Is PCP a good idea or should I invest my money better?
Discussion
Is PCP a good idea or should I spend my money on other things.
Are investments a better way to go and drive a car I can actually afford rather than being a moronic sheep and driving a car beyond my means just to impress my neighbours.
Really interested in other peoples opinion about how I plan to spend my money.
Thanks!
Are investments a better way to go and drive a car I can actually afford rather than being a moronic sheep and driving a car beyond my means just to impress my neighbours.
Really interested in other peoples opinion about how I plan to spend my money.
Thanks!
Mr2Mike said:
If people see you driving an older car they will naturally despise you and your family, so you'd have to be utterly mad not to sink every penny you can spare into a monthly payment. Nothing else matters in this life more than looking wealthier than other people.
That's the sort of life affirming answer I was after.Now if I worked this out right for the price of a cup of coffee a day extra I can have S-Line trim...
Limpet said:
Sink it into a car you can't afford, while taking self-defence lessons so you can effectively dominate your staircase when workshy council estate types turn up at 3am and kick in the door of your mortgage-free detached house (in a road that befits your status as a powerfully built director) for the keys. 
Boom! 
swanny71 said:
OP clearly intended this to be a light hearted thread (some parrots already required), so lets play PH car finance thread w
k word bingo. 
Got a some ticked off already, but I'll add a few of my personal favorites
OP - have you considered the Opportunity Cost of sinking your Capital into a Depreciating Asset like the White Audi's all those horrible Chavs seem to Aspire to?
Buy this man a drink! k word bingo. Got a some ticked off already, but I'll add a few of my personal favorites
OP - have you considered the Opportunity Cost of sinking your Capital into a Depreciating Asset like the White Audi's all those horrible Chavs seem to Aspire to?
99dndd said:
My turn:
I left the board meeting early so I could drop cold hard cash on a new white S-Line with my cringeworthy mis-spaced custom plate.
1st dealership didn't believe me so I turned on my heel, you should have seen their faces half an hour later when I was doing burnouts on their lot!
The lads at the gym weight room (you don't get powerfully built with cardio) were well impressed when I pulled up in it.
How'd I do?
I left the board meeting early so I could drop cold hard cash on a new white S-Line with my cringeworthy mis-spaced custom plate.
1st dealership didn't believe me so I turned on my heel, you should have seen their faces half an hour later when I was doing burnouts on their lot!
The lads at the gym weight room (you don't get powerfully built with cardio) were well impressed when I pulled up in it.
How'd I do?
HumanDoing said:
Are you the sort of shaft who borrows beyond your means to rent a car you cant afford in order to impress tts at red lights that you'll never meet (who dont care anyway)?
Are you the sort of self important gas giant who excretes gale force outrage whenever anyone points out that continually financing the most expensive part of car ownership is oerhaps not the genius financial move that you think it is?
Do you have over £200,000 in the bank and a track record for selecting perpetual winners on the stock market that would make Warren Buffet blush?
If yes, PCP, the equivalent of an 18 year old acting like a big shot because they have a phone 'on contract'. If no, actually buy a car like adults do. Adults, not huggies-soiling machiato-necking whiny millenials 'waa waa the economy waaa waa il never afford a house waa waaa i might as well pcp waaa ooo my dirty nappy'.
Is this PCP Bullsts at red lights that you'll never meet (who dont care anyway)?Are you the sort of self important gas giant who excretes gale force outrage whenever anyone points out that continually financing the most expensive part of car ownership is oerhaps not the genius financial move that you think it is?
Do you have over £200,000 in the bank and a track record for selecting perpetual winners on the stock market that would make Warren Buffet blush?
If yes, PCP, the equivalent of an 18 year old acting like a big shot because they have a phone 'on contract'. If no, actually buy a car like adults do. Adults, not huggies-soiling machiato-necking whiny millenials 'waa waa the economy waaa waa il never afford a house waa waaa i might as well pcp waaa ooo my dirty nappy'.
t Bingo 'HOUSE!'?lewishollings said:
I know this is a troll post, a really poor effort by the way! But I think you misunderstand the point in general, PCP helps me afford a car I may not be able to otherwise, I get to chop in every 2-3 years and I "own", very loose sense of the word, a car that I will actually enjoy.
It works for me but I understand it doesn't work for everyone which is absolutely fine, a Fiesta ST isn't going to impress the neighbours anyway.
It wasn't meant to be a troll post. I thought I had made is so deliberately-hit-you-over-the-head-obvious!It works for me but I understand it doesn't work for everyone which is absolutely fine, a Fiesta ST isn't going to impress the neighbours anyway.
It was intended as a bit of light hearted dig at the kind of people who get wound up by car finance threads.
Actually kind of offended that you think my trolling skill are so lame.
I PCP my cars so there!
swerni said:
Rat_Fink_67 said:
swerni said:
And the ONLY reason they do it is to impress their neighbours.
But only if they're also a "pompous gasbag"
PCP is very much like making love to a beautiful woman...
When I only bought cars I could afford I couldn't get laid in a brothel, now all my friends wives what to sleep with me, and they are cool with that, because I have a new car that looks well beyond my means!
It's not a new car I'm driving, oh no, it is a dream, a vison, an extension of yourself.
Women love a new car Paul.
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