Cars and their houses...
Discussion
Probably just me, but there are some cars that just don't seem to suit the houses they're shout outside...
Big Pimpin' BM...
Big Pimpin' Q7...
And I'm not being a snob (may not be the actual owners homes and yes, if it's London they're worth about £1million). I had a new Cayman S parked outside my generic-semi for the last few weeks and thought it looked a touch 'unsuited' in my road of Rovers/Fords/Renaults...
Big Pimpin' BM...
Big Pimpin' Q7...
And I'm not being a snob (may not be the actual owners homes and yes, if it's London they're worth about £1million). I had a new Cayman S parked outside my generic-semi for the last few weeks and thought it looked a touch 'unsuited' in my road of Rovers/Fords/Renaults...
RobM77 said:
a) I guess some people's priorities in life differ
b) It depends when you got on the housing market. Nowadays, someone on £70k - £100k a year can only just about get a mortage on a one bed flat or a tiny terraced house in a London suburb, but they can easily afford a brand new 911. The people he'll be living with who got on the housing ladder in the 70s aor 80s will probably be on about £15k a year...
c) the Cheshire ex-wife syndrome, where wifey took the house because of the kids, so cheating hubby has to park the Porker/X5/Merc outside the terrace he's just bought in Wilmslow/Hale/Prestbury/Alderley Edge/etc b) It depends when you got on the housing market. Nowadays, someone on £70k - £100k a year can only just about get a mortage on a one bed flat or a tiny terraced house in a London suburb, but they can easily afford a brand new 911. The people he'll be living with who got on the housing ladder in the 70s aor 80s will probably be on about £15k a year...
Edited by Windymiller on Thursday 1st November 12:07
RobM77 said:
Aerofoil said:
All about priorities too. My car cost me less than the one I had at Uni. If you need a flash car to show you have "made it" then, you buy one, if you don't care about material wealth, and more about real wealth, you pay off all your finance, and live the easy life.
Since when was owning a nice car anything to do with showing off your wealth?!
m3jappa said:
I do love the fact its considered 'sad' to own a half decent car and live at home with mummy.
Maybe those who live with mummy haven't wanted to buy a place within the last 3 years due to overpriced houses.
I know for me thats how i am. I could buy a modest house with relative ease but at 28 i choose not to. Once the prices come back down to a reasonable level i will buy a place. I they stay high then i,ll stomach it in a couple of years.
I live at home with my mum and dad, my girlfriend pretty much lives here, i have my own lounge with 42"plasma and everything i could want no mortgage and a nice car paid with cash and am able to be in a position to save a good amount to put down a sensible deposit on a nice place not a 100% mortgage with interest only on a crappy 2 bed and then declare the big i am because i own a place like so many feel the need to like they are some property expert when infact their houses are now depreciating fast- they are living on the never never to the same extent as those who have ticked up flash cars.
Sorry for the rant but it bugs me that immediately some people wrongly assume.
Most people i know who are around my age (28) who have bought within the last 3 years as first timers are the same people who told me those houses would go up 50k per annum and that they 'had' to get on the housing ladder. No different to sheep imo afterall property only goes up doesnt it?
So what's the reasonable price then? The price they were 3 years ago? Why not buy then? If you really think they'll drop that much then you better start getting used to telling your girlfriend to "come quietly as mummy's awake" Maybe those who live with mummy haven't wanted to buy a place within the last 3 years due to overpriced houses.
I know for me thats how i am. I could buy a modest house with relative ease but at 28 i choose not to. Once the prices come back down to a reasonable level i will buy a place. I they stay high then i,ll stomach it in a couple of years.
I live at home with my mum and dad, my girlfriend pretty much lives here, i have my own lounge with 42"plasma and everything i could want no mortgage and a nice car paid with cash and am able to be in a position to save a good amount to put down a sensible deposit on a nice place not a 100% mortgage with interest only on a crappy 2 bed and then declare the big i am because i own a place like so many feel the need to like they are some property expert when infact their houses are now depreciating fast- they are living on the never never to the same extent as those who have ticked up flash cars.
