Dealer but wrong name on V5 - insurance invalid

[Mag1calTrev0r]

I'm sure I've read about this before but a search has revealed nothing.

We bought a car recently from main dealer and the finance (and therefore ownership) is in my Wife's name, as is the insurance (11 years no claims) with me as a named driver.

The V5 came through yesterday with my name on it instead of my Wifes. We immediately called the insurance company, to let them know of the mistake, who have temporarily changed the 'registered keeper'.

So what now? I've informed the dealer and I'm giving them some time to come back with a response/solution but in the mean time what's the situation?

- Will they amend the V5 to my Wife's name?
- Will this then add another 'owner' to the car?
- Should I avoid this (lower the value in some strange way)?
- Insurance in my name is more expensive so we don't want to do that

Thanks for your advice. I thought about popping this in SP&TL but didn't think it was really a legal issue

[Mag1calTrev0r]

HellDiver said:

Insurance doesn't have to be in the same name as the owner on the V5.

I agree but it asks for the 'registered keeper', i.e. the name on the V5. Some insurance companies insist on the main driver being the registered keeper to stop fronting

[Mag1calTrev0r]

Thanks, I'll wait to hear from the dealer (get them to do some running around - they've already annoyed my wife on a seperate matter, but that's for another day ). If I get nowhere then I'll get in touch with the DVLA.

Thanks for the advice.

[Mag1calTrev0r]

nsmith1180 said:

There is a form available from the Post Office for errors on V5Cs.

Nice one, I was expecting a PITA administrative nightmare but if there is a form then it's maybe going to be easier to sort out.

[Mag1calTrev0r]

I think we'd just like the V5 to be right and the insurance to be as we originally intended. I don't want any reason for the insurance company to turn down a claim due to them deeming the insurance to be invalid.

I don't trust the buggers!