Insurance cancelled after 1 week
Discussion
untakenname said:
Limiting lorry drivers just caused elephant racing, the same thing is happening now to those in company cars all stuck to the same limit glued to the bumper of the car behind as they are now unable to make progress.
Blackboxes are retrograde step for safety as people won't even want to take evasive action to prevent an avoidable accident just incase it invalidates their insurance.
https://ico.org.uk/for-organisations/guide-to-the-...
Limiters don't cause elephant racing, poor driving/choices do.Blackboxes are retrograde step for safety as people won't even want to take evasive action to prevent an avoidable accident just incase it invalidates their insurance.
TwigtheWonderkid said:
I suspect Freedom of Information would be the phrase he was looking for. GDPR is the last thing you'd want in these circumstances. 
I deal with GDPR requests in my line of work (it's causing headaches), an individual has the right to access under the GDPR, its different to a FOI request and far more indepth with less get out clauses.https://ico.org.uk/for-organisations/guide-to-the-...
I use a limiter, it doesn't force me to sit 2 foot off the back of the vehicle in front or elephant race. People choose to they aren't forced to behave that way.
Faz50 said:
What happens if you go on a track day in your car?
Do you tell them first? How do they know it’s on a track if the gps is dodgy?
Or is it in their t+c not to do so?
But then you can get track day insurance and the box would still be active on one policy but not the other.
Interested to know.
Tried that with the Aviva drive app. Much to my annoyance I got an average rating and a smooth cornering badge. I was in a fairly quick Westfield, on slicks, while on track and was not hanging about on the road as was late for the track day.Do you tell them first? How do they know it’s on a track if the gps is dodgy?
Or is it in their t+c not to do so?
But then you can get track day insurance and the box would still be active on one policy but not the other.
Interested to know.
untakenname said:
Limiting lorry drivers just caused elephant racing, the same thing is happening now to those in company cars all stuck to the same limit glued to the bumper of the car behind as they are now unable to make progress.
Blackboxes are retrograde step for safety as people won't even want to take evasive action to prevent an avoidable accident just incase it invalidates their insurance.
What a load of utter nonsense. Having an accident on your record is far worse than an emergency stop. Anyone who doesn't get that is too stupid to be driving anyway".Blackboxes are retrograde step for safety as people won't even want to take evasive action to prevent an avoidable accident just incase it invalidates their insurance.
As for " Blackboxes are retrograde step for safety", why do insurers give discounts to young drivers who have them. Is it charity, or pure altruism. Or is it because it reduces accidents, and reduces accident severity. Please explain to fool like me how young drivers having fewer accidents, and less serious accidents, is a retrograde step for safety.
Fleets fit black boxes because they are shown to...guess what,...reduce accidents and accident severity. These are facts. Any fleet manager will tell you this. Insurance companies do not give discounts for fun. So again, explain how this is a retrograde step for safety.
You've talked yourself into a ridiculous belief based on your own prejudices, despite the fact that it flies in the face of actual proper evidence.
TwigtheWonderkid said:
vonhosen said:
Limiters don't cause elephant racing, poor driving/choices do.
Exactly right. Same as "speed cameras make you look at you speedo all the time instead of the road". No, idiocy makes you do that. TwigtheWonderkid said:
What a load of utter nonsense. Having an accident on your record is far worse than an emergency stop. Anyone who doesn't get that is too stupid to be driving anyway".
As for " Blackboxes are retrograde step for safety", why do insurers give discounts to young drivers who have them. Is it charity, or pure altruism. Or is it because it reduces accidents, and reduces accident severity. Please explain to fool like me how young drivers having fewer accidents, and less serious accidents, is a retrograde step for safety.
Fleets fit black boxes because they are shown to...guess what,...reduce accidents and accident severity. These are facts. Any fleet manager will tell you this. Insurance companies do not give discounts for fun. So again, explain how this is a retrograde step for safety.
You've talked yourself into a ridiculous belief based on your own prejudices, despite the fact that it flies in the face of actual proper evidence.
