Scottish money in England...
Discussion
It's just ignorance and stupidity that causes problems. I've had many a fight with places when I've tried to pay with Scottish money. I usually finish by just saying "I'm trying to pay you, but you are refusing to accept my money, so obviously these things are free." Move as if you are about to walk out with the stuff and they generally get all flustered and decide that it's not worth the hassle.
I once had a great row with a bar manager in London over it after I'd just bought a big round of drinks and I tried to pay with 3 Scottish 20's. There was a big group of us, many were Scots, and all were annoyed by this, so after he'd opened all the bottles and poured all the drinks, we just walked out and left him with with a whole load of secondhand booze.
Silly fool, they'd have made a bomb from us that day, but the next bar along enjoyed having us getting slaughtered there for the rest of the day and evening.
Apart from the technicallity that means notes aren't legal tender, which none of these idiots have ever heard of, there is no reason not to accept money from a different part of the UK.
I once had a great row with a bar manager in London over it after I'd just bought a big round of drinks and I tried to pay with 3 Scottish 20's. There was a big group of us, many were Scots, and all were annoyed by this, so after he'd opened all the bottles and poured all the drinks, we just walked out and left him with with a whole load of secondhand booze.
Silly fool, they'd have made a bomb from us that day, but the next bar along enjoyed having us getting slaughtered there for the rest of the day and evening.
Apart from the technicallity that means notes aren't legal tender, which none of these idiots have ever heard of, there is no reason not to accept money from a different part of the UK.
Carl_Spackler said:
I watched all 3 minutes off it, 3 minutes I will never get I will have you know, yet didnt see anything worth a rofl or even a smile, I wish that guy would just f
k off, more irritating than Lee Evans, and I want to shoot him in the face....As for Scottish money, its only dips
ts that dont understand it, mind you try paying for something with a £1 note, now thats a different ball game all togetherDKL said:
I used to deliberately bring notes with me down south when we lived in Glasgow. Great fun watching puzzled faces when you hand them over.
£1 were the best - "mate we haven't used £1 for years" - look again......
£1 notes are awesome, stop you lugging round loads of heavy coins.£1 were the best - "mate we haven't used £1 for years" - look again......
The only ones I've really had trouble with are the current Bank of Scotland ones - the 'Bridges' ones. And to be fair, they do look a bit rubbish.
One place in Bradford refused them because "we don't take Scottish notes", but were quite happy when I swapped it for a Royal Bank of Scotland one.
One place in Bradford refused them because "we don't take Scottish notes", but were quite happy when I swapped it for a Royal Bank of Scotland one.
Akiraprise said:
as long as it's sterling, then our shops accept them.
ETA: We still have pound notes
, you think scottish notes are bad, try taking Guernsey / Jersey notes to the UK then 
Sometimes it's not even just notes - I've had a manx 10p coin turned down before!ETA: We still have pound notes
, you think scottish notes are bad, try taking Guernsey / Jersey notes to the UK then Edited by Akiraprise on Monday 10th August 09:40
I spent a night working in a bar passing a scottish £5 in and out of the till to the guy who gave it to me. I think he ended up with it (or bought his last drinks at a different till). The main reason I didn't/don't like scottish currency is I don't see enough of it to know what it should look like so could easily get passed a fake causing all sorts of trouble.
Well here is the official standpoint, sent to me from the Bank of England last year to my question as to weather Scottish bank notes are legal tender or not in England :-
Enquiries@bankofengland.co.uk
Thank you for your message.
Whilst they circulate freely and are generally accepted in their respective countries, neither Scottish nor Northern Irish banknotes are actually legal tender anywhere in the UK. You may also like to be aware, however, that current Bank of England notes are 'legal tender' in England and Wales, but not in either Scotland or Northern Ireland. But the term ‘legal tender’ does not of itself govern the acceptability of banknotes in financial transactions. Whether or not specific UK notes have legal tender status, their acceptability as a means of payment is essentially a matter for agreement between the parties concerned. An individual, or retailer, is, therefore, perfectly within their rights should they refuse to accept, for whatever reason, one of the UK banknotes, of whatever face value.
