Is anyone moving now?
Discussion
We’ve accepted an offer and have had our offer accepted too.
Our buyers are exchanging soon and moving into rented, the house we’re buying is in probate (due to be finalised mid-May).
For obvious reasons we’d both love to complete before the end of June, and all solicitors are well-respected and local so in theory while it may be possible I’ve always taken the view that it’s out of your hands and solicitors will work at their pace and it’ll be ready when it’s ready.
I foresee the estate agent chasing us on a weekly basis, asking us to push our solicitor. Can I tell them to chase themselves? I just assume that every call to the solicitor will be less time they spend actually working on it, and more black marks against our transaction.
In reality, is 16-20 weeks a more sensible and realistic timeframe to expect? I assume my estate agent will know this.
Currently fairly relaxed,
Home Counties
Our buyers are exchanging soon and moving into rented, the house we’re buying is in probate (due to be finalised mid-May).
For obvious reasons we’d both love to complete before the end of June, and all solicitors are well-respected and local so in theory while it may be possible I’ve always taken the view that it’s out of your hands and solicitors will work at their pace and it’ll be ready when it’s ready.
I foresee the estate agent chasing us on a weekly basis, asking us to push our solicitor. Can I tell them to chase themselves? I just assume that every call to the solicitor will be less time they spend actually working on it, and more black marks against our transaction.
In reality, is 16-20 weeks a more sensible and realistic timeframe to expect? I assume my estate agent will know this.
Currently fairly relaxed,
Home Counties
ajap1979 said:
Our buyer is in a good position, sitting in rented accommodation at the moment, and we're buying from a developer, so the chain is pretty straightforward. I do get the impression that our buyers solicitor could be the weak link though, they had one of those cheap sounding names that fills you with dread!
Good luck with it all!
I used a cheap solicitor for one conveyancing and an expensive one for the following one.Good luck with it all!
Expensive one twice the price, perhaps a little more.
Cheaper one was better in every single way.
And the ‘chain’ (or lack thereof) was the same in both cases.
Anyhow, back to the book i'm writing - How to and how not to try and buy a difficult Smallholding A cathartic ramble.
The book is split into two halves and we've just concluded the first half which covered who to and who not to employ, when to keep your mouth shut, how not to get excited, dealing with it mentally, how to try and not let it turn you into an alcoholic what not and what to do etc.
We are now on the second half of following our intrepid duo. The first half ended approximately 10 months after finding the place, perhaps 6 - 8 months of dicking around with various 'Professionals' and getting nowhere and several crates of wines and spirits, but gaining a lot of knowledge along the way. This knowledge will of course be applied during the second half of the book.
This second half reveals the vendor has been calmed, persuaded not to throw his toys out of the pram and not put the property back on the market so we get to try again.
A specialised mortgage broker has now been employed and come up with two routes to go down. The defining features are a little complex, but basically are made up of costs, % chance of success, interest rates available, terms, length of term and lenders/banks you have never heard of.
Quickly approaching 1 year on and with spongey livers will they succeed? Will that Champagne get used to celebrate or drown sorrow? Who knows, but onward we stumble following that light at the end of the tunnel and the promise of a better life.
The book is split into two halves and we've just concluded the first half which covered who to and who not to employ, when to keep your mouth shut, how not to get excited, dealing with it mentally, how to try and not let it turn you into an alcoholic what not and what to do etc.
We are now on the second half of following our intrepid duo. The first half ended approximately 10 months after finding the place, perhaps 6 - 8 months of dicking around with various 'Professionals' and getting nowhere and several crates of wines and spirits, but gaining a lot of knowledge along the way. This knowledge will of course be applied during the second half of the book.
This second half reveals the vendor has been calmed, persuaded not to throw his toys out of the pram and not put the property back on the market so we get to try again.
A specialised mortgage broker has now been employed and come up with two routes to go down. The defining features are a little complex, but basically are made up of costs, % chance of success, interest rates available, terms, length of term and lenders/banks you have never heard of.
Quickly approaching 1 year on and with spongey livers will they succeed? Will that Champagne get used to celebrate or drown sorrow? Who knows, but onward we stumble following that light at the end of the tunnel and the promise of a better life.
Just had our mortgage offer approved and sent across to our solicitors.
2 weeks from suggested mortgage from L&C to offer approved.
Halifax via L&C (our broker is Jamie Allchin if anyone wants a name)
We weren't straight forward either as I'm a 'temporary worker' with 18 months evidence and my wife is a sole trader with < 2 years evidence.
Otherwise;
Our buyers have all their searches/surveys completed and are cash buyers/in rented so are ready to go?
