Insurance claim question

Insurance claim question

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Discussion

trumptriple

Original Poster:

202 posts

132 months

Monday 14th April 2014
quotequote all
I was sitting at a roundabout, waiting to turn left, when the car behind drove into the rear of my bike. Damage is minimal, my plastic mudguard is cracked and number plate smashed. Can't see anything else wrong. Another biker stopped as a witness smile

The driver was a bit evasive, denied responsibility, said my bike looked fine(!), didn't give me his insurance details. But it seems he is insured. I've notified my insurer (I'm TPFT). Now waiting for an assessor to come and see the bike. It's still rideable though.

The other driver keeps trying to ring me now. He left me one message on my phone. In return I left him a message saying my insurance company is dealing with it.

So my question is, should I now ignore his calls? Given his elusiveness in the flesh, I don't want to get into any dispute, or discussions about cash settlements, etc.

Any other advice welcome!

trumptriple

Original Poster:

202 posts

132 months

Monday 14th April 2014
quotequote all
Thanks chaps. As I thought, I'll let the insurer deal with it. Cash deal with him isn't really appealing, as I didn't trust him as far as I could throw him.

He said he didn't know how it had happened, as he didn't even move his car! I pointed out that it's not possible to reverse a motorbike fast enough to leave it embedded in a car (the bike was standing up of its own accord, still attached to his bumper). Wouldn't want him coming back and claiming against me for his damage...

trumptriple

Original Poster:

202 posts

132 months

Monday 14th April 2014
quotequote all
Yeah if he'd been less dodgy and said something like you did moanthebairns, then I'd have been more open to the idea.

p.s. creampuff, no my back is ok thanks! I've been through that before when I was knocked off my speed triple and actually did hurt my neck. Can't be arsed trying to pull a fast one.

trumptriple

Original Poster:

202 posts

132 months

Tuesday 15th April 2014
quotequote all
Yeah what a waste of my time, I agree. I didn't want the muppet to drive into the back of me.

As .blue was saying, the legal cover people were dealing with contacting the third party. I got a message late yesterday afternoon saying my claim has been settled and my NCD unaffected.

I know that it can still take time from here, but it seems me being rear ended, plus having a witness to back up my story, means it's a cut and dried case.

I know I'll have to declare an incident on my insurance renewal from now on though.

Thanks for everybody's input.