The phrase ‘legal tender’, therefore, has a very narrow meaning in relation to the settlement of debts; quite simply, it means that if a debtor pays in legal tender the exact amount owing under the terms of a contract, he has a good defence in law if he is subsequently sued for non-payment of the debt.
It follows that, in ordinary everyday transactions, the term ‘legal tender’ has very little practical application. People are also often willing to accept payment by cheque, standing order, debit or credit card for example – in fact, by any instrument that they are confident will deliver value – but these, too, are not actually legal tender items. Anyone in the UK can refuse acceptance of a banknote or coin in payment for goods or services, without necessarily giving a reason for so doing. In practice, it will often depend upon whether the bank where the account is held will accept such notes/coin when they come to be paid in. Many commercial banks will refuse such currency, whilst others may make a charge for their service.
Lastly, I should just mention that the Bank of England is only responsible for the production and issue of banknotes, whilst the Royal Mint is responsible for the coinage. I believe the same is true of the coinage as of the banknotes, but you should contact the Mint regarding that aspect, at:
Royal Mint, Pontyclun, Llantrisant, Mid Glamorgan, CF7 8YT
Tel: 01443 623061
Website: www.royalmint.com
You may be interested to know that the relevant legislation governing the term ‘legal tender’ is:
(banknotes) Currency and Banknotes Act 1954, section 1(2);
(coins) Coinage Act 1971, as amended by the Currency Act 1983.
With kind regards
Malcolm Shemmonds
Now we know.
Enquiries@bankofengland.co.uk
Thank you for your message.
Whilst they circulate freely and are generally accepted in their respective countries, neither Scottish nor Northern Irish banknotes are actually legal tender anywhere in the UK. You may also like to be aware, however, that current Bank of England notes are 'legal tender' in England and Wales, but not in either Scotland or Northern Ireland. But the term ‘legal tender’ does not of itself govern the acceptability of banknotes in financial transactions. Whether or not specific UK notes have legal tender status, their acceptability as a means of payment is essentially a matter for agreement between the parties concerned. An individual, or retailer, is, therefore, perfectly within their rights should they refuse to accept, for whatever reason, one of the UK banknotes, of whatever face value.
The phrase ‘legal tender’, therefore, has a very narrow meaning in relation to the settlement of debts; quite simply, it means that if a debtor pays in legal tender the exact amount owing under the terms of a contract, he has a good defence in law if he is subsequently sued for non-payment of the debt.
It follows that, in ordinary everyday transactions, the term ‘legal tender’ has very little practical application. People are also often willing to accept payment by cheque, standing order, debit or credit card for example – in fact, by any instrument that they are confident will deliver value – but these, too, are not actually legal tender items. Anyone in the UK can refuse acceptance of a banknote or coin in payment for goods or services, without necessarily giving a reason for so doing. In practice, it will often depend upon whether the bank where the account is held will accept such notes/coin when they come to be paid in. Many commercial banks will refuse such currency, whilst others may make a charge for their service.
Lastly, I should just mention that the Bank of England is only responsible for the production and issue of banknotes, whilst the Royal Mint is responsible for the coinage. I believe the same is true of the coinage as of the banknotes, but you should contact the Mint regarding that aspect, at:
Royal Mint, Pontyclun, Llantrisant, Mid Glamorgan, CF7 8YT
Tel: 01443 623061
Website: www.royalmint.com
You may be interested to know that the relevant legislation governing the term ‘legal tender’ is:
(banknotes) Currency and Banknotes Act 1954, section 1(2);
(coins) Coinage Act 1971, as amended by the Currency Act 1983.
With kind regards
Malcolm Shemmonds
Now we know.
Edited by Vipers on Monday 10th August 10:18
Silverbullet767 said:
People who don't take scottish money are idiots.
"and today the exchange rate is....... £1 to a £1........"
Not really correct. "and today the exchange rate is....... £1 to a £1........"
If I ran my own retail business I wouldn't allow staff to accept them.
