Multicar insurance, what a f****** joke
Discussion
a
holes the lot of them 
I just bought a small diesel runabout to go to work in etc. Went on the phone to my insurers to get a quote for it; Clio 1.5 Dci. "We don't do multicar insurance, the best we can do is quote you on a new policy with an intoductory 3 year NCD".
"Fine" I says. Gimme the quote (waits 5 minutes). Quote is £324 FC for a year.
"Go take a flying f*** to yourself" was my response
On to the so called experts in this, Admiral....
Online quote, go through the pallaver, get 2 separate quotes bundles into a supposed multicar deal, as follows:
Subaru Forester 2.5 XT with 17 years NCD = £271 fc,
Renault Clio 1.5 Dci with 0 years NCD = £327,
Add the 2 together and the multicar quote was £598.
GTF outa here you robbing bds!!!!!!!!! I can only drive one of these cars at a time. I told you both are in the driveway, ergo when I am in one, the other is safely tucked up in my driveway.
Oh ffs
I can't even see a way around this. My wife doesn't drive; I considered making her the registered keeper and driving the Clio on 3rd party with my Subaru insurance. But when it comes time to tax the Clio I'm stuffed, because there won't be an insurance certificate....
bks, it's all bks
holes the lot of them I just bought a small diesel runabout to go to work in etc. Went on the phone to my insurers to get a quote for it; Clio 1.5 Dci. "We don't do multicar insurance, the best we can do is quote you on a new policy with an intoductory 3 year NCD".
"Fine" I says. Gimme the quote (waits 5 minutes). Quote is £324 FC for a year.
"Go take a flying f*** to yourself" was my response
On to the so called experts in this, Admiral....
Online quote, go through the pallaver, get 2 separate quotes bundles into a supposed multicar deal, as follows:
Subaru Forester 2.5 XT with 17 years NCD = £271 fc,
Renault Clio 1.5 Dci with 0 years NCD = £327,
Add the 2 together and the multicar quote was £598.
GTF outa here you robbing b
ds!!!!!!!!! I can only drive one of these cars at a time. I told you both are in the driveway, ergo when I am in one, the other is safely tucked up in my driveway.Oh ffs
I can't even see a way around this. My wife doesn't drive; I considered making her the registered keeper and driving the Clio on 3rd party with my Subaru insurance. But when it comes time to tax the Clio I'm stuffed, because there won't be an insurance certificate....
b
ks, it's all bks 
Durzel said:
"Safely tucked up on the driveway", immune to all vandalism and theft.
Well that's another argument altogether, maybe one I shouldn't have used as an example.My gripe is with the whole ploy of making out that multicar insurance is any better than, say, me keeping my current insurance and going to any other insurer in the land and finding a policy for the Clio.
Because it isn't.
andyjo1982 said:
OP, have you had any claims or points, because that may mean your insurers cant mirror your ncb or give you an introductory discount.
Also if you've had 2 similar prices, then you're probably looking at the market rate for that sort of car and risk.
My current insurer Esure, did quote me the £300 odd, and that was with a supposed 3 years introductory ncd. Inroductory, I ask you, I've been with them for years... Also if you've had 2 similar prices, then you're probably looking at the market rate for that sort of car and risk.
I've got 3 points for a SP30, that's all.
In desperation, I'm looking at other insurers websites just now. Budget quoted me £519 for 3rd party only. It just gets better....
sjj84 said:
You might want to check the small print of your Subaru insurance, I think you'll find the third party cover for driving other vehicles stipulates that the other vehicle must be insured in it's own right. That's certainly the case with mine, both car and bike.
Yeah I'm pretty sure they'd have that little loop-hole secured by now 
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