's many of you out there living in listed buildings, so my question is, has anyone out there got any recommendations/advice?

Thanks.


bhippy

Original Poster:

168 posts

132 months

Monday 26th June 2017
quotequote all
Thanks Guys.

bhippy

Original Poster:

168 posts

132 months

Monday 26th June 2017
quotequote all
Well, so far only GSI have been willing to quote!

All the others I've called from this thread say its a big flood risk - despite being 500 years old, never been flooded and on a hill....

Just waiting to hear who the current owner is/was insured with to compare prices and take it from there.

Thanks everyone.

bhippy

Original Poster:

168 posts

132 months

Monday 26th June 2017
quotequote all
This place in in Pangbourne, Berkshire.

OK, so the Thames runs through the town as does the river Pang - but this place has never flooded as far as I can find out...

bhippy

Original Poster:

168 posts

132 months

Tuesday 27th June 2017
quotequote all
Thanks for all the replies.

NFU wouldn't take it, nor would John Lewis. Both said the flood risk was too high. Have decided to go with GSI as recommended on here. They were very helpful and found what I think is reasonably priced cover via RSA.

I had a listed buildings expert do a survey for me. Met him at the property to discuss - fascinating insight into how/when it was built!

Rebuild cost was indeed higher than the purchase price, although the cover from GSI is for a max of £1M which is higher than the estimate of the surveyor by some margin.