Insurance Postcode Lottery

[rickeyt]

It's about time insurance companies adopted a less blunt instrument than the postcode to calculate your premium. For example, live in BB1 or BB2 (Blackburn where the crash for cash scam first saw the light of day) then expect to pay double the premium paid by someone who lives 5 miles down the road.
Why should all drivers in a postcode area be punished for the actions of a few mindless idiots.

[rickeyt]

I wonder if the police ever liaise with the Insurers regarding postcode hotspots (and try to address the problem) or are they too busy becoming mini-celebs in their Scoobies for Channel 5.