Rebuilt concrete semi

[mcdjl]

I'm looking at buying an ex- concrete semi detached house. Its brick to first floor level, then tiled up from there. It was built as cast concrete but has been rebuilt from brick, with the adjoining property still being concrete.
HSBC have done a survey and said that as a result of the rest of the estate being a mix of un/rebuilt properties they wouldn't be able to sell it if they repossess me. Does any one have any experience with this type of property and/or am i mad for still wanting to go ahead with the purchase? Having talked with Nationwide it sounds like they might lend even if the house wasn't rebuilt....but won't commit to anything until a survey has been undertaken etc. I'd just rather not go through another weeks wait to hear them say no again. I know theres the option of talking to a broker (and i am) but they'll hit the same rules.

[mcdjl]

Its this one: https://goo.gl/maps/Dd1WJuWUpU52 minus the caravan. the ones to either side are the original build.

[mcdjl]

Mix of reasons, mainly coming down to the amount of house/area i get for the money. Clearly the construction does come into that. It has a drive, garage etc all of which i want. I can get 'traditional' construction properties in less nice areas that are generally similar/smaller within 10-15 miles but the presence of Loughborough (university lets) and Nottingham nearby skews property markets.

[mcdjl]

TooMany2cvs said:

There's non-standard construction... and there's defective construction.

Do you know what type it is/was? Is it actually on the defective list?

British Iron Steel Federation, so non standard, rather than defective.

[mcdjl]

DonkeyApple said:

First thought is that that property doesn’t tie in at all with the impression given by HSBC. I would say that it’s not you but them. They just don’t want any more exposure to this particular market but aren’t ever going to tell you that but rather make out that it’s you and your property that are the issue.

I’d find out from the estate agent which lenders are working in that area and start with them.

That does seem to be the case. Having talked to the agent and their tame broker I have a few other places to try

[mcdjl]

Steve126 said:

I think the OP is looking at a Cornish unit (type 1). It shouldn't be a simple reskin, if it has been done properly they would prop the roof up, take the concrete walls down and rebuild in brick.

If a proper approved repair you then get a PRC certificate and that should make the property mortgageable.

www.prc-repair.co.uk/cornish/

That's what's been described to me by the agent (pinch of salt?).
Good to hear some wider opinions, cheers folks.