Insurance prices like Whaaat?

[exelero]

I'm only 24 but I was just playing on the comparison websites while hunting my next car. I quoted two different vehicles with all the details being the same, the only change was the REG. Here comes the interesting bit: first car to get a quote on: Lexus GS300 -around 970 for a year which is fair with me being only 24 and that having 220HP and a 3 litre petrol engine. Then I quoted my current car which is a MK1 1.6 Focus, guess what ......1289 or something like that. Can someone explain why? (I currently pay 680 per year for it)

[exelero]

Well, I know what they think about "US" but why is a 1.6 Focus more expensive to insure than a 3.0 Lexus?

[exelero]

Yes, I get you but is still the same driver....

[exelero]

ScoobyChris said:

How do the values of the cars compare?

Chris

Well I would say that the Focus I got with all the maintenance and what I recently spent on it about 500. The Lexus would be like 1000-1500. I also have 2 years NCB with the Focus so I really don't get it

[exelero]

cml24 said:

Exactly this.

Try and find something driven usually by older people. The yaris I had was far cheaper to insure than the equivilant age/spec corsa or fiesta, but the avensis I bought was the cheapest car I've ever insured (apart from my mini on a classic policy).

Big jaguars are probably a good bet! And a Lexus as you've found out.

Jag S-Type would be 1300 The Lexus still 900

[exelero]

fizz47 said:

When I had my BMW 6 series it was 50% cheaper than my previous BMW 318i even though the 6 series was may more powerful and worth a lot more..

That's funny

[exelero]

DSGbangs said:

Im 24 and have a mk6 golf gti edition 35 and my insurance is 490 for the year

Good for you

[exelero]

TwigtheWonderkid said:

The post office charge me about 50p to deliver a letter from London to Inverness. DHL want £79 to do the same. I guess that although they are both in the delivery business, they are each looking for different types of customer.

Some insurers want XKRs and price to attract them, others wouldn't touch them with a barge pole and price accordingly.

I'm not sure how this is a constant source of amazement to otherwise intelligent people.

I'm sure I remember you saying the same thing but it was FedEx that time?

[exelero]

I'm really really thinking of getting one now. Maybe after I'm 25 which comes in about 6 months

[exelero]

Whoever I saw driving a 135i so far has been driving like Miss Daisy.