How strict are pre-employment credit checks?
Discussion
Hi guys... wasn't sure whether to post this here or in the jobs forum but thought that looked more like a classifieds forum... feel free to move it!
basically I've been lucky enough to receive a conditional offer from one of the banks in London in a graduate mergers and acquisitions role... predictably one of the pre-employment checks is a credit check.
Now my credit record isn't terrible (no CCJs, defaults or anything like that) but its not perfect either. About the worst it gets is that it shows I have made 6 late payments on my credit card over the last 31 months (I would have thought that sort of thing was quite common amongst students, though).
Does anyone know how strict an employer is likely to be in making their credit check? Obviously requirements might be a bit higher for a finance job. I'm sure I'll be ok... like I said I dont consider my credit record to be too bad, but I really dont know what they're looking for.
Anyone have any experience with this?
Thanks!
basically I've been lucky enough to receive a conditional offer from one of the banks in London in a graduate mergers and acquisitions role... predictably one of the pre-employment checks is a credit check.
Now my credit record isn't terrible (no CCJs, defaults or anything like that) but its not perfect either. About the worst it gets is that it shows I have made 6 late payments on my credit card over the last 31 months (I would have thought that sort of thing was quite common amongst students, though).
Does anyone know how strict an employer is likely to be in making their credit check? Obviously requirements might be a bit higher for a finance job. I'm sure I'll be ok... like I said I dont consider my credit record to be too bad, but I really dont know what they're looking for.
Anyone have any experience with this?
Thanks!
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