Unemployed ? Got 11 kids ? Fancy a new house ?

[Robb F]

[GuinnessMK]

Can someone please confirm that she's not got the "right" to buy this property at some stage in the future for a tiny proportion of the cost to build it under some crazy government scheme.

https://www.gov.uk/right-to-buy-buying-your-counci...

[BoRED S2upid]

Scuffers said:

Burnham said:

rover 623gsi said:

just for a bit of balance...

Huge families on benefits may make for spectacular news stories but economically they are insignificant

...With a total benefits bill (excluding pensioners) of £100bn per year.....

£100bn a year! Thats the part that amazes me.

The housing benefit budget has been over £21Bn for a few years now...

To put this in context, that's way more than we spend on the entire MOD for example.

Where does that £21bn go? private landlords rents after pat governments sold off all their council house stock?

If thats the case then we should al jump on the bandwagon and become slum lords tha way we get some of our tax back in rent t house people like this.

[matchmaker]

It's from the Daily Fail but still:

http://www.dailymail.co.uk/news/article-2237344/Br...

16 kids but don't claim benefits apart from Child Benefit.

[Gaspode]

rover 623gsi said:

And by the govt’s own admission the HB is likely to be £25bn a year by 2015. This is mainly because rents are continuing to rise – and in particular with more people unable to buy and less social housing being available more people are having to rent privately. As private rents are more expensive than social housing rents the HB keeps going up. So, ironically, one way of reducing the HB bill would be to build more social housing.

Provision of social housing built at public expense has always been seen as a leftist/socialist policy, but it would probably be a good policy for the conservatives too. If they will be paying 25bn a year in housing benefit, and each family needs it for say 20 years, then they could decide instead to build and run social housing with a budget of 500bn. How many houses could you build and maintain for that kind of money? You could also create loads of jobs into the bargain.

Much more cost-effective to the taxpayer than forking out the money to private landlords.

[rover 623gsi]

BoRED S2upid said:

Scuffers said:

Burnham said:

rover 623gsi said:

just for a bit of balance...

Huge families on benefits may make for spectacular news stories but economically they are insignificant

...With a total benefits bill (excluding pensioners) of £100bn per year.....

£100bn a year! Thats the part that amazes me.

The housing benefit budget has been over £21Bn for a few years now...

To put this in context, that's way more than we spend on the entire MOD for example.

Where does that £21bn go? private landlords rents after pat governments sold off all their council house stock?

If thats the case then we should al jump on the bandwagon and become slum lords tha way we get some of our tax back in rent t house people like this.

Housing Benefit expenditure will be £25bn by 2015.

Approx 1/3 goes to councils (so, basically one part of the govt passing the money to another part of the govt).

Approx 1/3 goes to housing associations (the vast majority of which are not-for-profit organisations whose only remit is to look after their existing properties and build new ones.)

Approx 1/3 goes to private landlords (in London this money is increasingly going to foreign investors).

The total number of recipients of HB in social housing is higher than in private housing, but as private renting is more expensive private landlords receiver a higher proportion of HB per property they own.

[rover 623gsi]

Gaspode said:

rover 623gsi said:

And by the govt’s own admission the HB is likely to be £25bn a year by 2015. This is mainly because rents are continuing to rise – and in particular with more people unable to buy and less social housing being available more people are having to rent privately. As private rents are more expensive than social housing rents the HB keeps going up. So, ironically, one way of reducing the HB bill would be to build more social housing.

Provision of social housing built at public expense has always been seen as a leftist/socialist policy, but it would probably be a good policy for the conservatives too. If they will be paying 25bn a year in housing benefit, and each family needs it for say 20 years, then they could decide instead to build and run social housing with a budget of 500bn. How many houses could you build and maintain for that kind of money? You could also create loads of jobs into the bargain.

Much more cost-effective to the taxpayer than forking out the money to private landlords.

Indeed - what the govt doesn't publicise much is that they have reduced the amount of grant available for building more social housing. What they did instead was to 'encourage' (i.s. force) all providers of social housing to increase their rents (last year we put ours up by 6%) with the proviso that we use the extra money to go towards building more homes. Of course, this has had the effect of pushing up the HB bill - it has also had no impact on those receive HB to cover all their rent while penalising all the employed tenants we have who pay all their own rent.

Rents in social housing have for a long time been around 60% of market rate - the govt has changed things so that we now charge new tenants 80% of market rate (again, this will force up HB).

[pods]

How many social houses can you build for £25 billion....... I do not know.(how much is a billion UK or US)

However I can talk about costs for a 3 bed 84 sq M average council house or Housing Assoc or or or.

Cost is roughly £100,000 per unit all in.This is for a code 4,sustainable,100 year plus property(so good quality)
I pitch these figures all day up and down the UK with small variations.

Only extra over is the original land cost and sometimes it can be completed within the £100K. On a number of schemes the land is chucked in as part of the deal by the local council/authority.

Anyone want me to build a housing estate me.(tongue in cheek)

[Robb F]

matchmaker said:

It's from the Daily Fail but still:

http://www.dailymail.co.uk/news/article-2237344/Br...

16 kids but don't claim benefits apart from Child Benefit.

"since Casper was born last month - after a 16-minute labour"

sounds about right.