There is one simple reason for this and that is that down here no staff will ever see enough of the various different currency types to be sufficiently educated to make accurate calls on what is legitimate and what is fake.
It would be my business and I would not put my bottom line in jeopardy just to appease a minority of people.
Not to forget that as I would make my staff pay for such a mistake it would be fundamentally wrong of me to expect some poor sod plodding away on a till to be 100% clued up and confident of getting it right. I wouldn't put them at risk and as staff their welfare is infinitely more important than that of some tiny minded, Daily Mail reading chimp lover.
If running a bar, with typical staff turnover, at what point does it seem logical or commercially practical to train every single member of staff, every bloody week, to recognise all the currency types?!!!
I often have Scottish money refused and would never dream of being offended or irritated in any way.
But then I guess most people have no experience of running their own retail facing business and prefer to sit up on some bizarre high horse/ass making fascist demands.
Quite simply, someone who would waste a single moment of their time argueing with a till worker over Scottish currency should have some common sense beaten into them.
Edited by Horse_Apple on Monday 10th August 10:44
What Horse Apple just said. I've had it refused and can fully understand why, but it has got worse in recent years because the designs (to me) look less and less "official".
Notwithstanding that Scottish notes seem to change about 4 times a year, in an age where knocking up some reasonably kosher looking notes is a piece of piss it's not really any wonder that people refuse to take notes that look in any way suspicious.
Clydesdale in particular should be no surprise...exactly how many Clydesdale Banks are there south of the border? Probably the same number as Barclays north of the border.
Notwithstanding that Scottish notes seem to change about 4 times a year, in an age where knocking up some reasonably kosher looking notes is a piece of piss it's not really any wonder that people refuse to take notes that look in any way suspicious.
Clydesdale in particular should be no surprise...exactly how many Clydesdale Banks are there south of the border? Probably the same number as Barclays north of the border.
No one bothers checking their coinage for English, Scottish, Welsh?
But I can undersrtand a lot of folk further south you go would not have seen a Scottish note before, and therefore don't want to take a chance on it. Funnily enough, Scottish notes actually say "Sterling" on them, English one's don't.
But I can undersrtand a lot of folk further south you go would not have seen a Scottish note before, and therefore don't want to take a chance on it. Funnily enough, Scottish notes actually say "Sterling" on them, English one's don't.
KaraK said:
Sometimes it's not even just notes - I've had a manx 10p coin turned down before!
Ever noticed some of our coins now have different pictures etc on the back? I have a Manx 50p with a motorcycle pic on the back, someone was selling them for £5 on ebay the other week?I have absolutely no idea who the rider is by the way.
Horse_Apple said:
Silverbullet767 said:
People who don't take scottish money are idiots.
"and today the exchange rate is....... £1 to a £1........"
Not really correct. "and today the exchange rate is....... £1 to a £1........"
If I ran my own retail business I wouldn't allow staff to accept them.
There is one simple reason for this and that is that down here no staff will ever see enough of the various different currency types to be sufficiently educated to make accurate calls on what is legitimate and what is fake.
It would be my business and I would not put my bottom line in jeopardy just to appease a minority of people.
Not to forget that as I would make my staff pay for such a mistake it would be fundamentally wrong of me to expect some poor sod plodding away on a till to be 100% clued up and confident of getting it right. I wouldn't put them at risk and as staff their welfare is infinitely more important than that of some tiny minded, Daily Mail reading chimp lover.
If running a bar, with typical staff turnover, at what point does it seem logical or commercially practical to train every single member of staff, every bloody week, to recognise all the currency types?!!!
I often have Scottish money refused and would never dream of being offended or irritated in any way.
But then I guess most people have no experience of running their own retail facing business and prefer to sit up on some bizarre high horse/ass making fascist demands.
Quite simply, someone who would waste a single moment of their time argueing with a till worker over Scottish currency should have some common sense beaten into them.
Edited by Horse_Apple on Monday 10th August 10:44
And nobody has mentioned Gibraltar £. Even worse.
Gassing Station | The Lounge | Top of Page | What's New | My Stuff