Sorry for the rant but it bugs me that immediately some people wrongly assume.
Most people i know who are around my age (28) who have bought within the last 3 years as first timers are the same people who told me those houses would go up 50k per annum and that they 'had' to get on the housing ladder. No different to sheep imo afterall property only goes up doesnt it?
Each to their own, but personally I'd be a bit upset to not have my own pad, either rented or mortgaged, by my late 20's. I sold all the toys I'd accumulated by only paying mummy and daddy rent to buy my first house at 25 and drove a £900 Corsa while I 'adjusted' to the bills. And I'd do it again. Nothing beats getting your own place, even if it's rented. Saying you're waiting for the prices to drop is just an excuse IMHO.
Haha! This makes for fun reading! From the sound of things, all these bitty-boys will still be at home when their mummies and daddies finally leave this earth... if you haven't bought in the last few years because it's too expensive (for that brand new fully kitted out house/flat you're all dreaming of - get real kids) you're never moving out as I really can't see prices dropping to what they were. Remember, the 'price' of houses has only dropped for those who have to sell because buyers are few and far between due to all the silly panic at the moment. Once that's over they'll go back up and you can revert to your old excuses between supping milk from mommy's teet.
Two lads I work with are currently buying houses for about £170k with no deposit, and for a fair rate. Maybe you should put down your parents' Daily Mail and see what's actually out there mortgage-wise. Even house builders are tripping over themselves to sell you their houses, and have all sorts of deals where figures are shifted about to get you in with no deposit. You'd be surprised... if you could be bothered. But then you may have to buy a 'normal' car for a bit and poor little junior needs his toys doesn't he?
If you're owning and running all sorts of toys, you're not serious about saving up are you? I've plenty of mates who knuckled down financially at their parents place for 12 months and ended up with 10k deposits.
My neighbors house has 'dropped' about £20k since he bought it about a year or so ago... so what? He doesn't need to sell, and can pay the mortgage he agreed to pay when he bought it, so is happy to wait in his own place till prices rise again.
Sounds like you're all just making excuses so you can live some wannabe-playa lifestyle where you run a fleet of cars. Wow! Impressive! Not.
Two lads I work with are currently buying houses for about £170k with no deposit, and for a fair rate. Maybe you should put down your parents' Daily Mail and see what's actually out there mortgage-wise. Even house builders are tripping over themselves to sell you their houses, and have all sorts of deals where figures are shifted about to get you in with no deposit. You'd be surprised... if you could be bothered. But then you may have to buy a 'normal' car for a bit and poor little junior needs his toys doesn't he?
If you're owning and running all sorts of toys, you're not serious about saving up are you? I've plenty of mates who knuckled down financially at their parents place for 12 months and ended up with 10k deposits.
My neighbors house has 'dropped' about £20k since he bought it about a year or so ago... so what? He doesn't need to sell, and can pay the mortgage he agreed to pay when he bought it, so is happy to wait in his own place till prices rise again.
Sounds like you're all just making excuses so you can live some wannabe-playa lifestyle where you run a fleet of cars. Wow! Impressive! Not.
TomJS said:
Ok I note from reading the thread people living with their parents come in for some flaming here. So feel free to do your worst!
I lived away from home at university from 18-21. I'm now 23, and living with my dad.
It's a big house.... 4 double bedrooms for 2 of us. My mum passed away while I was at uni, so is lots of room. I am not therefore tied to my mother's apron strings! My dad works away from home on business 1 day a week (stops over in a hotel). He also lives with his GF on Saturday and Sunday. This is not due to me being at home, but because she has 2 young children who she cannot just leave. Equally, I can't imagine them being happy being taken to their mum's bf's for the weekend, especially when it would mean a 45 minute car journey, and both are car sick.
