Barber - taking card payment in shop - iZettle?
Discussion
Hi,
Hoping someone can help me out here
Mrs Phooey is a self employed barber renting a chair in a barber shop/salon. Fingers crossed back to work on 4th July!
Can someone please recommend a (simple) device which can take card payments? She has an iPhone XR and a decent 4G connection in the area she works. There is no wifi in the salon. A friend of hers has just pinged her a text telling her to look at something called iZettle. I basically need to know if this is the best option for her, or if there are better, cheaper, faster, easier alternatives?
The other (possibly) limiting factor is although she has a bank account, it's not an official business account. I imagine the bank (Natwest) will question the 10-20 individual payments per day and require her to open a business account - which isn't a problem, but time to set it all up is. The reason for using a standard current account was to save on business banking costs - which our accountant doesn't have a problem with.
Cheers
Hoping someone can help me out here
Mrs Phooey is a self employed barber renting a chair in a barber shop/salon. Fingers crossed back to work on 4th July!
Can someone please recommend a (simple) device which can take card payments? She has an iPhone XR and a decent 4G connection in the area she works. There is no wifi in the salon. A friend of hers has just pinged her a text telling her to look at something called iZettle. I basically need to know if this is the best option for her, or if there are better, cheaper, faster, easier alternatives?
The other (possibly) limiting factor is although she has a bank account, it's not an official business account. I imagine the bank (Natwest) will question the 10-20 individual payments per day and require her to open a business account - which isn't a problem, but time to set it all up is. The reason for using a standard current account was to save on business banking costs - which our accountant doesn't have a problem with.
Cheers
technodup said:
open a business account with Starling in 15 mins on your phone. No fees.
iZettle, SumUp, Paypal Home and others all do the same thing. Reader, take card payment, deposit in your account. It's all pretty straightforward (although I've had issues with my iZettle not accepting certain cards). Find the one that suits you in terms of upfront cost and %age fees and go.
Thanks for quick reply!iZettle, SumUp, Paypal Home and others all do the same thing. Reader, take card payment, deposit in your account. It's all pretty straightforward (although I've had issues with my iZettle not accepting certain cards). Find the one that suits you in terms of upfront cost and %age fees and go.
Just had a very quick look at Starling - I think you need to be limited? I Googled Starling business account and a page opened saying "Business banking for limited companies"
The only issue I can see with iZettle is if the customer wants a receipt - it doesn't print them. And it's not contactless payments. I need to try and get my head around it all when I haven't had a beer
Mikebentley said:
I believe most products will send a reciept to an email if required but what twerp wants a reciept for a haircut. Chip shops and barbers by me only ever took cash before this so might close up some loopholes.
I hope she can get back to work soon.....possibly not till Aug for me.
I agree re receipts, but as I'm sure you know... there's always one "twerp" that'll stand there demanding one. Just covering all bases.I hope she can get back to work soon.....possibly not till Aug for me.
Thank you. She has very much enjoyed the extended holiday
. Hope you get back soon too 
Thank you to everyone else who has replied too. I think iZettle and Starling might be a good option for her. I'm not too clued up on tech hence wanting the easiest option
Rollin said:
You can open a Starling business account as a sole trader no problem if needed.
Firstly thank you everyone for your replies Just tried to open a sole trader acc with Starling but unfortunately they are not taking any new applications
Starling also require you to have a personal current account before applying for a business (sole trader acc)
I'll probably start another thread.. but if anyone has any recommendations for a business bank account which is suitable for approx 10-20 small transactions (from iZettle) per day I'd much appreciate it. Her current account is with HSBC so I might get her to open a business account with them - Free banking for 18 months then £6.50/month. Just need to see if each payment attracts a charge, for example a haircut at £10 - would you pay a 1.75% charge with iZettle AND a charge with HSBC
Edited by Phooey on Monday 22 June 20:06
Ham_and_Jam said:
There’s two answers here and I can answer one of them for you.
As far as switching your bank account, it is straight forward from the within your account area on the iZettle website. Just go to the settings—> bank details and enter the new name, account no and sort code. Done.
The second question- How quick it would happen I can’t say as I’ve never done it. But setting up initially was really easy. I had it working from receiving the card reader in a couple of hours
Fantastic, thank you Ham and Jam As far as switching your bank account, it is straight forward from the within your account area on the iZettle website. Just go to the settings—> bank details and enter the new name, account no and sort code. Done.
The second question- How quick it would happen I can’t say as I’ve never done it. But setting up initially was really easy. I had it working from receiving the card reader in a couple of hours
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