435i AUC

[AB]

Since my 435d departed, I've really missed it. Made a mistake getting rid of it. Had it from new and did 40k miles in it.

Looking at an AUC 435i at the moment and wondering what sort of discount I should be trying for (if any is generally possible on an AUC) or what sort of price I should be paying.

Spec is;

Nov 2014, 20k miles.
19" M Star-spoke style 403M alloy wheels
Sunroof
M Sport braking system
Adaptive M Sport suspension
Variable sport steering
Reversing Assist camera
High-beam Assistant
Park Assist
Adaptive Headlights
Enhanced Bluetooth with USB and Voice
Navigation system Professional
Harman Kardon loudspeaker system

A lot of stuff my 435d didn't have as it was standard apart from 19" alloys.

£24k a good price?

[AB]

Also trying to work out best way to buy.

Don't have £24k sitting available, so HP vs PCP and paying the final payment? Both seem quite high at 10.8% APR.

£4k down now, £350ish a month with a final payment is more where I'm at right now.

[AB]

I'll look into a loan but liked the idea of chunk up front and chunk at the end with smaller monthlies in between rather than straight loan if that makes sense.

I've had a 435d and I loved it but historically I've always had petrol straight 6 BMWs and I really want another one

[AB]

Smuler said:

if it's the car I think it is (albeit it's @ £24,950k) it's already been discounted and has potentially been on sale since 8 Sept.
Therefore, I think you'd be in for a deal
I never bought on finance, but I think that seems to attract more favorable terms in respect of discount.

Yeah that's the one. I put in a cheeky offer and had it rejected so still looking to see what else is available, perhaps in a better colour.

[AB]

Scrap that, just took a call...

https://usedcars.bmw.co.uk/vehicle/201709119196238...

Mine for £22,250 - deposit paid.

I’m liking that spec a lot.

Black Friday 24m warranty deal too.

[AB]

I get the impression they're not an easy one to sell as not everyone values the noise and drive of a nice petrol engine over saving a pennies at the pump.

Not everyone is a PHer, which is a good thing for us.