Being an expat in the Netherlands

Being an expat in the Netherlands

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DangerousMike

Original Poster:

11,327 posts

156 months

Friday 4th June 2010
quotequote all
what's it like?

What is Groningen like?

etc. etc.

how does it compare to UK?

what is the tax like? how much to own cars? cost of living? quality of life? cost of accomodation?

thanks! (thinking about applying for a job there).

spikeyhead

12,396 posts

161 months

Friday 4th June 2010
quotequote all
I've never been to Gronigen, but have been in the Eastern part of the Netherlands for the last ten months.

Top tax rate is 51%, however as a foreigner you may be eligible for a substantial discount on this (the 35% rule). Make sure that you are or it's not worth being there.

English is spoken almost everywhere, so language is rarely an issue. Eating out is generally expensive, there are more speed cameras than in the UK and the police will stop people regularly for minor things.

Overall, life is very peaceful, not seen any hint of violence despite being out on the piss most weekends.

Accommodation costs vary from one area to another, I'd ask your potential employer to provide some information and assistance.

winshent

1,164 posts

159 months

Monday 7th June 2010
quotequote all
Hi SpikeyHead

Can you explain what the extra taxes are when renting? All rental adverts i've seen are excl tax.. is this similar to council tax or are there other taxes?

dinkel

25,760 posts

222 months

Monday 7th June 2010
quotequote all
It's either 8 or 19% (VATish).

For about 750-1500 euros a month you should be able to find a decent house for rent.

Why Groningen? What's your line of business? Maybe ask Euroboy as he has spent considerable time in Holland.

DangerousMike

Original Poster:

11,327 posts

156 months

Monday 7th June 2010
quotequote all
there is a lectureship advertised there...

halfpenny43

878 posts

200 months

Monday 7th June 2010
quotequote all
DangerousMike said:
what's it like?

What is Groningen like?

etc. etc.

how does it compare to UK?

what is the tax like? how much to own cars? cost of living? quality of life? cost of accomodation?

thanks! (thinking about applying for a job there).
Groningen is (as you hint with your job) a nice student city. Some cheaper places to eat and drink also than the main habited area of the Netherlands between Amsterdam, Den Haag, Rotterdam and Utrecht (called the Randstad). Your pretty far away from Amsterdam - around 2 1/2 hours on the train maybe 2 hours by car.

Income tax highest rate is 52% but as an expat your employer can apply for the 35% tax rule which will reduce your tax liability.

Cars to buy in NL compared to the UK are very expensive - just look at autotrader.co.uk and then autotrader.nl and compare costs. There is a "luxury tax" on the price of new cars here which over time reduces but used cars are still by comparison expensive.
Road tax goes on weight and environmentally friendliness.
Insurance is in my opinion cheap. My Lotus Elise costs me EUR190 in road tax and around EUR700 a year fully comp insurance. Petrol is a similar price to the UK.

Quality of life is above the UK for sure (in my opinion). I've lived here for a good few years now and wouldn't move back to the UK. My wife is Dutch so that helps the plan to stay here too I guess.

The other fairly big expense you will have is health insurance. It is obligatory to have health insurance here and whilst your Company may offer a subsidised scheme for decent cover including dental with low excess for consultations / treatments your going to be looking easily at EUR100-150 a month (depending on your age of course).

Depending on what happens in the up-coming election on Wednesday it is at the moment cheaper to buy than to rent, as you get a % back on your mortgage payments from the tax authority (like the old MIRAS scheme in the UK years ago), but depending on which party get into power this may stop (I don't think it will as it is a showstopper for most home owners here - but you never know).

It's a fairly burocratic place, but once you get used to the system and how to get things done, it is no more difficult than the UK.

Hope this is useful - anything else I'm happy to help.

Steven

dinkel

25,760 posts

222 months

Monday 7th June 2010
quotequote all
And of course, there's the inevitable Dutch Spring Run:

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

I have 4 satnav files for you which cover coastal line, Afsluitdijk, Friesland, Drenthe and Groningen (and via the Autobahn back to Gelderland) if you wish to explore.

spikeyhead

12,396 posts

161 months

Saturday 12th June 2010
quotequote all
euroboy said:
Ive been in NL for almost 4 years now - any questions on lifestyle/cars etc id be happy to answer if I can.

Ive never been to Groningen so cant cover that, and TBH not much help on the tax stuff either as I dont pay any of that smile

I have bought cars and houses here though so could potentially be of use.

p.s.

Its loads better than the UK!
I'm with you apart from that last bit. There's a lot I like about being here. It's nice, very nice.

There's a lot I don't enjoy about living here, mostly that it's jsut too bloody nice.

Lost soul

8,712 posts

146 months

Saturday 12th June 2010
quotequote all
I lived in Breda for 2 years and loved it , tax is highish cars are expensive compared to UK

but standard of living -quality of life is way ahead of UK , the UK seems third world in comparison

tyrewrecker

6,419 posts

118 months

Wednesday 3rd October 2012
quotequote all
halfpenny43 said:
Groningen is (as you hint with your job) a nice student city. Some cheaper places to eat and drink also than the main habited area of the Netherlands between Amsterdam, Den Haag, Rotterdam and Utrecht (called the Randstad). Your pretty far away from Amsterdam - around 2 1/2 hours on the train maybe 2 hours by car.

Income tax highest rate is 52% but as an expat your employer can apply for the 35% tax rule which will reduce your tax liability.

Cars to buy in NL compared to the UK are very expensive - just look at autotrader.co.uk and then autotrader.nl and compare costs. There is a "luxury tax" on the price of new cars here which over time reduces but used cars are still by comparison expensive.
Road tax goes on weight and environmentally friendliness.
Insurance is in my opinion cheap. My Lotus Elise costs me EUR190 in road tax and around EUR700 a year fully comp insurance. Petrol is a similar price to the UK.

