18 Year Old - BMW Insurance

[lithiummedia]

18 years old (Full UK licence - 1 year old, Decent area, Tried the whole named drivers, etc)

BMW 525D M Sport

Nearly about to cry, can't get insured from ANYWHERE.

Let the flaming and trolling commence...

[lithiummedia]

I know, I know. Young guy, big car.

I earnt the car, bought it with my own money (hard work, etc, etc). I should also be allowed to DRIVE THE DAMN thing and get insured on it aswell.

[lithiummedia]

LiamB said:

1 post.. 18 year old.. with a 5 series M sport?


Pics or it didn't happen.

Not sure if trolling or serious?

I only just registered so I could post to get advice (DUH).

Anyway, just to make you happy:

[lithiummedia]

Bisonhead said:

I call...

DW, I expected these kind of replies but oh well.

But yeah, I'm deadly serious.

[lithiummedia]

LMAO, that photo was taken when it was snowing in February this year.

It's currently insured under my Cousin's business insurance policy but won't be for long.

[lithiummedia]

CYMR0 said:

Just put in some details - try moneysupermarket.com - and Elephant would do it for £6k based on a £3k, 2002 E39 525d in High Wycombe, with a student, part time fast food cook, with 40-something accountant and receptionist as named drivers.

Everyone else is £20k.

At 19, with no no claims, it'd be £5,500; with a £1k total excess, £5,200; with 1 year's no claims, £4,200; TPF&T seems to be no cheaper.

It must therefore depend on the age of the car, the occupation, and location. On a base model 2002 Fiesta, the best price would be £1,700 TPF&T with no no claims... so it's mostly the car.

Thanks. I appreciate the REAL help.

[lithiummedia]

anonymous said:

[redacted]

You're all correct and sensible and everything but I've got it now and want to keep it.