fastest car\lowest insurance group??
Discussion
Hi all,
I was thinking the other day what is the best balance of speed and low insurance group? Meaning whats the fastest car you can get for the lowest insurance group, sub 7 seconds to 60 at least and not a big barge.
Reason for this post is im 18 (wanting a fast car) but due to age, restrictions obviously apply. I do have the advantage of being on company fleet insurance so i can get insured on slightly more than usual.
Your pistonheads knowledge and suggestions is greatly appreciated!!
I was thinking the other day what is the best balance of speed and low insurance group? Meaning whats the fastest car you can get for the lowest insurance group, sub 7 seconds to 60 at least and not a big barge.
Reason for this post is im 18 (wanting a fast car) but due to age, restrictions obviously apply. I do have the advantage of being on company fleet insurance so i can get insured on slightly more than usual.
Your pistonheads knowledge and suggestions is greatly appreciated!!
It not about insurance groups these days, but general demographics associated with person circumstance and the vehicle to be driven. Just smash a load of quotes out on a comparison site.
I think my car is group 18, bmw 328, i pay £550 to insure it FC at 21. I'd expect a saxo vts/vtr would be much more for me, just down to the general demographics.
I think my car is group 18, bmw 328, i pay £550 to insure it FC at 21. I'd expect a saxo vts/vtr would be much more for me, just down to the general demographics.
It doesn't always work like this
Insurance group isnt the yardstick when it comes to calculating premiums. You can have a car with half the horsepower and twice the age commanding more in insurance premiums simply because its old, the type of people who drive it, crash statistics or how well occupants or 3rd parties fair in crashes.
Insurance group isnt the yardstick when it comes to calculating premiums. You can have a car with half the horsepower and twice the age commanding more in insurance premiums simply because its old, the type of people who drive it, crash statistics or how well occupants or 3rd parties fair in crashes.
made me smile.orangesrule said:
I think my car is group 18, bmw 328, i pay £550 to insure it FC at 21.
You beat me to it. Performance/Insurance, a big-engined saloon is likely to be the best bet by a long way.
Assuming we aren't allowed to delve into specialist insurers and kit cars, that is, in which case a Caterfield has it.
crosseyedlion said:
Why not a big barge?
They can handle as well as much, much smaller things and insurance is often silly cheap for the power.
Failing that, I found my e36 328i sport coupe VERY reasonable to insure considering the performance. The 20 year old chap who bought it off me found the same.
This. You can get quoted on an X300 Jag XJR cheaper than you can for a hot hatch, because not many young people buy and crash Jags. They have some serious performance too!They can handle as well as much, much smaller things and insurance is often silly cheap for the power.
Failing that, I found my e36 328i sport coupe VERY reasonable to insure considering the performance. The 20 year old chap who bought it off me found the same.
anonymous said:
[redacted]
or buy a s
t kit car- i wouldn't have put myself down as the reckless type anyway, but it does make you think a lot more if you have no roll bar, anti lock brakes, servo brakes, PAS, windscreen, proper doors, crash structure, air bags etc. Because there is always something at the back of your mind saying "if you crash and roll, you WILL die, no question about it". Certainly makes you appreciate potential stopping distances and corner tightness/anticipation, conservation of momentum. Plus its more fun at lower speeds because you have no windscreen/doors and you are a LOT lower anyway.
but yes, if you want a fast car just for the sake of going fast (at the age of 18), then you probably shouldn't be allowed to buy it.
airbrakes said:
crosseyedlion said:
Why not a big barge?
They can handle as well as much, much smaller things and insurance is often silly cheap for the power.
Failing that, I found my e36 328i sport coupe VERY reasonable to insure considering the performance. The 20 year old chap who bought it off me found the same.
This. You can get quoted on an X300 Jag XJR cheaper than you can for a hot hatch, because not many young people buy and crash Jags. They have some serious performance too!They can handle as well as much, much smaller things and insurance is often silly cheap for the power.
Failing that, I found my e36 328i sport coupe VERY reasonable to insure considering the performance. The 20 year old chap who bought it off me found the same.
279 said:
Even that doesn't work as a blanket rule really. My import Soarers were cheaper to insure than some UK cars with half the performance.
My MR2 Turbo was also something daft like a group 20 grey import. I changed over from a Volvo S60 2.0T to the MR2 Turbo with no extra cost from my insurer, with about 6 months left to go on my policy...! Next year's renewal was also quite cheap (in my 20's).Gassing Station | General Gassing | Top of Page | What's New | My Stuff