Can't Pay? We'll Take It Away!: Ch5 9pm
Discussion
nicanary said:
Somebody else paid the debt for them. The bailiffs simply had to clamp the car and then unclamp it - leaving that recovery truck bill on the debt is ludicrous, but apparently lawful. This show is an eye-opener.
The company the agents work for don't own the recovery trucks, they'll be charged by the third party when they order the recovery.Why should anyone other than the person doing the dicking abut pay that charge, when they decide to pay up rather than watch their car disappear?
Despite what countless debtors on the show say, it is never the first they have heard of the debt - they've had plenty of time to sort this out before HCE turn up on their doorstep, and even at that point they've usually had an hour or more to show willingness to pay before a recovery truck gets added to their debt.
The bloke moving his computer stuff next door they offered to accept £500 instead of going in and starting at say 50% of the debt, then when he produces it straight away in cash that left them with nowhere to go.
The one that owed on the car with problems and went to the effort of getting someone to pay £1K off his debt, they still wanted the other £1k on his next pay day. They could have offered him a couple of hundred pounds a month to clear it.
The one that owed on the car with problems and went to the effort of getting someone to pay £1K off his debt, they still wanted the other £1k on his next pay day. They could have offered him a couple of hundred pounds a month to clear it.
The Mad Monk said:
nicanary said:
The Mad Monk said:
nicanary said:
The next case - they add on £600 for a recovery truck, but it isn't needed, yet they still insist on payment for it. Eh?
I haven't seen this episode.Did they suddenly manage to find the money after the blokes said 'well, if you are not going to pay cash, we will take your cars away'?
If so, it's their own fault.
Why didn't they pay when the creditor said 'I am taking you to court'.
Why didn't they pay when they got the notice to say they have lost the court case.
Why didn't they pay when etc etc.....
Having said which, I still feel the present system could do with a rethink. If someone has appealed against a CCJ and thinks they're waiting for an answer or appeal date, it must come as a shock when bailiffs hammer on the door at 6.30am. It's not exactly subtle.
nicanary said:
The next case - they add on £600 for a recovery truck, but it isn't needed, yet they still insist on payment for it. Eh?
I don’t know, but I’m guessing that the deal with the recovery truck company is, “We’ll guarantee to send a truck any time you ask for one, it will be £600, BUT, as soon as we dispatch it, the £600 charge kicks in, you can cancel if you wish, but once it leaves our premises, you will be billed for it.”Therefore, even if the debtor gave in and opted to pay up, the £600 would be added to the final debt he had to pay.
A lot of these cases get a bit dull as its the same old excuses over and over again, who are they trying to kid? Hopefully these programs will send out a message of what not to do to people.
It's not my house/business, I don't live here, i'm not that person, he's not here, it's been set aside etc, etc.
'I haven't received any letters' is one that gets me the most, why don't they send letters recorded delivery to sign for to cut the crap?
It's not my house/business, I don't live here, i'm not that person, he's not here, it's been set aside etc, etc.
'I haven't received any letters' is one that gets me the most, why don't they send letters recorded delivery to sign for to cut the crap?
Driver101 said:
The fees they are allowed to add on are unfair.
There's been a few episodes where they have had to take an inventory of small places and add something close to a grand on. That's not fair.
So you would do it for free? Or expect it to be charged against the debt recovered?There's been a few episodes where they have had to take an inventory of small places and add something close to a grand on. That's not fair.
I once had a reasonable sized debt in a place where legal system wasn’t going to be much good. (Indonesia). In the end I asked my bank for advice, and they gave me contact of local gangster debt collector who charged 25% of any recovery
They then paid up pronto, after a visit from the thugs, as had figured that the foreigner could be stiffed up to that point. But the extra costs of them not feeling like paying were mine, not theirs.
Amount was 20,000 US, all recovered, paid agent 5000 as per deal
wisbech said:
Driver101 said:
The fees they are allowed to add on are unfair.
There's been a few episodes where they have had to take an inventory of small places and add something close to a grand on. That's not fair.
