Static caravan advice required

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soupdragon1

Original Poster:

4,065 posts

98 months

Saturday 4th March 2023
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We're looking at a couple of sites on Lough Erne in NI and checked availability

For used vans, there are a couple of vans in the 2008 ~ 2010 area

No availability outside of that, other than brand new, and I'm looking at £70k including decking, whereas the other 2 used vans are £27.5k to £35k. Both in good condition though.

The £27.5k van is a Willerby Winchester.



The £35k van is a Willerby vogue. Noticeably thicker walls so much better insulation and at 40ft, is a bit more spacious, as well as a much larger deck, both front and side



Site says we can get a minimum of 8 years out of both before an 'age limit' review

I'm thinking after 8 years, it's just pocket change in terms of residual value? Whereas if we buy new, we probably still lose £30k but at least we've had a new van for that time plus you get a better site with a new van

Any thoughts on which is best choice of the used vans? Or should I just go new due to their age?

soupdragon1

Original Poster:

4,065 posts

98 months

Saturday 4th March 2023
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elanfan said:
I’m not in any way an expert on this but I did come across a site in north wales whos terms shocked me. It was something like you are only renting the plot/site for X years and at the end of the period you have to vacate (or buy a new van) and dispose of the old one. How much it is to dispose of a van I’ve no clue

Doesn’t seem cheap to me - site fees annually, £30k for a van, disposal costs and after 8 years you have nothing

Have I missed something?
Nope, I don't think you've missed anything!

It's dead money, no question

We did look at buying a house instead, which you can air bnb too, and that makes the most financial sense, especially when you can get a decent house for not much money in that area.

This plot is enormous and a fairly big house, and only 2 miles from the caravan site:







We could use caravan money as a deposit and mortgage wouldn't be much more than caravan site fees, however it's a completely different proposition.

We've got a boat and the park comes with a mooring. You're right at the waters edge and paddleboarding, kayaking, boating is done on a whim.

So weighing the options up, it's investment versus lifestyle. And I think we're going the lifestyle route and basically setting a chunk of cash on fire in the process!

soupdragon1

Original Poster:

4,065 posts

98 months

Monday 6th March 2023
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Uggers said:
I've been through the maths on this and I cannot seem to make it work.

'Lodge' £50-55k depending on extras like balcony etc.
Rent of £3K per year
After 10 years it has to go.

So an average of £8000 per year for a static admittedly with a beautiful lochside location. Or £2000 per week of great weather we get every year smile

We've instead bought a boat and put it in a Marina. After 10 years at least we will have a boat still worth something even if it has cost a similar amount in Marina fees and maintenance
Same, did the maths too and indeed, it doesn't work!

We went ahead and did it anyway, and went for option 2, the Vogue Lodge van.

At £3k per year and £35k to buy, it's £59k for 8 years, or £7.4k per year. Not cheap, not even with man maths.

Outside of the maths (well, sort of) 8 years is about 15% of my adult life and it's an opportunity to do something different, and my kids will be both adults themselves by the time the 8 years is up. So it's kind of now or never to try it out.

It was actually a boat mooring that sent us down this route. We've a boat too and it's an amazing waterway at Lough Erne, as you can see. Our berth is the top right of that part of the Lough:



Lots of little Islands to explore. The intriguing thing is the connected waterways, and you can go from well up north all the way down to the south west of Ireland via the river Shannon, which has many linked Loughs. Not that we would do that anytime soon, as there are far too many other excursions in the nearby area to keep us going for a year or 2.



So the caravan site is more than just the accommodation itself, it's opening up a different lifestyle for how we spend the next few years as a family. It could be an expensive mistake though, but we're going to take the risk as on the other side of that risk, is the possibility it might be some of the best years of our life.

In the end, I think that regretting not doing it could end up making me feel worse than the feeling of losing about £10k to £15k if we gave it up after a year or 2. I just don't want to be kicking myself for not doing it.

