Bike trip abroad. Insurance

Bike trip abroad. Insurance

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boyse7en

Original Poster:

6,731 posts

165 months

Friday 28th April 2017
quotequote all
I'm heading to Portugal for a few days riding. The trip will include a track session at Portamao and some road riding around the hills

I won't be using my own bike, but one I'm borrowing.

Do i need special travel insurance in case I come a cropper, or will normal travel insurance cover medical bills etc? I've had a look through and some want to know about winter sports, but no mention of motorbiking being an excluded activity.



boyse7en

Original Poster:

6,731 posts

165 months

Friday 28th April 2017
quotequote all
Much reading through reams of Policy Documents has shown that a lot (nearly all) travel insurance covers up-to-125cc, a few do under 500cc or under 750cc. They really bury stuff in the smallprint.

Very few (I can only find two) do cover for bigger bikes - the Post Office does up to 1500cc if you take its extra Hazardous Activities cover. And Flexicover actually cover any capacity as standard as long as you have a full motorcycle licence. There may be more but I couldn't find them.