If the bed is going to be creaking on my part, it's always when my dad is away.
I think I've seen both sides of the argument therefore. Presently, I cannot see the point in taking away the rent money from my dad, in order to pay more for living elsewhere in a poorer house. Similarly, I'm not sure renting with most of my friends would be domestic bliss. They're great to meet for a chat, have lunch, shop, go out with chatting up women/drinking/dancing.... but probably not ideal as housemates. I'd also rather not have arguments about stuff, and possibly risk losing friends through having to live with them.
I could afford to live on my own I suppose, but I think I'd be miserable. I don't think I'd like living in a house by myself as I've always lived with people... at home, in halls, in rented houses.
I guess, at 26-30 I'll move out... once I've found a woman I'm going to stick with. I just don't see the point of losing what is quite a happy arrangement atm. Plenty of room, I do my own laundry & cooking, pay my way etc. We don't get under each others feet, and know each other's habits.
Ok... off you go. Am I doing wrong, or is this a good arrangement?
Nothing wrong with living at home when you're 23 mate. The gist of this thread is aimed at the 30+ bitty-boys who have some flash motor sat on mummy & daddies drive while they're [still]saving up for their first house, generally something medium/large-sized as they're so used to the large house mummy & daddy have worked for...I lived away from home at university from 18-21. I'm now 23, and living with my dad.
It's a big house.... 4 double bedrooms for 2 of us. My mum passed away while I was at uni, so is lots of room. I am not therefore tied to my mother's apron strings! My dad works away from home on business 1 day a week (stops over in a hotel). He also lives with his GF on Saturday and Sunday. This is not due to me being at home, but because she has 2 young children who she cannot just leave. Equally, I can't imagine them being happy being taken to their mum's bf's for the weekend, especially when it would mean a 45 minute car journey, and both are car sick.
If the bed is going to be creaking on my part, it's always when my dad is away.
I think I've seen both sides of the argument therefore. Presently, I cannot see the point in taking away the rent money from my dad, in order to pay more for living elsewhere in a poorer house. Similarly, I'm not sure renting with most of my friends would be domestic bliss. They're great to meet for a chat, have lunch, shop, go out with chatting up women/drinking/dancing.... but probably not ideal as housemates. I'd also rather not have arguments about stuff, and possibly risk losing friends through having to live with them.
I could afford to live on my own I suppose, but I think I'd be miserable. I don't think I'd like living in a house by myself as I've always lived with people... at home, in halls, in rented houses.
I guess, at 26-30 I'll move out... once I've found a woman I'm going to stick with. I just don't see the point of losing what is quite a happy arrangement atm. Plenty of room, I do my own laundry & cooking, pay my way etc. We don't get under each others feet, and know each other's habits.
Ok... off you go. Am I doing wrong, or is this a good arrangement?
m3jappa said:
The people who say 'what about when you bring a girl back' Well have those people ever had a girlfriend or have they spent their whole life on the internet watching porn and believing those noises are real?
Dude, you're not doing it right. Out of 31 girls, not one has ever lay there like a blow-up doll. Even when I was living at home myself. 
As for the house thing, like you say, everyone wants different things from life. I never have, and never will be employed by somebody else, whereas my girlfriend is terrified of the idea of being self-employed. However I've never known anything other than being self-employed.
Maybe it's just too scary a jump into the unknown leaving home. I seem to remember it being a bit scary when I first did it, but my feck it, let's see what happens attitude to life kicked in and I've never looked (or moved!) back since. We're all different I suppose, and entitled to our own opinions; mine is that I'd wonder where it all went wrong if I still lived at home after 10 years of working but had a flash motor on my folks' drive. Yours is that you're cool with the nice motor outside you parents place while you still wait for house prices to fall. So long as we're happy that's what matters I suppose.
Doesn't sound like your girlfriends happy though...
Runs, hides, and hopes m3jappa's not a stereotypical thug-in-an-Evo
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