I'm kind of fortunate that I work from home a fair bit as well as getting 8 weeks holiday a year and it's fine to take lots of single days around weekends - no pressure to take full weeks or restricted dates so that's a big factor too of course. So when the kids aren't at school, we can be at the caravan, right next to the water where the boat is moored.

Kids already love kayaking and paddleboarding at home here, so it's super convenient to do it when you are living at the waters edge. While it's impossible to get a front row spot (unless someone dies or something) we did pretty good getting 3rd row back with a decent view from inside, and with a wraparound deck, even better views outside so all things considered, it kind of feels good value for money, even though the money is getting burned at a fairly rapid rate. Just like a regular summer holiday burns cash too.





Anyway, to put a wrap on the thread, we went for the Vogue as we were happy with that site, and it's a better put together van, plus wider and longer than the typical van. A bit more research into Lodge spec vans/residential spec were the seals of approval for me. A brand new Lodge spec van of that dimension these days is £100k plus which is pretty crazy.

After viewing 6 vans in total, 3 new, 3 used, we all chose our favourite van and me and the 2 kids picked the Vogue, with the good lady being over ruled with her brand new suggestion, so 3 of us all picked the same favourite van was interesting.

Time will tell if it was a good idea or not but I guess the worst that can happen is that it's an expensive mistake. Overall, I think I can live easier with a mistake rather than regret that we didn't do it and that was a key factor for me in the end.

soupdragon1

Original Poster:

4,065 posts

98 months

Tuesday 7th March 2023
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cliffords said:
Factor in the point where your kids don't want to do this with you too.
It's sooner than you think . We had mobile caravans until our daughter was about 17 and son 15/16. Then we stopped.
Indeed. My daughter just turned 12 and my son is 16.

He's got his RYA license and loves boating (we got a new boat last year and he's skippered it way more than I have) his WhatsApp pic profile is him on the boat and he's a keen astronomer (he's outside with his telescope right now) and he's looking forward to the good light conditions near the holiday park.

He's also heading off on his own to Southampton this summer for a week to crew a large vessel so overall, I'm hoping he maintains this love of being out on the water which will keep his interest on trips to the holiday park.

We specifically went for a 3 bedroom van so that they can bring friends down and he's also talked about going to the van with his pals while we are not there. Permission hasn't been granted yet though!

Things don't always go to plan of course, so we'll just have to see how it pans out but the point you make is a very good one and one that has influenced us the most. It's literally now or never for us.

soupdragon1

Original Poster:

4,065 posts

98 months

Tuesday 7th March 2023
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GreatGranny said:
Looks a great spot and to be able to go on a whim makes a huge difference.

Your kids will love it and it will create great memories.

We have an AirBNB on the coast and the only problem is we need to block out dates when we want to go which means planning ahead especially during summer months.
Coastal properties will never go out of fashion, that's for sure!

Would love that too. Possibly a retirement dream to try and make reality in the future smile

soupdragon1

Original Poster:

4,065 posts

98 months

Tuesday 7th March 2023
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nebpor said:
Whilst those second hand prices horrify me (we paid 26k in 2018 for a good quality two year old van, which had barely been used), I must endorse the lifestyle

We have a static in Scotland. One hour door to door including a ferry. Kids utterly love it, can go on a whim. Since we got it, two of our friends both got vans at the same park as well (it’s a small boutique park, no facilities as such, but very well kept and less than 2k/year). Quite a few old vans but they’ve been under no pressure to upgrade

I thought I would hate it. I was doing it because my wife fancied it. Turned out to be a great move - I find it really relaxing

We thought of buying a holiday home but that’s a different world of hassle and responsibility - van is easy to keep and virtually zero maintenance

Our park is in a Glen, with stunning views, we have other friends who are double the distance/commute but have Loch side parks, with boats, and I must admit to being jealous of that aspect, if not the longer drive they have
Would love to see some pics. One of my most favourite drives was taking a wrong turn in Scotland and driving through glens, rolling hills etc. Galloway I think? Was on my way to Stranraer and took a left into the countryside. Beautiful, although I nearly missed the ferry!

