Wants a test drive but no insurance
Discussion
Dave Hedgehog said:
doubly so on a TVR, guy could be a total spanner and not have a clue what hes doing
Yep. Someone test-drove my 200SX and tried to double-declutch gear change. I say tried because he failed and I heard that awful grinding sound from my gearbox. I said, "If you're going to do that again, you will have to buy the car first."Fortunately, he bought it... and crashed it a week later.
Ive often wondered when ive seeen adverts with " no test drives with out full comp insurance" as i thought you couuldnt get such insurance unless a car was registered to you?? Its like, well, i have full comp on my car but obviously not yours , which would only be covered third party.
So, from information on this thread, it is possible to go and fully comp a potential purchase thats not in your name yet/if ever??
So, from information on this thread, it is possible to go and fully comp a potential purchase thats not in your name yet/if ever??
I always work on the theory that if they're serious they will have the cash to buy the car on them, they can drive the car on their 3rd party insurance if I sit in the passenger seat with the cash in my hand. If they haven't got the cash on them they will have to come back to buy it anyway, so they can test drive it when they return with the cash.
I don't understand how people can phone up, arrange a time to look at a car and then turn up without the money to buy it. Even if I'm going to look at a few different cars I still take the money with me for every one other wise I'll have to make two trips and may lose out on the car.
I don't understand how people can phone up, arrange a time to look at a car and then turn up without the money to buy it. Even if I'm going to look at a few different cars I still take the money with me for every one other wise I'll have to make two trips and may lose out on the car.
Terminator X said:
No one has ever or will ever take my car for a test drive, insurance certificate or not. If I lose a sale so be it. Imagine if the f
kers wrecked your PAJ while out on a drive? Even if insured you'd get the square root of fk all back from the robbing bar stewards ...
TX.
You'd never let someone test drive your car? If I went to look at a car and was told that it would be an instant deal breaker, since 99% of the time it will be to disguise the fact the car has something wrong with itkers wrecked your PAJ while out on a drive? Even if insured you'd get the square root of fk all back from the robbing bar stewards ...TX.
On a car with any significant value I either want someone test driving the car to have their own fully comp insurance or I want to be holding the asking price in cash. What if they stuff it into a ditch? They might do the honorable thing or they might shrug, say sorry and bugger off.
Skyedriver said:
Thanks for your comments, so I wasn't being "unreasonable".
It was his arrogant "well I wont even make an offer if I cannot drive the car" followed by his immediate stride of to his own car and wife.
Hindsight is a great thing but I wish I had said something as he left, you know, about wasting my time and petrol and maybe suggesting where to go next....
No point he is a chancer, you called it right, you won.It was his arrogant "well I wont even make an offer if I cannot drive the car" followed by his immediate stride of to his own car and wife.
Hindsight is a great thing but I wish I had said something as he left, you know, about wasting my time and petrol and maybe suggesting where to go next....
oceanview said:
Ive often wondered when ive seeen adverts with " no test drives with out full comp insurance" as i thought you couuldnt get such insurance unless a car was registered to you?? Its like, well, i have full comp on my car but obviously not yours , which would only be covered third party.
So, from information on this thread, it is possible to go and fully comp a potential purchase thats not in your name yet/if ever??
Of course you can be insured on a car that isn't yours - temporary insurance in situations like this is a must IMO. I bought an RS Clio from a private seller - he provided me with the reg and I bought a days insurance, it was about £40 if I recall, no big deal - especially in this case as a TVR is hardly a thousand pound snotter.So, from information on this thread, it is possible to go and fully comp a potential purchase thats not in your name yet/if ever??
OP was one hundred percent in the right, no insurance, no drive.
Just wondering if the person had a previous history of driving TVR's would this of changed your choice.
Or maybe somebody that was a PH member and you could check their profile and threads to see what history they have.
Only asking this because someone I know quite well who has a Cerbera and Tuscan over 12 years of driving TVR's but never driven a Chimaera i feel quite safe in throwing him the keys and letting him drive to see what one's like and on his 3rd party cover.
And with the understanding that IF something went horribly wrong we know where we stand.
Or maybe somebody that was a PH member and you could check their profile and threads to see what history they have.
Only asking this because someone I know quite well who has a Cerbera and Tuscan over 12 years of driving TVR's but never driven a Chimaera i feel quite safe in throwing him the keys and letting him drive to see what one's like and on his 3rd party cover.
And with the understanding that IF something went horribly wrong we know where we stand.
I always ensure they have at least TP and tell them "You can drive it but if you crash it, you've bought it"
On an decent car I'll insist on holding the cash before they drive it.
When I bought my Griffith I went with the cash, let the seller hold the money - he then told me to drive it by myself because if I crashed he didn't want to be in it
I bought it.
On an decent car I'll insist on holding the cash before they drive it.
