I want to get of the pcp cycle

[Brandonflowers123]

Which is the best way and makes sense financially?

1. Buy my current car? 4.3k is the ballon payment. If still has warranty to 2021 As long as they service the car.

Or hand it back in, pay of the little damages? Someone hit the side of my car. Which has lead to a two small dents on door and a panel and paint damage. ( I don't mind it)

Buy a skoda Fabia vrs. or skoda superb

Both 1.9 tdi pd

I was thinking of getting one around 3k mark. Or maybe even less. And leaving 1k of any fixes and services I need to do such as cambelt change or turbo orball joints.

Which options makes financial sense?
Buying my car means I have a car which I know has had 9 services.

[Brandonflowers123]

Car-Matt said:

So £4k ish for what sounds like a 3-4 year old car OR a cash outlay to hand it back, give up on any equity in it and spend the same amount of cash on a 10 year old plus snotter?

I cant see what the dilemma is myself or maybe its just me?

The dilemma is, my current car is a1.4 turbo petrol.

It's in 45k miles.

I was hoping with a few repair these old vag engines go up to 200k. I've had one before but it was brought off a family member who I can trust