Scotland has some wonderful scenery.

This pic doesn't do it justice but it was this general Galloway area. Rolling hills and mountains in the distance, big Lochs and virtually empty twisty roads. Incredible drive smile



Our van is 90 to 110 mins away depending on traffic. Go South of Lough Neagh and it's 90 miles, mostly motorway and dual carriageway or alternatively, north of the Lough or go cross country, through the Sperrin Mountains. Needless to say, I'll be enjoying the scenic route each time so even that in itself will be a pleasure. Twisty roads equally as good, although while the scenery is still nice, not a patch on the Galloway area.

The Sperrins:



But yeah, the £35k price is shocking. The price of entry to get into a park that has moorings and direct access to Lough Erne. They know that they have a compelling offer so they can charge whatever they think they can get away with. The van isn't worth anywhere near that. Its lodge spec and has a large deck and has new mattresses, new carpets and floors, new blinds and curtains everywhere and a new fridge, plus a large shed (big deal to be honest as they don't allow sheds in most pitches)

If this van was in a regular non-descript countryside spot with no other facilities, you're looking at £25k absolute max. So cost of entry seems to be about an extra £10k ish.

soupdragon1

Original Poster:

4,065 posts

98 months

Wednesday 8th March 2023
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nebpor said:
Yeah chatting to my pals at the Loch side park they paid similar it seems - they have big sheds attached with washers and dryers in them so they can clean and stow the boating gear in them … we don’t need that (plus their is a small onsite laundry for the longer holidays)!

Our place is between Colintraive and Strachur, in Argyll, so just off Loch Fyne - Argyll is my favourite part of Scotland. Mountains, lochs and islands - heaven! We live in Inverclyde, so a short ferry across the Clyde then a fantastic single track road to the van. I take my 996 turbo over as well as the family car, so I can get out every single day for an unimpeded drive
Just checked out the general area on Google maps 'terrain' view. No shortage of elevation changes in that area, looks amazing!

soupdragon1

Original Poster:

4,065 posts

98 months

Friday 24th March 2023
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lwt said:
Between parents and ourselves we have had static vans in Worcestershire, Shropshire and West Wales over many years so here are a few things that I would look out for:
When is the site closed? Local planning sometimes requires sites to close 28 day a year. Some site owners do this in February but others close over the whole winter, so if you had plans of Xmas or New Year stays its worth checking.
Do check the site out on a BH weekend to see how busy it is and if that suits you. Especially if you favour peace & quiet and the kids play area is next to your van.
Look at parking too. Some sites like to keep cars and vans apart as it looks nice but its not much fun on a cold rainy Friday night to have to carry all your stuff 100m to your van.
Is the site just for owners? What about owners family or relatives? Who qualifies?
If the site is not just for owners but some vans are rented out then check where they are. Weekly renters are less likely to abide by site rules and a BBQ next to your van at 2am may not be very conducive to sleep. (been there, done that after a site changed owners).
You are at the mercy of the site owners when paying for yearly rent, water, sewerage, electricity and gas. They can charge what they like. Most are good but be warned.
Check out where your WiFi and TV can come from. Some sites provide WiFi but others can be in 3/4/5G/Freeview valley dead zones or have tall trees that stop satellite signals.
Look out for local streams that can not only make it boggy next to your van but can flash flood. (been there, done that. Total write off).
As already noted, some sites have a van age limit. It will cost about £2k to get a static van disconnected from services and removed from site and some site owners will only permit specific contractors to work on their site, so your mate with a lorry and a crane can't do it. (been there, done that too).

Financially I have no doubt that its a waste of money, but I had a quite stressful job and bugging out on a Friday evening to a home from home that needed minimal maintenance for the weekend was a huge factor in managing that stress.

Hope this helps and just enjoy whatever you choose...
Thanks for this. It's a really good checklist of things and it's comforting to know that I looked into these type of questions prior to signing up.