When I bought my Griffith I went with the cash, let the seller hold the money - he then told me to drive it by myself because if I crashed he didn't want to be in it
I bought it.
Terminator X said:
No one has ever or will ever take my car for a test drive, insurance certificate or not. If I lose a sale so be it. Imagine if the fkers wrecked your PAJ while out on a drive? Even if insured you'd get the square root of fk all back from the robbing bar stewards ...
TX.
How come?kers wrecked your PAJ while out on a drive? Even if insured you'd get the square root of fk all back from the robbing bar stewards ...TX.
I don't know how all you by the book and what if brigade get anything done.
I buy and sell cars all the time, I never bring insurance certs with me, never ask anyone either. I don't care if the person who's buying my car is insured or not to be honest. I want to sell a car, I don't want to be pissing off a potential buyer like you obviously have done.
I'd never give someone the full amount before having a test drive either.
I'm selling a car currently that's rapid and liable to go sideways at the drop of a hat (even compared to a TVR). My plan for this is i'll take it out for the test drive, do all the booting it and let them drive it back on the understanding that they've seen what it'll do so be sensible.
To be honest, I thought most of that "no insurance no drive" type of crap I read on adverts was a way of putting off time wasters. Fair enough if you're selling a Ferrari and a 17 year old turns up in his Corsa for a test drive or something.
The market is a bit hard at the moment, no need to make things harder for yourself.
I buy and sell cars all the time, I never bring insurance certs with me, never ask anyone either. I don't care if the person who's buying my car is insured or not to be honest. I want to sell a car, I don't want to be pissing off a potential buyer like you obviously have done.
I'd never give someone the full amount before having a test drive either.
I'm selling a car currently that's rapid and liable to go sideways at the drop of a hat (even compared to a TVR). My plan for this is i'll take it out for the test drive, do all the booting it and let them drive it back on the understanding that they've seen what it'll do so be sensible.
To be honest, I thought most of that "no insurance no drive" type of crap I read on adverts was a way of putting off time wasters. Fair enough if you're selling a Ferrari and a 17 year old turns up in his Corsa for a test drive or something.
The market is a bit hard at the moment, no need to make things harder for yourself.
V8RX7 said:
I always ensure they have at least TP and tell them "You can drive it but if you crash it, you've bought it"
On an decent car I'll insist on holding the cash before they drive it.
When I bought my Griffith I went with the cash, let the seller hold the money - he then told me to drive it by myself because if I crashed he didn't want to be in it
I bought it.
That's great. The seller knows you have the full asking price as it's in his hands already. That puts you in the worst negotiating position possible. Only a mug would do that. On an decent car I'll insist on holding the cash before they drive it.
When I bought my Griffith I went with the cash, let the seller hold the money - he then told me to drive it by myself because if I crashed he didn't want to be in it
I bought it.
Yeah it's a funny one - when I go to view a car with TPO insurance most people just let me test drive without even asking if I have any kind of insurance. Sometimes people won't let me test drive and I can totally understand that.
When offering test drives I always judge by the person's character - it's usually pretty easy to tell if they are a time waster or a genuine enthusiast. I also see what car they've turned up in.
When offering test drives I always judge by the person's character - it's usually pretty easy to tell if they are a time waster or a genuine enthusiast. I also see what car they've turned up in.
Escy said:
V8RX7 said:
I always ensure they have at least TP and tell them "You can drive it but if you crash it, you've bought it"
On an decent car I'll insist on holding the cash before they drive it.
When I bought my Griffith I went with the cash, let the seller hold the money - he then told me to drive it by myself because if I crashed he didn't want to be in it
I bought it.
That's great. The seller knows you have the full asking price as it's in his hands already. That puts you in the worst negotiating position possible. Only a mug would do that. On an decent car I'll insist on holding the cash before they drive it.
When I bought my Griffith I went with the cash, let the seller hold the money - he then told me to drive it by myself because if I crashed he didn't want to be in it
I bought it.
I sold it, after using it for a year, at a profit.
Escy said:
That's great. The seller knows you have the full asking price as it's in his hands already. That puts you in the worst negotiating position possible. Only a mug would do that.
Seriously?When people come out with the line "I've only got £xxx on me", they're almost always lying and any sensible seller knows that.
If you're a crap negotiator, then that's a different issue.
OP - you're being entirely reasonable. I've let prospective buyers drive on TPO cover before, but only on cheap, easy to drive cars. There's no way I'd let a buyer drive something like a TVR without either proof of cover or cash in hand.
The way i think works to do it is to basically say: "Right, you like the car, you've looked it over, you're happy with the history/DVLC/ID check etc, and you'd been in the passenger seat when i've driven it" So, we do the "deal" cash is handed over, or money transfered, then when that has happened the car is "theirs" and they can drive it. If for some random reason they find a legitimate fault, then i will happily take the car back and refund there money. This usually weeds out the people who have no intention of actually buying the car!
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