Insurance - Test Drive Cover?
Discussion
Had the shock of my life today. I've arranged a vehicle from a main dealer for the afternoon on Friday and they asked if I could get it put on my insurance as every time they do an unaccompanied drive their insurance charges them £x - I know one argument is "cost of doing business" but I also assumed I'd simply phone my insurer and they'd change the vehicle temporarily.
Apparently not - not even at a cost or admin fee, just point blank no.
I'm with A-Plan, the policy is with Equity Red Star and is fully comp and I'm mid 30's with NCD since forever so I'm not a boy racer wanting to try a fast car for a laugh type of thing.
Is this normal?
Apparently not - not even at a cost or admin fee, just point blank no.
I'm with A-Plan, the policy is with Equity Red Star and is fully comp and I'm mid 30's with NCD since forever so I'm not a boy racer wanting to try a fast car for a laugh type of thing.
Is this normal?
Tbh I can see both sides of the dealer side of things so I'm not that bothered about that.
My surprise was more at the point blank refusal of my current insurer.
I suspect there may be a section covering test drives in their small print but I wasn't looking to do it on some sort of free blanket (i.e. insure a Fiesta and test drive a Ferrari), the fact that they won't even do it at cost which is what surprised me.
(the insured car is a 2006 Porsche Boxster, the car I'm test driving is a 2010 Land Rover Freelander 2 so hardly shed to chariot).
My surprise was more at the point blank refusal of my current insurer.
I suspect there may be a section covering test drives in their small print but I wasn't looking to do it on some sort of free blanket (i.e. insure a Fiesta and test drive a Ferrari), the fact that they won't even do it at cost which is what surprised me.
(the insured car is a 2006 Porsche Boxster, the car I'm test driving is a 2010 Land Rover Freelander 2 so hardly shed to chariot).
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