A key one you mentioned was letting and I was worried about that. Thankfully, that's not allowed and letting family use it is allowed, however, you need to provide car registrations, names, addresses etc so if people do it on the fly then it'll soon become apparent.

Its all year round but obviously no permanent residence allowed due to its holiday park status so you need to provide utility bills and proof of separate residence.

I've went through Facebook posts for the last 3 years with the word association of the park name and that type of thing, Google reviews and even went onto companies house to check out their annual filings. It would make you weep seeing how much money they make but I guess at least that means they'll not go bankrupt and they have plenty of cash to keep amenities in tip top condition.

Gas is simply those big cylinders and you can buy your own if you want, or use theirs for a small premium over Calor Gas Std pricing, with electric metered, again, at a small premium. No water charges exist in NI and £2.3k for annual rent plus £0.8k for my boat mooring. Neither cheap nor expensive l guess.

Site sales manager already told me not to bank on good WiFi when it's busy but 4G is strong so I'll be using that for the most part I would imagine.

There is parking adjacent to the van, room for 2 cars but also quite fortunate that there is a fence behind our pitch, which means a fence height shed is allowed. Normally your only allowed a 'store it out' type large box so quite fortunate to be able to have a large shed.

Our van is a used willerby vogue and we're guaranteed at least 8 years. Back of my mind I'm thinking of a few upgrades to keep it fresh (white windows changed to black) as its got the lodge style exterior already, and along with some interior upgrades, I can have it looking modern quite easily.

If I play my cards right, I can go to them in 4 years to upgrade and when they see my van looking sweet, they'll have no problem getting a buyer and getting their double sales margin (my sale plus my my new purchase)

One of the vans they are currently selling is a 2008 Willerby Winchester and that's not even lodge spec, so it seems that as long as its in good nick, they will let vans stay onsite. That Winchester will be about 25 years old by the time it's new owners come to the end of their agreement.

We'll be staying Easter week so really excited to be trying out our new lifestyle. We're right at the water edge of lough erne but 20 miles west, we also have the Atlantic Ocean in County Donegal. Getting the wetsuits on and the little boogie boards to ride the waves never gets old smile

soupdragon1

Original Poster:

4,065 posts

98 months

Friday 24th March 2023
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This is a better pic of our van

I might paint the window frames black, change the guttering to black, change the 3 outside lights, keep on top of decking maintenance and if I do that, it'll hide its age pretty well I think.

soupdragon1

Original Poster:

4,065 posts

98 months

Saturday 25th March 2023
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Richtea1970 said:
I’ve always fancied a static to get away from it all, or an alternative option for WFH.

The sensible advice was always ‘they’re a money pit’, ‘a waste’, ‘buy bricks and mortar’ but I must admit as I’ve got older I’m thinking more and more about it as you can’t take your money with you and I’m sure my kids and grand kids would love to have somewhere they could use by the coast.
This post resonates with me quite a lot. I was going to post something similar then refrained, as I wasn't sure if it was me just being silly.

When it comes to property in general, have we in the UK become a bit too entrenched in the idea of property being an investment? People across Europe are much more likely to rent for their entire lives with 'nothing to show for it' but it doesn't seem to bother them.

But I ask myself, do I need to have something to show for it? Its pretty certain that my £35k purchase eventually will be valued at zero but if I look at it from a rental point of view, maybe the cost isn't so bad. I'm going to get lots of fun and happiness for that £35k, that's for sure (I hope!)

I'm getting a nice holiday bolthole in a great location with good facilities and there are staff around who are doing all the work. Cutting the grass, trimming the shrubbery, mending paths, roads and keeping the mooring for my boat in tip top shape. I just turn up with the family and enjoy ourselves.

I looked at one of those large lodges and if ever you want a front row van, you're going to need to buy a brand new premium one from the site owners. 800/900 sqft premium lodge is going to set you back £150k. £150k of dead money after say 20 years.