Survey on prospective purchase has been completed and awaiting report
Currently chasing our solicitors for answers on searches for the house we're purchasing.
All going fairly smoothly considering its only been 2.5 weeks since our offer was accepted over the phone.
Just jinxed it though
2 weeks from suggested mortgage from L&C to offer approved.
Halifax via L&C (our broker is Jamie Allchin if anyone wants a name)
We weren't straight forward either as I'm a 'temporary worker' with 18 months evidence and my wife is a sole trader with < 2 years evidence.
Otherwise;
Our buyers have all their searches/surveys completed and are cash buyers/in rented so are ready to go?
Survey on prospective purchase has been completed and awaiting report
Currently chasing our solicitors for answers on searches for the house we're purchasing.
All going fairly smoothly considering its only been 2.5 weeks since our offer was accepted over the phone.
Just jinxed it though
LetsTryAgain said:
ajap1979 said:
Our buyer is in a good position, sitting in rented accommodation at the moment, and we're buying from a developer, so the chain is pretty straightforward. I do get the impression that our buyers solicitor could be the weak link though, they had one of those cheap sounding names that fills you with dread!
Good luck with it all!
I used a cheap solicitor for one conveyancing and an expensive one for the following one.Good luck with it all!
Expensive one twice the price, perhaps a little more.
Cheaper one was better in every single way.
And the ‘chain’ (or lack thereof) was the same in both cases.
Turn7 said:
Evoluzione said:
Who knows, but onward we stumble following that light at the end of the tunnel and the promise of a better life.
Its utter misery isnt it ?How goes the fight? Much to report on your battle?
Evoluzione said:
Turn7 said:
Evoluzione said:
Who knows, but onward we stumble following that light at the end of the tunnel and the promise of a better life.
Its utter misery isnt it ?How goes the fight? Much to report on your battle?
Yes, the new magical mystery buyer will be ready to exchange by the end if the week....
Today
New boy should be ready to exchange by the end of next week...
FFS.
Its no wonder people pull of chains.
Turn7 said:
Evoluzione said:
Turn7 said:
Evoluzione said:
Who knows, but onward we stumble following that light at the end of the tunnel and the promise of a better life.
Its utter misery isnt it ?How goes the fight? Much to report on your battle?
Yes, the new magical mystery buyer will be ready to exchange by the end if the week....
Today
New boy should be ready to exchange by the end of next week...
FFS.
Its no wonder people pull of chains.
We started off not being in one, it took so long we then were and are now no longer! If you can do anything to break it, do it.
My O/Hs house (which was never really part of this current mess) went on the market Autumn 2019. It was a simplistic little sale, yet still hasn't completed, but is due to do so next week. It wasn't part of a chain either...
So having had a delay of 5 weeks due to the need for the flat at the bottom of our 3 property chain to get a new fire assessment done we have today exchanged so we are in our rental and as of this Friday we will no longer be homeowners.
The purchase of the house that we put an offer in on in early January seems to be still progressing well and the vendor is moving into rented so touch wood everything should go smoothly and when we spoke to her yesterday she was thinking we would exchange in the next 2-3 weeks and complete in mid-April so good news here.
It's been a pretty stressful few weeks so it certainly feels like the glass of the sparkling stuff in front of me is well deserved.
I can now enjoy being honest with all other parties involved and remove myself from the horrible half truths and not saying things that is a part of the current process and enjoy planning the decorating and other things that we want to do for the new house and in the meantime enjoy living in someone else's house!
The purchase of the house that we put an offer in on in early January seems to be still progressing well and the vendor is moving into rented so touch wood everything should go smoothly and when we spoke to her yesterday she was thinking we would exchange in the next 2-3 weeks and complete in mid-April so good news here.
It's been a pretty stressful few weeks so it certainly feels like the glass of the sparkling stuff in front of me is well deserved.
I can now enjoy being honest with all other parties involved and remove myself from the horrible half truths and not saying things that is a part of the current process and enjoy planning the decorating and other things that we want to do for the new house and in the meantime enjoy living in someone else's house!
Got 2 quotes from 2 solicitors for sale of property and purchase
One's come out at £2,732.00 and the other £2,350.00
Why would there be nearly £400 difference? Also some of the things listed don't match?
£2.7k
Sale - Fees, bank transfer fee, Land registry fee
Purchase - Fees, Acting as your stamp duty land tax agent? Bank transfer fee, Land registry fee, searches(estimate), final searches
£2.3k
Sale - Fees, Identity checks, Bank CHAPS fee, Office copy entries
Purchase - Fees, ID checks, Banks transfer fee, Search pack(estimate), Bankruptcy check? Land registry search, Land registry fee
Can anyone here sense check this please? Is there anything i'm missing?
