Insurance Claim Question/Problem

[andykdj]

MiniBeej said:

Walk away from the claim, cancel your policy, buy a new bike, start a new policy and DO NOT LIE on the new one.

Yes it will be expensive but not as expensive as not being insured at all can be!

Thank you. Another normal response.

[andykdj]

Eddh said:

What the juddering fk is wrong with you? WHY DO YOU NEED TO CONTINUE TO LIE!

Just say, I've decided not to make a claim. YOU DO NOT NEED TO GIVE SOME STUPID BULLst EXCUSE.

fking hell.

Haha surely they would ask why though? I am trying to make it sound like its my own fault.

[andykdj]

graeme4130 said:

Absolutely true. Best you can hope for is you lose a £1600 bike. Worst is you are prosecuted for fraud and can never insure another motorvehicle again without a lottery win.

As a foot note, Insurance companies check things like pistonheads, so be careful what you post up here.

Perhaps you'd have been better recieved on here had you have not lied in your initial post

Anyway, whatever happens, I wish you good luck and you never know, the police may knock on your door with your bike back and everyone's happy

Thanks for the entertainment

Your post totally contradicts itself.

If insurance companies checks forums then it would be silly of me to say the whole truth wouldnt it?

I simply asked for advice and the best i got was abuse.

Lesson learnt again.

Thanks anyways.

[andykdj]

Eddh said:

WHY?! Just say its not worth it after paying the excess and having to deal with increased premiums.

That is true and makes you sound like less of a div than 'left me keys in it m8'.

Then next time don't lie to insurance companys.

Thanks mate.

[andykdj]

MitchT said:

OP - Buy a set of dildos of varying sizes. Start with the smallest and work your way up to the largest, progressively reducing the amount of lube you use 'till you're using none at all. That should prepare you for what's coming.

Good luck

Im not a betting man but my guess is your willy is smaller than average.

And maybe you're ginger?

Have a good day.

[andykdj]

longblackcoat said:

You're an idiot, but I guess you know that better than any of us. I'll not harp on, other than to say that it's hard to feel sympathetic to someone who makes my insurance more expensive.

However, it's Christmas (nearly), I'll be nice.

You need to seperate two very different things - the theft and the claim.

(1) Your bike has been stolen, and the police are only interested in it as a theft. They're not after you for fraud. I presume they don't want to see your insurance certificate. If the bike comes back, great. If not, chalk it up as a massive PITA and move on.

(2) The insurance company will not pay out to you if you try to make a claim - they'll almost certainly adjust their premium to something stratospheric like £2500 (on the bais that they'd normally never insure someone with a recent ban, and if they did it would be three times the normal rate), net it against whatever they'd pay you, and bill you for the rest. You don't need to make a claim; I had a theft of a car some years back and I figured I'd rather keep my NCD than make a claim for a £1200 car which had a £500 excess. It meant that I could truthfully declaire that there'd been no accidents, claims or convictions.

The pragmatic thing is to withdraw the claim. You don't need to say why, and don't make things worse by lying more than you already have. Then cancel the policy and walk away from this insurance company, making sure you don't use them again (otherwise you'll alert them to your previous fraudulent statement). For any future policy, tell the truth, because it's really, really easy to check up on these things.

Thanks for the advice.

[andykdj]

Hahaha WOW!!

You people are fking shocking, 5 pages of just utter bhing!

Just a quick update before I leave you trolls, I rang up my insurance and explained about the ban and low and behold I DID declare the ban and everything is fine.

It's nice to know there are people like you lot who are willing to give normal and friendly advice/help!

Have a nice life sat at your PC's badgering those in need of advice.

My guess is 90% of you lot are either single or benders!

Goodbye for now

[andykdj]

PurpleMoonlight said:

You might want to see a doctor about your poor memory, it could be a symptom of a larger issue.

Yeah but theres no cure for you monkeys.

Like i say, all i asked for was advice and all i got was abuse.

I understand that i am new to the forum but sh!t, its 2013.. I thought this clicky forum rubbing each others willies had long past. I guess not.

[andykdj]

LuS1fer said:

Fair points but it's "lo and behold".

Hahaha thanks

[andykdj]

Mr2Mike said:

So, first you "forgot" to declare a 6 month ban when you took your insurance out. Then after your bike getting stolen within a week of buying it, the insurance ring to check that you have definitely have had no convictions, and again you magically "forget" your 6 month ban and assure than you are clean. Then you suddenly remember the ban and post on a forum asking if this is going to be a problem, and then despite all evidence to the contrary your insurance allegedly tells you that you actually did declare the ban.

There's not enough room to fit all the itchy chin smileys this story deserves, but suffice to say that you are either not telling the truth or you have a serious case of early onset Alzheimers.

Within a week of buying it? Are you high?

I bought the bike in May and insured it then. If you can't read then your input is worthless.

[andykdj]

My guess os you lot are pissed off that you have no more b!tching to do.

Let it go and move on to the next victim.

[andykdj]

vikingaero said:

It is pretty shocking. Normally numpties get at least 15 pages of abuse on here.

Haha I don't for one second doubt that mate.

[andykdj]

LuS1fer said:

But on the other hand, if you really did declare the ban and forgot that too, I would still have the dementia tests... if you remember to...

I did declare the ban, I just forgot to mention it to the guy I spoke to when I originally reported my bike had been taken and because of that I assumed I didn't declare the ban when originally taking out the policy.

This was the very first time I had took out a policy so yeah sh!t happens.

Now for the love of god people let it go. Your d!cks can't get any harder!

[andykdj]

PurpleMoonlight said:

Were you banned for driving without insurance then?

No!

[andykdj]

If you guys are the face of this site/forum then I will gladly delete my account myself.

All this because I asked for a bit of friendly advice. If you had an ounce of brain cells, you would read over the entire thread and see that you lot are a bunch of morons and I was merely asking for advice.

Delete my account if you want. I am really not bothered

[andykdj]

radio man said:

OP, what a w####r, you ask for the assistance of genuine people on PH and because you don't like the advice they give you they are all f######g idiots.
It appears to me that you have mental health/ego issues and need to be banned from the PH real people can use the gassing station without having to run into a moronic egocentric fantasist like you.

Who threw you a nut?

Get back in the jungle!