Can you point us to some of the evidence to back up your claims that ‘black boxes are shown to reduce accidents and accident severity’ please?As for " Blackboxes are retrograde step for safety", why do insurers give discounts to young drivers who have them. Is it charity, or pure altruism. Or is it because it reduces accidents, and reduces accident severity. Please explain to fool like me how young drivers having fewer accidents, and less serious accidents, is a retrograde step for safety.
Fleets fit black boxes because they are shown to...guess what,...reduce accidents and accident severity. These are facts. Any fleet manager will tell you this. Insurance companies do not give discounts for fun. So again, explain how this is a retrograde step for safety.
You've talked yourself into a ridiculous belief based on your own prejudices, despite the fact that it flies in the face of actual proper evidence.
bad company said:
Can you point us to some of the evidence to back up your claims that ‘black boxes are shown to reduce accidents and accident severity’ please?
A start point would be the lower premiums for black box policies compared to standard policies for younger drivers. If the claims experience were the same or worse, then premiums would follow that TwigtheWonderkid said:
What's the other half?
If the job was ideal for you, the pay and benefits were great, and it was just what you wanted, you'd turn it down because your company car was tracked??
My company car isn't tracked, but I consider myself damn fortunate to have a company car, and if they wanted to fit a tracker, so be it. It's their car!
I would never take a job with a tracked or speed limited vehicle. And the extra money needed to get me to renege on that would never be offered so isn't an influence If the job was ideal for you, the pay and benefits were great, and it was just what you wanted, you'd turn it down because your company car was tracked??
My company car isn't tracked, but I consider myself damn fortunate to have a company car, and if they wanted to fit a tracker, so be it. It's their car!
cmaguire said:
Why anybody would willingly submit to having a black box is a total mystery to me.
If I actually had any children then I would tell them to stop being stupid if they even mentioned it.
I wouldn’t have one either but for youngsters it’s often the only affordable way of getting insured.If I actually had any children then I would tell them to stop being stupid if they even mentioned it.
Gavia said:
bad company said:
Can you point us to some of the evidence to back up your claims that ‘black boxes are shown to reduce accidents and accident severity’ please?
A start point would be the lower premiums for black box policies compared to standard policies for younger drivers. If the claims experience were the same or worse, then premiums would follow that (But I do agree with your point - black boxes do reduce bad driving.)
bad company said:
Gavia said:
A start point would be the lower premiums for black box policies compared to standard policies for younger drivers. If the claims experience were the same or worse, then premiums would follow that
That’s insurance company policy, where’s the evidence?https://www.insurethebox.com/why-having-a-black-bo...
https://www.independent.co.uk/money/insurance/blac...
Edited by vonhosen on Tuesday 24th July 08:45
cmaguire said:
TwigtheWonderkid said:
What's the other half?
If the job was ideal for you, the pay and benefits were great, and it was just what you wanted, you'd turn it down because your company car was tracked??
My company car isn't tracked, but I consider myself damn fortunate to have a company car, and if they wanted to fit a tracker, so be it. It's their car!
I would never take a job with a tracked or speed limited vehicle. And the extra money needed to get me to renege on that would never be offered so isn't an influence If the job was ideal for you, the pay and benefits were great, and it was just what you wanted, you'd turn it down because your company car was tracked??
My company car isn't tracked, but I consider myself damn fortunate to have a company car, and if they wanted to fit a tracker, so be it. It's their car!
Of course if enough of those other drivers around you have their behaviours influenced by it, by association your behaviours will be altered to a degree.
cmaguire said:
Why anybody would willingly submit to having a black box is a total mystery to me.
If I actually had any children then I would tell them to stop being stupid if they even mentioned it.
For all you know, you may actually owe your life to a black box. That young driver who was coming towards you on that bend the other day, driving quite sensibly, could have been doing 80mph out of control on your side of the road, had it not been for the black box keeping him in check. If I actually had any children then I would tell them to stop being stupid if they even mentioned it.
bad company said:
Gavia said:
A start point would be the lower premiums for black box policies compared to standard policies for younger drivers. If the claims experience were the same or worse, then premiums would follow that
That’s insurance company policy, where’s the evidence?Anyway, back on Planet Earth......
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