However, if we use our retirement money, 20 years is most of our retired life with a pretty amazing accomodation right on the edge of the water with panoramic vistas. Is that worth ,£150k? Its hard to justify but in the same breath, a bricks and motor property in that area with a panoramic view is going to set you back £0.5m.

And for your £0.5m, you still won't have your boat berth at your doorstep and you don't get groundskeepers and a maintenance team when you buy a house. Plus, we would need to work for much longer to find a spare £0.5m smile

So when you weight up the benefits of holiday lodge on a park versus bricks and motor holiday home private residence, the pros and cons are quite different

You only live once and playing devils advocate, is it not just as crazy to make yourself work for longer to be able to afford a holiday home versus retiring earlier, spending your money on a holiday lodge in a park which gives you much more time to actually enjoy life?

Its a tough call but just stepping down this path for the 1st time I feel it's opened my mind a little bit in terms of how I actually interpret the value of money and depreciating assets.


soupdragon1

Original Poster:

4,065 posts

98 months

Saturday 25th March 2023
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Yeah. Read up on the winterising stuff. With running a powered boat, similar issues if you don't winterise properly - cracked engine block is very common if it's not done right so it's not something I'll forget.

Just a bit of a pain if you want to use the van at Christmas as I'll need to winterise it after Halloween and then do it all over again if we visit at Christmas.

soupdragon1

Original Poster:

4,065 posts

98 months

Sunday 26th March 2023
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nebpor said:
TBH it takes 20 mins so shouldn’t stop you using it for a weekend then draining down again!
Ah, well that's good to know, thanks. I can see us heading for a few days after Christmas day, maybe for new year or something so it's good to know its not a long drawn out process

soupdragon1

Original Poster:

4,065 posts

98 months

Sunday 26th March 2023
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Richtea1970 said:
Not silly at all and I think as you get older the experiences become more important than the money. Without wanting to de-rail the thread, I think my change in mindset came with my mother in law who, on paper, had quite a valuable estate. She went downhill fairly quickly and went into a care home which she had to fund. Thanks to modern medicine keeping her alive (albeit in a pretty much vegatative state) for over 10 years, her £750k was basically burnt through to nothing. For what? to sit in the same chair everyday for 10 years, not recognising those who come to visit you.

So, if its something you want to do, go for it as the memories you make will be worth it I'm sure, it looks like a great location smile
It's an all too familiar story isn't it, care home fees being as expensive as they are. With the pressure on public finances, nothing is sacred when it comes to inheritance either and who knows what the landscape will be like in a decade or two.

I posted in another thread about 'forever home' and to summarise, we sold our really lovely but expensive home 9 years ago and found a good house at 2/3 of the price, which opened the door for more family holidays, better balanced lifestyle. Like you mention, life experiences have great value, despite being worth zero after the event!

No regrets at all. We simply addressed an imbalance to how we were going about our lives and made sure it wasn't the old phrase 'all work and no play'

soupdragon1

Original Poster:

4,065 posts

98 months

Tuesday 28th March 2023
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Any thoughts on insurance? I got some quotes from go compare £35k van and no contents insurance for £100ish but not familiar with the companies - not anyone I'm familiar with

The park offered insurance with contents (but only £1k) for £450 ish

Not paying £350 extra a year to insure £1k contents!

soupdragon1

Original Poster:

4,065 posts

98 months

Sunday 2nd April 2023
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nebpor said:
It was 120 quid, replacing caravan and deck new for old.

Not sure on the contents but TBH there's never much left in ours to insure.
Got similar and came in at £136 with £1k contents just

soupdragon1

Original Poster:

4,065 posts

98 months

Sunday 2nd April 2023
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So it's all official now, got the keys and no turning back now.

Handover yesterday and they brought in 5 new mattresses as well as fitting a new outdoor electrical box. Previous owner had new carpets installed as well as a new floors in the bathroom and ensuite (toilet and sink, no shower in ensuite though, as it's the 3 bedroom model) and wooden blinds were done on all the windows. New sofa as well. Outside of that, it's pretty much stock from when it left the factory.

