Insurance for Griff test drive ?

Insurance for Griff test drive ?

Author
Discussion

lordofthewings

Original Poster:

179 posts

73 months

Thursday 23rd August 2018
quotequote all
I am looking for temporary Fully Comp insurance to cover me during a Griff test drive (vendor's insistence, but sensible). The insurance for my S3 would only cover me Third Party, and having phoned around and Googled lots of insurers, I get replies like unavailable due to the specialist nature of the vehicle, and/or my age (I'm retired). I tried the PH link but that just takes me to price comparison websites, which is not what I require in this instance. I would add that this has not been an issue at dealers, but currently I am also considering private sellers. Any suggestions on insurance please ?

lordofthewings

Original Poster:

179 posts

73 months

Thursday 23rd August 2018
quotequote all
Tried that already thanks, same outcome as above

lordofthewings

Original Poster:

179 posts

73 months

Thursday 23rd August 2018
quotequote all
So how the heck does this work then ? Not test-driving a prospective new acquisition before parting with your cash is a non-starter, so making an assumption that say 50 (one a week-ish) Griffs change hands a year in the UK, and estimate that half of those are private sales -- and multiply that by all the types of performance cars out there -- that makes hundreds of similar situations each year. So don't some sellers care about A.N.Other potentially wrecking their pride and joy ? Or do the prospective buyers already have a multi-car performance car policy ? Or is there some other insurance wangle that I haven't spotted yet ? Are there any statistics from within the trade as to how many test-drives end with an accident ? There must be an opportunity for an underwriter/broker to come up with an innovative insurance product that gives a potential buyer the chance to test drive up to say five cars for say an hour each, and price it accordingly.

lordofthewings

Original Poster:

179 posts

73 months

Thursday 23rd August 2018
quotequote all
Surely a laugh smiley was missing ? Perhaps I'm odd but when I buy a car (by which I mean a TVR) I need to feel and experience the clutch, brakes, gear-change, throttle response, suspension, rattles, floppy mirrors etc....... And for a £25K+ car in the segment I'm considering, I will just walk away if the chassis, body, interior and engine bay don't do it for me.

lordofthewings

Original Poster:

179 posts

73 months

Friday 24th August 2018
quotequote all
lordofthewings said:
I will just walk away if the chassis, body, interior and engine bay don't do it for me.
Thanks for all those perspectives. I just walked away from today's viewing....I shall be patient.