bmw failed turbo - Insurance wont pay!!!!!
Discussion
Hi, I'm new on PistonHeads and in need of some advice please!
Bought a second hand BMW X3 2006 in January and noticed a burning smell from the exhaust so I took it to a garage approved by Warranty Assist (the dealer I bought the car from insisted we took out 12mnth Gold Warranty cover) The garage have diagnosed the problem and advise a new turbo plus cleaning filters etc.
Warranty Assist have informed us that they are not going to cover the cost of the turbo as in their terms and conditions the failure is not due to a 'Sudden Breakdown' (meaning unexpected failure of a component) they are basically saying it is down to wear and tear.
My understanding is that a turbo should last the life of the car and it failing was 'sudden and unexpected'
I would be grateful for any advice you can give me to help me fight my corner please?
Bought a second hand BMW X3 2006 in January and noticed a burning smell from the exhaust so I took it to a garage approved by Warranty Assist (the dealer I bought the car from insisted we took out 12mnth Gold Warranty cover) The garage have diagnosed the problem and advise a new turbo plus cleaning filters etc.
Warranty Assist have informed us that they are not going to cover the cost of the turbo as in their terms and conditions the failure is not due to a 'Sudden Breakdown' (meaning unexpected failure of a component) they are basically saying it is down to wear and tear.
My understanding is that a turbo should last the life of the car and it failing was 'sudden and unexpected'
I would be grateful for any advice you can give me to help me fight my corner please?
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