17k for litre bikes - since when?

[Camelot1971]

On the other hand, in 2007 I bought a brand new Yamaha FZ6 for £5400. Last year I bought a brand new Suzuki SV650 for £5200 with a £400 fuel card and a free top box.

[Camelot1971]

Gavia said:

Kiwi79 said:

No Honda jazz in the fleet at the moment (although my mum has one). I don’t think it’s that bizarre a question when you consider that car prices have not jumped in the same way, even your own reply acknowledges the biggest jump % wise (some 40-50 increase) came from post 08 market correction. I wonder if they sell as many litres of if more people have gone for mid size bikes like the street triple

Really? In 2002 I bought a BMW 330Ci brand new for £32000, the same car now is nearer £50000. Cars have rocketed in price.

List prices have, but what people actually pay (unless they don't shop around) is down considerably. It's easy to get over 20% off the list price of a 340i these days.

[WarnieV6GT]

Pothole said:

debt. off.

If you're going to pontificate at least try and look like you have some basic intelligence.

Edited by Pothole on Thursday 14th June 12:00

Yeah that Richard Branson is a thick tt as well as he can't spell either.

[neelyp]

Jazoli said:

neelyp said:

Your picking up people for basic spelling mistakes really gets on my tits.
It adds zero value to the matter being debated and makes you come across as a total fud.

I agree, its completey unnesseray but it must make him feel better as the marjority of his posts are the same.

marjority, marjority. You raging fkstick.

"Nurse, nurse I need the froth wiped from my mouth again"

[Jazoli]

[redacted]

[Biker 1]

croyde said:

As an aside the idea of PCP on a bike fills me with dread.

I presume you need fully comp insurance and will be constantly claiming to fix dings, scrapes and dents.

Which will make things a lot more expensive.

Or am I wrong?

I've had PCPs on cars - been no problems whatsoever, including stone chip damage, scuffed alloy wheels, supermarket scars etc etc. The dealers have been only too happy to take cars back in quite scruffy condition & offer exceedingly good terms on a new 3 year deal. Win-win as far as I'm concerned...

[Kiwi79]

Gavia said:

Kiwi79 said:

No Honda jazz in the fleet at the moment (although my mum has one). I don’t think it’s that bizarre a question when you consider that car prices have not jumped in the same way, even your own reply acknowledges the biggest jump % wise (some 40-50 increase) came from post 08 market correction. I wonder if they sell as many litres of if more people have gone for mid size bikes like the street triple

Really? In 2002 I bought a BMW 330Ci brand new for £32000, the same car now is nearer £50000. Cars have rocketed in price.

How much was that BMW in 08, then how much was it in 09 or 10, cars don't seem to have had the kind of step change you mention which bikes have had.

[Biker 1]

Kiwi79 said:

How much was that BMW in 08, then how much was it in 09 or 10, cars don't seem to have had the kind of step change you mention which bikes have had.

Is it anything to do with bike prices pegged to the Japanese Yen???

[Gavia]

Kiwi79 said:

How much was that BMW in 08, then how much was it in 09 or 10, cars don't seem to have had the kind of step change you mention which bikes have had.

Car prices now have gone up massively. A bloody fiesta is over £20000 nowadays.

[dern]

Gavia said:

dern said:

You don't know me. I can afford them if I wanted them. I'm not looking down my nose at anyone. Wind your neck in.

Then why wrote it in such a way. You’ve dismissed all modern features on a bike whilst declaring yours to be perfect, yet it co gains many modern features. Also you dismiss PCP users too.

Not all debt is bad and if people choose not to tie capital up in a depreciating asset then that makes sense to many.

I think it says more about your interpretation. I didn't do anything of the kind. I believe that most new features beyond what you need to enjoy a bike (which mine and many others have and no more) are added to increase sales, it's my opinion and you took exception to it. I don't really give a damn what other people do but I do believe the manufacturers are exploiting most people's need to have the latest thing. I mean I know that they always have but the stuff they're putting on bikes now is probably just stuff they're dreaming up in response to the question "what will make people buy this bike for 15k?". Again though, despite your interpretation and bullst assertion, it's only my opinion and I wanted to join in the conversation.

I don't understand your point about capital and debt though. If I look at the latest blade to replace mine then it's a deposit of just over £3k and £209 for 24 months. That's just over £8k I've spent after two years and at best I've got leverage to continue this deal on a new bike. Also you're only allowed to do 4k miles a year and it's 9p per mile after that. Again though, this is just what makes sense to me but pcp seems like an extraordinarily bad way to buy a bike unless (going back to my original point) you need to have all this superfluous stuff sold by manufacturers. If you don't then get an interest free credit card, bang a second hand bike on it for a couple of years, pay a bit in each month and you're quids in.

[gareth_r]

Where Japanese bikes are concerned, check out the £/Yen exchange rate pre and post the "global financial crisis".

11 years ago today, £1 bought c. 242 Yen.
9 years ago today it was c. 162 Yen.
Today it's c. 147 Yen.

Just on currency conversion, a bike that cost £10,000 in 2007 would be £16,500 today.

Source: https://www.xe.com/currencytables/

[Kiwi79]

gareth_r said:

Where Japanese bikes are concerned, check out the £/Yen exchange rate pre and post the "global financial crisis".

11 years ago today, £1 bought c. 242 Yen.
9 years ago today it was c. 162 Yen.
Today it's c. 147 Yen.

Just on currency conversion, a bike that cost £10,000 in 2007 would be £16,500 today.

Source: https://www.xe.com/currencytables/

That's pretty interesting reading. Does that make Ero bikes like Ducatis and KTMs more affordable, I suppose the exchange rate with the Euro is just as toilet now vs 2000s so probably that's a no!