Quality of life is above the UK for sure (in my opinion). I've lived here for a good few years now and wouldn't move back to the UK. My wife is Dutch so that helps the plan to stay here too I guess.

The other fairly big expense you will have is health insurance. It is obligatory to have health insurance here and whilst your Company may offer a subsidised scheme for decent cover including dental with low excess for consultations / treatments your going to be looking easily at EUR100-150 a month (depending on your age of course).

Depending on what happens in the up-coming election on Wednesday it is at the moment cheaper to buy than to rent, as you get a % back on your mortgage payments from the tax authority (like the old MIRAS scheme in the UK years ago), but depending on which party get into power this may stop (I don't think it will as it is a showstopper for most home owners here - but you never know).

It's a fairly burocratic place, but once you get used to the system and how to get things done, it is no more difficult than the UK.

Hope this is useful - anything else I'm happy to help.

Steven
Bump

Is 35% tax rule still applicable?

TIA

halfpenny43

878 posts

200 months

Thursday 4th October 2012
quotequote all
tyrewrecker said:
Bump

Is 35% tax rule still applicable?

TIA
As far as I'm aware yes.

tyrewrecker

6,419 posts

118 months

Thursday 4th October 2012
quotequote all
halfpenny43 said:
As far as I'm aware yes.
Top lurking!

HvdWeerden

1,689 posts

164 months

Friday 5th October 2012
quotequote all
tyrewrecker said:
Bump
Is 35% tax rule still applicable?
It increases in steps ! The more you earn the more you pay

33,10 % is calculated over the first € 18.945


Motorrad

6,811 posts

151 months

Wednesday 10th October 2012
quotequote all
HvdWeerden said:
It increases in steps ! The more you earn the more you pay

33,10 % is calculated over the first € 18.945

It still exists- otherwise I wouldn't be here.

It works like this- the first 35% of your income is disregarded for tax for 10 yrs.

The remaining 65% of your income is taxed as per the table above.

Another 'tax' to consider is health insurance which costs about 300 euros for a couple. No idea for a single person.

VAT is now 21%, petrol is around euro 1.80 ltr, diesel 1.50. It's not cheap to live here- however France, Belgium, Germany and the UK aren't far away. I tend to bulk buy expensive items there or wait for the sales here.



Gaz Walton

32 posts

103 months

Wednesday 31st October 2012
quotequote all
I live in Arnhem but the 35% is now 30% as that's what I'm getting (just checked my payslip) this amount is tax free and it makes a big difference.

Also I have been informed that when you move here you can import 1 car bpm (tax) free but I didn't know this otherwise I would not have sold my TT.

Gaz

spikeyhead

12,396 posts

161 months

Thursday 1st November 2012
quotequote all
Gaz Walton said:
I live in Arnhem but the 35% is now 30% as that's what I'm getting (just checked my payslip) this amount is tax free and it makes a big difference.

Also I have been informed that when you move here you can import 1 car bpm (tax) free but I didn't know this otherwise I would not have sold my TT.

Gaz
I believe that you can't import a RHD car, so fine if you've got a yank tank or similar, otherwise you're buggered.

halfpenny43

878 posts

200 months

Thursday 1st November 2012
quotequote all
spikeyhead said:
Gaz Walton said:
I live in Arnhem but the 35% is now 30% as that's what I'm getting (just checked my payslip) this amount is tax free and it makes a big difference.

Also I have been informed that when you move here you can import 1 car bpm (tax) free but I didn't know this otherwise I would not have sold my TT.

Gaz
I believe that you can't import a RHD car, so fine if you've got a yank tank or similar, otherwise you're buggered.
This is not correct.

As part of your initial move to the Netherlands, if you have a car RHD or LHD that you have owned for at least 2 years (in your name) you can import the car and register it on Dutch plates and not have to pay BPM. My wife did this when we first moved over with her RHD Peugeot 206CC.

But you have to do this as part of your initial move - not 3 months later.

spikeyhead

12,396 posts

161 months

Thursday 1st November 2012
quotequote all
halfpenny43 said:
This is not correct.

As part of your initial move to the Netherlands, if you have a car RHD or LHD that you have owned for at least 2 years (in your name) you can import the car and register it on Dutch plates and not have to pay BPM. My wife did this when we first moved over with her RHD Peugeot 206CC.

But you have to do this as part of your initial move - not 3 months later.
Ah, that's where those who couldn't do it went wrong. Thanks for the info.

LeoZwalf

2,799 posts

194 months

Saturday 5th January 2013
quotequote all
Does the age of the car matter regarding the import tax? Ours is a 1995 Mondeo, owned getting on two years but not quite. Hopefully no fee is needed, seems a bit odd to have to pay import tax on a car worth so little.

By the way... greetings to the thread smile I'm getting very interested in it as we will be moving from Frankfurt to Amsterdam in a couple of weeks having been here 4 and a half years. Got to re-learn a lot of things and bringing the car into the country is one of the first.

LeoZwalf

2,799 posts

194 months

Monday 7th January 2013
quotequote all
Thanks for the tips Alex smile

I'm going to give these RDW dudes a call and see what's what. Importing as part of the household sounds sensible, the car is a '95 so actually more like 17 years old... sure they wouldn't want any tax for the old shed.

Due to the expense of road tax in NL I'm very seriously considering getting shot of it soon after having used it to move there and getting something small (read: "light") due to the weight related tax.

Just under two weeks until we go and it still feels like there is SO much to sort!