A bit dated I guess in that respect. I might see about getting new worktops fitted at some point to improve cosmetics.

I thought it was a 40ft van but it's a 42ft so quite a good size and the layout is pretty good considering the space constraints.

Was over the moon when I found out my boat berth. Its literally right at the edge, close to the caravan and at the waterside rather than land side. Means if I reverse it in, we can sit on the boat, cook some food, have some drinks and have panoramic views over the water. Sun set is that direction too so it should be lovely smile





Some pics of the van





Only 50 yards from the waters edge.

Another bonus is a big shed from the previous owner. Shelving and stuff installed, loads of space for storing our paddleboarding gear and kayaks, room for bikes and a rail for hanging out wetsuits. One less job to do and one less expense to consider too which helps



I like the fact that there is sliding doors between kitchen and living room but I guess it's pros and cons v open plan, which is a more typical layout.

The kitchen has copious amounts of worktop space for a caravan. I guess the trade-off is the dining area space then gets compromised. We've went for a double drop leaf table with folding chair set up. A bit like this.

Found a set on gumtree for £50 wink



Kitchen. Table and chairs is by the entrance, where I'm standing taking the photo





Master





Ensuite



The other 2 bedrooms are pretty much identical





Bathroom





So that's our willerby vogue smile



At the start of the thread, I was baulking at the price a bit but I've come to realise it's just the price of entry. One one hand, the van shows its age a bit on the interior decor but on the other hand, to buy a van of that 42ft lodge spec brand new would set you back a 6 figure sum. So it feels good value in some respects as well.

I've garden furniture to bring down as well as my gas fire pit and my BBQ, and I'm looking forward to sitting on the deck with a beer. No panoramic views of the water for £35k unfortunately but there is good spacing between the vans in front of me, so I still get really nice sightlines onto the water from the deck. An added bonus is the boat mooring. I literally couldn't have picked a better mooring.

We're heading down on Good Friday and with it being masters weekend, I think I'll head down to the boat with my tablet and a few beers and watch the tournament conclusion. That'll be bliss, especially if the like of Rory, Rahm or Fleetwood are in contention smile

soupdragon1

Original Poster:

4,065 posts

98 months

Sunday 2nd April 2023
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Dear oh dear. Spent all that time making a post and the images didn't imbed? I can still see them if I click the icon but they normally imbed in the post. Maybe too many images in one post perhaps

soupdragon1

Original Poster:

4,065 posts

98 months

Sunday 2nd April 2023
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Ha ha

Awesome!

soupdragon1

Original Poster:

4,065 posts

98 months

Monday 3rd April 2023
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Richtea1970 said:
Looks great, and from what I’ve seen 35k looks like a decent price. Looks pretty modern to me and a great position, having the wrap around decking definitely makes a difference too, really nice to have an extra bit of outdoor space.

I’m very jealous! Enjoy it ??
Thank you

As I was doing my pre purchase research when buying, it became apparent that the price variations for the actual 'product' were quite incredible in terms of price differences in different parks. I seen those Willerby Vogue of the same vintage going for similar prices to what I paid, as well as some a quite a bit more expensive - like £50k and £60k

This one here tops the lot though, on the Isle of Wight. I guess you must pay a huge premium to get something there. Price to buy is £85k!!!

Sweet Jesus Mary and Joseph and the little donkey banditflames


https://fairwayholidaypark.co.uk/product/vogue/

soupdragon1

Original Poster:

4,065 posts

98 months

Monday 3rd April 2023
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JQ said:
Mere pocket change - I realise the vans are not the same but the prices at some of the North Wales parks always astounds me.

https://haulfrynholidays.co.uk/homes-for-sale/?par...
Looks like a fabulous setting that. Those prices are insane though. Half a million for a 'pre-loved' one!? None of those seem to have the sea view either. I wonder how much those ones would be if they came up for sale. Whoever owns that park must be making an absolute mint!!