[Gavia]

dern said:

I think it says more about your interpretation. I didn't do anything of the kind. I believe that most new features beyond what you need to enjoy a bike (which mine and many others have and no more) are added to increase sales, it's my opinion and you took exception to it. I don't really give a damn what other people do but I do believe the manufacturers are exploiting most people's need to have the latest thing. I mean I know that they always have but the stuff they're putting on bikes now is probably just stuff they're dreaming up in response to the question "what will make people buy this bike for 15k?". Again though, despite your interpretation and bullst assertion, it's only my opinion and I wanted to join in the conversation.

I don't understand your point about capital and debt though. If I look at the latest blade to replace mine then it's a deposit of just over £3k and £209 for 24 months. That's just over £8k I've spent after two years and at best I've got leverage to continue this deal on a new bike. Also you're only allowed to do 4k miles a year and it's 9p per mile after that. Again though, this is just what makes sense to me but pcp seems like an extraordinarily bad way to buy a bike unless (going back to my original point) you need to have all this superfluous stuff sold by manufacturers. If you don't then get an interest free credit card, bang a second hand bike on it for a couple of years, pay a bit in each month and you're quids in.

You’re continuing to miss the point.

For a start ABS is compulsory on all new bikes now. The features you dismiss as gimmicks are quite possibly the same as people were saying about disc brakes and the like not too long ago.

Why do you see PCP as bad, your explanation doesn’t work as the interest rate is similar or better than a loan for the full amount in most cases. You’re conveneimetly ignoring the money you’ve saved / not tied up in the bike. If you take the money you’re not spending on a bike on PCP and use it wisely then it’s better than just having it tied up in your new bike.

0% credit cards aren’t what they used to be and the provider will charge fees on the use of it, ditto the dealership for accepting it. You could easily pay a 7% premium for using a credit card.

[horsemeatscandal]

dern said:

I think it says more about your interpretation. I didn't do anything of the kind. I believe that most new features beyond what you need to enjoy a bike (which mine and many others have and no more) are added to increase sales, it's my opinion and you took exception to it. I don't really give a damn what other people do but I do believe the manufacturers are exploiting most people's need to have the latest thing. I mean I know that they always have but the stuff they're putting on bikes now is probably just stuff they're dreaming up in response to the question "what will make people buy this bike for 15k?". Again though, despite your interpretation and bullst assertion, it's only my opinion and I wanted to join in the conversation.

I don't understand your point about capital and debt though. If I look at the latest blade to replace mine then it's a deposit of just over £3k and £209 for 24 months. That's just over £8k I've spent after two years and at best I've got leverage to continue this deal on a new bike. Also you're only allowed to do 4k miles a year and it's 9p per mile after that. Again though, this is just what makes sense to me but pcp seems like an extraordinarily bad way to buy a bike unless (going back to my original point) you need to have all this superfluous stuff sold by manufacturers. If you don't then get an interest free credit card, bang a second hand bike on it for a couple of years, pay a bit in each month and you're quids in.

Just as an aside (and God help me I don’t want to be involved in a PCP argument) but that price for the Fireblade piqued my interest so I had a look at my local Honda dealer’s website.

CBR1000RR, £3.8k deposit, £99/month. Okay it’s only 4K miles/year but 6p a mile thereafter, so only £360 for an extra 6000 miles of riding by my maths. For those that can afford it I think that’s amazing value.

[gareth_r]

Gavia said:

... You could easily pay a 7% premium for using a credit card.

That's now illegal, unless the same charge is applied to all forms of payment.
https://www.moneysavingexpert.com/news/cards/2018/...

Edited by gareth_r on Thursday 14th June 14:18

[CarsOrBikes]

deliberately hike the price, sell them on monthly rental, get enough low mileage bikes in 24-36 to rinse and repeat, all about forcing finance, should be looked into.

[Jazoli]

horsemeatscandal said:

CBR1000RR, £3.8k deposit, £99/month. Okay it’s only 4K miles/year but 6p a mile thereafter, so only £360 for an extra 6000 miles of riding by my maths. For those that can afford it I think that’s amazing value.

It is, my MT09SP costs me £25 a week roughly, for a brand new zero miles bike on 6k a year, plenty of folk I know spend double that on fags, its great value, I'll have to pay for 3 services at £120 each and probably 3 sets of tyres (which I would have had to put on any bike) but that's it, I didn't have almost £10k to buy it outright but why would I? the depreciation will cost me more than I am paying most probably.

CarsOrBikes said:

deliberately hike the price, sell them on monthly rental, get enough low mileage bikes in 24-36 to rinse and repeat, all about forcing finance, should be looked into.

Your not serious surely? better get your tinfoil hat on, have you looked at the price of cars recently? £25k gets you a mid range Focus, when they used to be around £16k, financing the depreciation is the only way for most people to get into a new car these days

Edited by Jazoli on Thursday 14th June 14:54

[Gavia]

CarsOrBikes said:

deliberately hike the price, sell them on monthly rental, get enough low mileage bikes in 24-36 to rinse and repeat, all about forcing finance, should be looked into.

Seriously? Are you incapable of making your own mind up? I bet you complain about snowflakes and the Nanny’s state too

[Birky_41]

Ho Lee Kau said:

18k CHF in Switzerland (with some options like heated grips and QS/B)

Im in Switzerland next week - any roads to recommend?

[TheCommuter]

Gavia said:

I’ve never done PCP, but why do you think you would be constantly be claiming?

I did pcp on my car but only because interest rate was near zero and i'll be buying it anyway once the 36 months are over.

I think if you do pcp and then *don't* buy the car or motorbike it is not economical.