So you would do it for free? Or expect it to be charged against the debt recovered?There's been a few episodes where they have had to take an inventory of small places and add something close to a grand on. That's not fair.
On a few occasions they have added the charges on and then not actually done the work. They still won't remove the fees. I understand they've got a debt to recover and they often need to push to get it, but sometimes enforcement borders on extortion.
I Googled to see what fees they can add and I don't see why taking an inventory and control of goods is as high as it ends up on the programme.
Driver101 said:
wisbech said:
Driver101 said:
The fees they are allowed to add on are unfair.
There's been a few episodes where they have had to take an inventory of small places and add something close to a grand on. That's not fair.
So you would do it for free? Or expect it to be charged against the debt recovered?There's been a few episodes where they have had to take an inventory of small places and add something close to a grand on. That's not fair.
On a few occasions they have added the charges on and then not actually done the work. They still won't remove the fees. I understand they've got a debt to recover and they often need to push to get it, but sometimes enforcement borders on extortion.
I Googled to see what fees they can add and I don't see why taking an inventory and control of goods is as high as it ends up on the programme.
The debtor seems to get plenty of warning, and is usually given time to sort things out when the HCEO arrives.
The way to avoid extra costs is tonpay the debt when the court says you should.
If you want to spend time trying to avoid paying your debt then that's at your cost. The enforcement people don't work for free, and everything costs from the van they drive to the office workers supporting them.
You can't expect them to spend hours enforcing a debt and expect into cost a couple of hours labour at minimum wage.
98elise said:
I've seen a few of the programs and I haven't see excessive charges.
The debtor seems to get plenty of warning, and is usually given time to sort things out when the HCEO arrives.
The way to avoid extra costs is tonpay the debt when the court says you should.
If you want to spend time trying to avoid paying your debt then that's at your cost. The enforcement people don't work for free, and everything costs from the van they drive to the office workers supporting them.
You can't expect them to spend hours enforcing a debt and expect into cost a couple of hours labour at minimum wage.
I'm not suggesting anywhere near minimum wage. I appreciate they are running a business and have costs to cover. The debtor seems to get plenty of warning, and is usually given time to sort things out when the HCEO arrives.
The way to avoid extra costs is tonpay the debt when the court says you should.
If you want to spend time trying to avoid paying your debt then that's at your cost. The enforcement people don't work for free, and everything costs from the van they drive to the office workers supporting them.
You can't expect them to spend hours enforcing a debt and expect into cost a couple of hours labour at minimum wage.
There has been a few times they've added on the best part of £1000 and they've been there 2 or 3 hours. Other times they are there for a similar amount of time and leave with just their original fee included.
The inventory check appears to take a minimal amount of time as they only list the key items about the house. It's nowhere near £1000 worth of time, effort or work.
I'm sure it was one of the early episodes of this program where they ended up taking nearly all a guy's possessions. By the time they had added all their fees and the the auction costs the guy's debt went up after selling everything. That seemed really unfair.
I'm not disputing that people should be paying their debts either. I get annoyed at the people who are simply taking the piss, but some folk I feel a bit sorry for.
I think they have eased up or stopped showing the more sensitive cases.
It’s amazing how a simple private parking ticket can escalate to £2k+. That family didn’t look like they had anything of value in the house - I’m surprised they didn’t just tell the officers to take what they want (a removal lorry would have probably cost more the value of the second hand goods).
BlackLabel said:
It’s amazing how a simple private parking ticket can escalate to £2k+. That family didn’t look like they had anything of value in the house - I’m surprised they didn’t just tell the officers to take what they want (a removal lorry would have probably cost more the value of the second hand goods).
That's nothing compared to what's just about to happen. ETA: But I take your point; it's ludicrous that anyone would let things escalate to such an amount - barmy!
Edited by Laurel Green on Thursday 10th May 21:51
Gassing Station | TV, Film, Video Streaming & Radio | Top of Page | What's New | My Stuff