Both are local solicitors with a couple of offices locally in the village where we are buying. I'm obviously leaning towards the cheaper one
Thanks in advance
One's come out at £2,732.00 and the other £2,350.00
Why would there be nearly £400 difference? Also some of the things listed don't match?
£2.7k
Sale - Fees, bank transfer fee, Land registry fee
Purchase - Fees, Acting as your stamp duty land tax agent? Bank transfer fee, Land registry fee, searches(estimate), final searches
£2.3k
Sale - Fees, Identity checks, Bank CHAPS fee, Office copy entries
Purchase - Fees, ID checks, Banks transfer fee, Search pack(estimate), Bankruptcy check? Land registry search, Land registry fee
Can anyone here sense check this please? Is there anything i'm missing?
Both are local solicitors with a couple of offices locally in the village where we are buying. I'm obviously leaning towards the cheaper one
Thanks in advance
Gosh! We completed! It appears I’m in a new (old) house this morning!
After overseeing our first lorry of essentials I made the 5hr journey in my Mercedes Sprinter ELWB / extra high motorhome conversion....! It was like a yacht and the Mercedes ‘wind assist’ was terrifying!! Is that supposed to be helpful? (horrible slamming brakes randomly on your behalf every gust) it was truly hideous conditions with 4 dogs on board... anyway got here at 3 so managed to get it fairly comfortable - our removers were ace. Dogs love it and I definitely need some lights as they disappear in the darkness and fencing!!. Can’t find my cutlery so I stirred my hot chocolate with cable ties.
Gales, rain and banging doors and gates throughout the night, creaking house with no heating or hot water because I could not work it out. I didn’t have a great first night sleep
but waking up to this stunning scenery makes it so worthwhile. It’s gorgeous.
Managed to lock myself in the garden at 5.30am this morning but thankfully the brass bathroom lock they had put on the back door only required a shoulder nudge to get back in.
OH should be here tomorrow then it will feel a bit less daunting! Pub doing take out meals thank heavens!
Yay!
After overseeing our first lorry of essentials I made the 5hr journey in my Mercedes Sprinter ELWB / extra high motorhome conversion....! It was like a yacht and the Mercedes ‘wind assist’ was terrifying!! Is that supposed to be helpful? (horrible slamming brakes randomly on your behalf every gust) it was truly hideous conditions with 4 dogs on board... anyway got here at 3 so managed to get it fairly comfortable - our removers were ace. Dogs love it and I definitely need some lights as they disappear in the darkness and fencing!!. Can’t find my cutlery so I stirred my hot chocolate with cable ties.
Gales, rain and banging doors and gates throughout the night, creaking house with no heating or hot water because I could not work it out. I didn’t have a great first night sleep
but waking up to this stunning scenery makes it so worthwhile. It’s gorgeous. Managed to lock myself in the garden at 5.30am this morning but thankfully the brass bathroom lock they had put on the back door only required a shoulder nudge to get back in.
OH should be here tomorrow then it will feel a bit less daunting! Pub doing take out meals thank heavens!
Yay!
Edited by parakitaMol. on Thursday 11th March 18:21
parakitaMol. said:
Gosh! We completed! It appears I’m in a new (old) house this morning!
After overseeing our first lorry of essentials I made the 5hr journey in my Mercedes Sprinter ELWB / extra high motorhome conversion....! It was like a yacht and the Mercedes ‘wind assist’ was terrifying!! Is that supposed to be helpful? (horrible slamming brakes randomly on your behalf every gust) it was truly hideous conditions with 4 dogs on board... anyway got here at 3 so managed to get it fairly comfortable - our removers were ace. Dogs love it and I definitely need some lights as they disappear in the darkness and fencing!!. Can’t find my cutlery so I stirred my hot chocolate with cable ties.
Gales, rain and banging doors and gates throughout the night, creaking house with no heating or hot water because I could not work it out. I didn’t have a great first night sleep but waking up to this stunning scenery makes it so worthwhile. It’s gorgeous.
Managed to lock myself in the garden at 5.30am this morning but thankfully the brass bathroom lock they had put on the back door only required a shoulder nudge to get back in.
OH should be here tomorrow then it will feel a bit less daunting! Pub doing take out meals thank heavens!
Yay!
