Typical insurance cost by car group

[-Pete-]

Can anyone tell me 'typical' insurance cost by car group? I don't even know what car it'll be for, as the insurance cost is part of the decision.

It doesn't need to be for my area, or my age group. I'd just be interested to see difference costs for different insurance groups. i.e What's the % difference in cost between group 14 and group 20 cars for someone over 30 with a clean licence, in a relatively crime-free town?

Thanks.

[-Pete-]

CooperS said:

lol your kidding right?

No, I imagine someone has sat through hours of tedium getting online quotes for many different cars. As I said, I don't care about the exact values, I just want to understand how IG affects the cost of comp insurance for a middle-aged individual.

[-Pete-]

But I don't want to know about string, otherwise this would be on Stringheads.

Somebody on PH has either got quotes on five or so different cars from the same insurance company, or works in insurance and can give an idea of comparitive prices.

[-Pete-]

ZOLLAR said:

-Pete- said:

But I don't want to know about string, otherwise this would be on Stringheads.Somebody on PH has either got quotes on five or so different cars from the same insurance company, or works in insurance and can give an idea of comparitive prices.

Even if they did they wouldn't be the same for you.

I didn't ask for quotes for me, I asked for quotes for any middle-aged individual.

How about we skip all the "it can't be done" answers?

[-Pete-]

Slinky said:

You could always just run a bunch of quotes on aggregator sites, changing only the vehicle each time.. (grab some VRMs and hit confused.com)

Yes, this, exactly. Has anyone done it? I just wanted to see if anyone on PH could save me some time.

A few years ago Octane Magazine did a special edition called Classic Sports Car Buying Guide, and in it were 'typical' quotes for the 38 cars from Footman James. The value of the car and excess were representative of what each car would cost, if I can find it I might look up the more modern cars and type the value/cost/excess/IG's into this thread.

[-Pete-]

farrendahl said:

My uncle is also middle aged, he too runs a group 8 car and pays £200, his previous car a group 1 was £260.
My house mate, middle aged, running a group 6 car, pays £400, previous car group 15, £375
My brother in law, middle aged, running a group 4 car, pays £500, previous car group 9, £500

There you go, six examples, please show me the pattern or super secret group base rate code. As has been mentioned, we're not trying to be arsey, we're just giving you the honest answers.

I said for an individual, not various people of different age living in different locations with different driving history.

OK, I'll go look for that magazine...

[-Pete-]

I found it, here are some of the newer models. I assume these are best case, I started to look up the insurance groups, it's a bit of a pain as I don't have a Parker's Guide:

1990 Elan £8,000 £100xs £222 IG 15-16
1997 Elise £10,000 £100xs £300 IG 17-20
1980 Lotus7 1600 £12,000 £250xs £143 IG 20
1992 MX5 £5,000 £100xs £185 oh
1993 MGRV8 £13,000 £100xs £230 ok
1986 MR2 £3,000 £50xs £113 I
1980 TR7 £2,500 £50xs £92 see
1981 Tasmin £1,800 £50xs £99 what
1994 Chim £11,000 £150xs £303 you
2001 VX220 £10,000 £250xs £273 mean



Ok, time to gocompare a load of potential cars.