VWFS PCP early return

[blz06]

Hi all, just realised my PCP inconveniently ends one month after the 3 year mark (suspecting the dealer might have massaged the duration to achieve lower monthlies at the time).

This means a new round of insurance, road tax, MOT and the risk of things fail just outside of the 3 year warranty. I know most of these are refundable, but just can't be bothered with the hassles. Is it possible to return the car a month eelier given I'm wiling to pay the final monthly instalment?

P.S. in case it matters, no I won't have paid more than 50% of the overall PCP value.

[blz06]

Hugo Stiglitz said:

Yes you ask them for a early settlement figure

That's to pay the car off?

The car is in negative equity now with dealer bidding price, so will only hand the car back physically.