Admiral Insurance confusion

[Meeko]

I've just requested a quote for a 650S from Admiral who I've been with for years. They asked for details of any optional extras fitted to the car and I gave them the full list (carbon parts, sports exchaust, nose lift etc) and they told me they can't insure the car as they cannot insure the nose life (comes under hydraulics). Has anyone else had this issue? Doesn't make sense! Most McLarens have nose lift and I bet lots are insured with them.

[Meeko]

Yes, the quote was for regular compreshensive insurance, not mechanical warranty. I explained it left the factory that way and those items were specified at the poiint of sale and installed at the factory. The agent explained she'd spoken with her manager who confirmed they do not insure cars with nose lift. Does that mean if they have insured cars and the lift wasn't disclosed, they wouldn't pay out I wonder (on a technicality)?

[Meeko]

Thanks so much for all of your advice as always. I've called so many companies - Aviva also refused to cover it and I'm waiting got calls back from A Plan, Mannings, and NFU. In the meantime I called back Admiral and ran through the quote again (my other car is expiring tomorrow). She confirmed that as the lift is less than 5cm it is covered (under "Suspension - Other" if anyone else has same issue). Am very pleased I persevered as the pricing is very competitive. Thanks again.