Wrapping and car insurance?
Discussion
Car insurance firms I've approached don't want to go anywhere near a wrapped vehicle, not wanting to touch insuring the car if this modification is carried out.
Feel quite conflicted about this.
How do people get around this or go about things after sticking a wrap on?
Is it just commonly not declared - Maybe not necessary to declare if we're talking black to matt black wrap, for instance? Simpler if not a DVLA colour change?
Plus if the worst were to happen and you were to have gone this route but have an accident without having declared the wrap, would an insurer really void entire policy and refuse the claim or just not cover damage to the additional cost spent on the wrap etc?
Thanks for any information.
Feel quite conflicted about this.
How do people get around this or go about things after sticking a wrap on?
Is it just commonly not declared - Maybe not necessary to declare if we're talking black to matt black wrap, for instance? Simpler if not a DVLA colour change?
Plus if the worst were to happen and you were to have gone this route but have an accident without having declared the wrap, would an insurer really void entire policy and refuse the claim or just not cover damage to the additional cost spent on the wrap etc?
Thanks for any information.
Sparked quite a bit of debate.
If they wanted to completely refuse to pay out, surely the insurance company would have an onus to demonstrate that whatever the modification was had a serious relation or bearing with the issue/accident at hand eg had destabilised and made the vehicle unsafe?
In the worst case scenario described, what is the consensus as to what would happen with an undeclared wrap?
If they wanted to completely refuse to pay out, surely the insurance company would have an onus to demonstrate that whatever the modification was had a serious relation or bearing with the issue/accident at hand eg had destabilised and made the vehicle unsafe?
In the worst case scenario described, what is the consensus as to what would happen with an undeclared wrap?
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