[rover 623gsi]

pods said:

How many social houses can you build for £25 billion....... I do not know.(how much is a billion UK or US)

However I can talk about costs for a 3 bed 84 sq M average council house or Housing Assoc or or or.

Cost is roughly £100,000 per unit all in.This is for a code 4,sustainable,100 year plus property(so good quality)
I pitch these figures all day up and down the UK with small variations.

Only extra over is the original land cost and sometimes it can be completed within the £100K. On a number of schemes the land is chucked in as part of the deal by the local council/authority.

Anyone want me to build a housing estate me.(tongue in cheek)

Those costs look like they in the region of the type of developments built by the housing association that I work for. All the new schemes we have in the pipeline are at least Code Level 4.

In very broad terms, he way it works for us – and most other HAs – is that when we want to build some homes we approach the Homes and Communities Agency (HCA) for approval and funding. If the HCA backs the scheme they will provide (normally) around half the money. We then take out a mortgage for the rest of the money. We use the rent acquired to pay off the mortgage. (All of that being subject to planning permission etc).

Usually, if we don’t get support from the HCA then we tend not to build the particular scheme, but in theory we are able to use our own reserves to fund the scheme or we can apply for a bigger mortgage if we want to.

Of course, the really big problem is getting planning permission as that can take many years and is very costly and providers of social housing have to do a ridiculous amount of public consultation – even more so than private developers.

[blindswelledrat]

Much as it pains me to agree with Rover, we do spend an awful lot of time frothing at the mouth over insignificant freak anomolies of the welfare system on PH.
This woman is a , and make no mistake, and it is no good for the morale of the country - but why do we spend so much time getting so angry about these one-off examples?

[rover 623gsi]

you're welcome

[GadgeS3C]

Robb F said:

"since Casper was born last month - after a 16-minute labour"

sounds about right.

"Oh, get that would you Dierdre"

[Burnham]

GadgeS3C said:

Robb F said:

"since Casper was born last month - after a 16-minute labour"

sounds about right.

"Oh, get that would you Dierdre"

One of the comments: '16 min labour, she must be spitting them out like greased pips!'

[Miguel Alvarez]

Haggleburyfinius said:

Can we please stop referring to that house as a "mansion"?

It's not a mansion.

As per the reasoning behind supporting the "mansion tax" it's bigger than my house so its a feckin mansion.



My musings so far.

1 - I'm waiting for the right moment to use the "clown car" joke and the "pyramid scam" joke.

2 - I bet she's amazing in bed and it feels like apple pie. Hold on. Hear me out. You meet her when you're out and about you get to talking and she tells you she's got 10 kids. You think i'm not being Daddy 11 but you also think I bet she's easy and its been a while I'll see where this goes. There comes that point when its time for some bedroom olympics and you slowly test the water and then it hits you. That all familiar feeling of wet warm poontang. You think I need to suit up. Oh what the heck a few strokes won't hurt. Then before you know it you've splurted your way to Daddy number 11 status.

[anonymous-user]

Miguel Alvarez said:

....

My musings so far.

1 - I'm waiting for the right moment to use the "clown car" joke and the "pyramid scam" joke.

2 - I bet she's amazing in bed and it feels like apple pie. Hold on. Hear me out. You meet her when you're out and about you get to talking and she tells you she's got 10 kids. You think i'm not being Daddy 11 but you also think I bet she's easy and its been a while I'll see where this goes. There comes that point when its time for some bedroom olympics and you slowly test the water and then it hits you. That all familiar feeling of wet warm poontang. You think I need to suit up. Oh what the heck a few strokes won't hurt. Then before you know it you've splurted your way to Daddy number 11 status.

Thank you, Miguel, for sharing with us your interior monologue.

Yep, reading that has certainly brightened up my day!

[Miguel Alvarez]

On a serious note. There has to be some figure in her head where she'll say ok I've had enough kids now. The missus wouldn't talk to me for a week because I told her "friend" off for thinking about a 4th child when the other 3 have different dads who don't help. Her thoughts are she's "in love" with the new guy and this will work.

Apparently thinking differently and telling her so is not the done thing at a social gathering.

[Burnham]

Miguel Alvarez said:

On a serious note. There has to be some figure in her head where she'll say ok I've had enough kids now. The missus wouldn't talk to me for a week because I told her "friend" off for thinking about a 4th child when the other 3 have different dads who don't help. Her thoughts are she's "in love" with the new guy and this will work.

Apparently thinking differently and telling her so is not the done thing at a social gathering.

Brilliant, and why not.

If it makes you feel any better, you're the kind of guy I'd invite to a party, just to spice up the atmosphere.

[Brother D]

Burnham said:

Miguel Alvarez said:

On a serious note. There has to be some figure in her head where she'll say ok I've had enough kids now. The missus wouldn't talk to me for a week because I told her "friend" off for thinking about a 4th child when the other 3 have different dads who don't help. Her thoughts are she's "in love" with the new guy and this will work.

Apparently thinking differently and telling her so is not the done thing at a social gathering.

Brilliant, and why not.

If it makes you feel any better, you're the kind of guy I'd invite to a party, just to spice up the atmosphere.

Everyone loves a 'social hand grenade'!

[Miguel Alvarez]

Lol I'm not always that bad. She asked my advice (reading my face as not being impressed no doubt) so I told her.