I only employ 3 staff, but can I start a company pension?

[LaurasOtherHalf]

Or realistically can I make it an attractive incentive for staff without it costing my small limited company a fortune?

[LaurasOtherHalf]

What are the future plans for any reforms or is no one sure yet?

[LaurasOtherHalf]

Many thanks for the advice guys, rog any indication of exactly what to look out for or the problems these companies you know faced?