It's my money...I'll spend it how I want to
Discussion
Why do people feel the need to comment on how I spend my money?
I sold an old bike and did some overtime at work, with that money I have brought a paddle board. It was £300, reduced from £550 and a decent brand. It was one, if not the cheapest that was suitable for me (I have to pay fat tax ha).
I've had friends say I should put it towards a newer car. I have a 2003 330D that is fine at the moment. Yeah it's got nearly 180K on it, but other than a couple of cosmetic issues it's fine (it will need a new gearbox somewhen, but it's shed money so when it goes I'll either buy a new car or get it fixed).
My otherhalf commented to my parents the money should have gone to pay off a loan I have. The loan is manageable and I have a second job that covers that each month.
I've had it since Wednesday and already been out for five/six hours. It gets me out the house for a few hours, only costs me parking money and more importantly, I enjoy it.
Not the best rant I know...does anyone else get comments on what they buy and how do you deal with it?
I sold an old bike and did some overtime at work, with that money I have brought a paddle board. It was £300, reduced from £550 and a decent brand. It was one, if not the cheapest that was suitable for me (I have to pay fat tax ha).
I've had friends say I should put it towards a newer car. I have a 2003 330D that is fine at the moment. Yeah it's got nearly 180K on it, but other than a couple of cosmetic issues it's fine (it will need a new gearbox somewhen, but it's shed money so when it goes I'll either buy a new car or get it fixed).
My otherhalf commented to my parents the money should have gone to pay off a loan I have. The loan is manageable and I have a second job that covers that each month.
I've had it since Wednesday and already been out for five/six hours. It gets me out the house for a few hours, only costs me parking money and more importantly, I enjoy it.
Not the best rant I know...does anyone else get comments on what they buy and how do you deal with it?
WindyCommon said:
It sounds to me like the OP pays way too much attention to what other people think. Asking here is just another layer/instance of this!
Paddle your own canoe OP ;>
I was just fPaddle your own canoe OP ;>
ked off last night ha. Wondered if anyone else has the same. It's still going on today
PS its a paddle board not canoe
Du1point8 said:
Not to be devils advocate on this, but...
I can see where your OH is coming from, that you have a loan and its manageable, but the moment you come into a bit of money, you have spent in on yourself rather than reduce the loan that you have.
I dont pretend to even know how that loan affects your family life, but if she is complaining about it, then I would suspect its a little bit.
Would the loan not have benefitted from 350 taken off it instead? Or at least a bit more discussion on the SUP first to your OH as she is obviously not happy in the situation.
Now if you didnt have any loans and people were complaining, then fk em all, but this is not the case.
Should point out we don't live together and have only been together since end of January this year. I can see where your OH is coming from, that you have a loan and its manageable, but the moment you come into a bit of money, you have spent in on yourself rather than reduce the loan that you have.
I dont pretend to even know how that loan affects your family life, but if she is complaining about it, then I would suspect its a little bit.
Would the loan not have benefitted from 350 taken off it instead? Or at least a bit more discussion on the SUP first to your OH as she is obviously not happy in the situation.
Now if you didnt have any loans and people were complaining, then f
k em all, but this is not the case.Yes it could have gone towards paying the loan off, but I could say that about everything I spend money on.
ar-em-en said:
I spend about 25% of my income on motorcycles and pushbikes, the rest goes into mortgage, savings and on the usual monthlys (food, fuel, cars electric etc).
I could have the mortgage done with far quicker if I cut down on the two wheeled activitites but I don't regret a penny spent on them when I see my mortgage balance.
As always life is a balance, I drive a £500 battered diesel focus and on the face of it could do with a new car according to most people. It's mechanically fine but isn't new and certainly looks out of place in the work car park.
My view is minimise the cost of the boring stuff, be responsible with money but enjoy life as much as you can at the same time. It sounds like that's what you're doing (assuming the loan isn't ridiculous in terms of interest), but even then you don't say how much of your money goes on the boring stuff and how much is for fun. 350 quid from working a little extra and the sale of something you don't use on something that puts a grin on your face and helps you stay healthy sounds spot on to me.
This is what I'm getting at. I don't spend money on drink/drugs/smoking. I have a shed of a car but it's fun to drive. I had a motorbike but sold it as I needed a car as it was more practical when going to hers (she lives an hour away). I could have the mortgage done with far quicker if I cut down on the two wheeled activitites but I don't regret a penny spent on them when I see my mortgage balance.
As always life is a balance, I drive a £500 battered diesel focus and on the face of it could do with a new car according to most people. It's mechanically fine but isn't new and certainly looks out of place in the work car park.
My view is minimise the cost of the boring stuff, be responsible with money but enjoy life as much as you can at the same time. It sounds like that's what you're doing (assuming the loan isn't ridiculous in terms of interest), but even then you don't say how much of your money goes on the boring stuff and how much is for fun. 350 quid from working a little extra and the sale of something you don't use on something that puts a grin on your face and helps you stay healthy sounds spot on to me.
Welshbeef said:
When did you last spend anything on her of for both of you?
Also what % of the debt would this represent or how many months payments?
Paid for a meal out yesterday and the week before, and she's currently on her way to a spa treatment that I got for her birthday...Also what % of the debt would this represent or how many months payments?
Loan is £215 a month, so a month and a halfish.
sidaorb said:
Was it a special deal one off or are they are they available online, if so any chance of a link, fancy trying a SUP
I got mine from Two Bare Feet. One of these.
https://www.twobarefeet.co.uk/stand-up-paddle-boar...
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