Your new old house looks absolutely lovely. Many congratulations. Would love to see a few more pics!After overseeing our first lorry of essentials I made the 5hr journey in my Mercedes Sprinter ELWB / extra high motorhome conversion....! It was like a yacht and the Mercedes ‘wind assist’ was terrifying!! Is that supposed to be helpful? (horrible slamming brakes randomly on your behalf every gust) it was truly hideous conditions with 4 dogs on board... anyway got here at 3 so managed to get it fairly comfortable - our removers were ace. Dogs love it and I definitely need some lights as they disappear in the darkness and fencing!!. Can’t find my cutlery so I stirred my hot chocolate with cable ties.
Gales, rain and banging doors and gates throughout the night, creaking house with no heating or hot water because I could not work it out. I didn’t have a great first night sleep
but waking up to this stunning scenery makes it so worthwhile. It’s gorgeous. Managed to lock myself in the garden at 5.30am this morning but thankfully the brass bathroom lock they had put on the back door only required a shoulder nudge to get back in.
OH should be here tomorrow then it will feel a bit less daunting! Pub doing take out meals thank heavens!
Yay!
fesuvious said:
Are both solicitors? Or is one a conveyancer? There's a degree difference.
Have you researched reputations? Maybe one is more expensive because is worth more?
Maybe the 'expensive' one is the right price and the other one is cheap as they're crap and need work.
Why not ask how many hours they expect to spend on you?
That's just a start.
Being baffled by a 15% ISH difference between service providers is like being baffled by washing machines not all being the same cost. Afterall, they all just wash clothes - right?
Both solicitors. How do you research reputations? Surely the how many hours question would get the how long's your piece of string response?Have you researched reputations? Maybe one is more expensive because is worth more?
Maybe the 'expensive' one is the right price and the other one is cheap as they're crap and need work.
Why not ask how many hours they expect to spend on you?
That's just a start.
Being baffled by a 15% ISH difference between service providers is like being baffled by washing machines not all being the same cost. Afterall, they all just wash clothes - right?
No clothes involved, both just doing exactly the same job
thanks for your input
parakitaMol. said:
Gosh! We completed! It appears I’m in a new (old) house this morning!
After overseeing our first lorry of essentials I made the 5hr journey in my Mercedes Sprinter ELWB / extra high motorhome conversion....! It was like a yacht and the Mercedes ‘wind assist’ was terrifying!! Is that supposed to be helpful? (horrible slamming brakes randomly on your behalf every gust) it was truly hideous conditions with 4 dogs on board... anyway got here at 3 so managed to get it fairly comfortable - our removers were ace. Dogs love it and I definitely need some lights as they disappear in the darkness and fencing!!. Can’t find my cutlery so I stirred my hot chocolate with cable ties.
Gales, rain and banging doors and gates throughout the night, creaking house with no heating or hot water because I could not work it out. I didn’t have a great first night sleep but waking up to this stunning scenery makes it so worthwhile. It’s gorgeous.
Managed to lock myself in the garden at 5.30am this morning but thankfully the brass bathroom lock they had put on the back door only required a shoulder nudge to get back in.
OH should be here tomorrow then it will feel a bit less daunting! Pub doing take out meals thank heavens!
Yay!
Congrats! That's some pileAfter overseeing our first lorry of essentials I made the 5hr journey in my Mercedes Sprinter ELWB / extra high motorhome conversion....! It was like a yacht and the Mercedes ‘wind assist’ was terrifying!! Is that supposed to be helpful? (horrible slamming brakes randomly on your behalf every gust) it was truly hideous conditions with 4 dogs on board... anyway got here at 3 so managed to get it fairly comfortable - our removers were ace. Dogs love it and I definitely need some lights as they disappear in the darkness and fencing!!. Can’t find my cutlery so I stirred my hot chocolate with cable ties.
Gales, rain and banging doors and gates throughout the night, creaking house with no heating or hot water because I could not work it out. I didn’t have a great first night sleep
but waking up to this stunning scenery makes it so worthwhile. It’s gorgeous. Managed to lock myself in the garden at 5.30am this morning but thankfully the brass bathroom lock they had put on the back door only required a shoulder nudge to get back in.
OH should be here tomorrow then it will feel a bit less daunting! Pub doing take out meals thank heavens!
Yay!
Got to have at least one good potential ghost story in there, and i'm not talking Patrick Swayze and a lump of clay!
As someone who was (still is a bit) considering a move it's not too encouraging reading through these.
We were considering due to a particular house in our local area, but the current owner is one of these who's valued it himself and would rather leave it on the market, than entertain a 5-10% less than asking offer despite it being on the market for a year..... Starting to think it's not worth consuming mental bandwidth at present!
We were considering due to a particular house in our local area, but the current owner is one of these who's valued it himself and would rather leave it on the market, than entertain a 5-10% less than asking offer despite it being on the market for a year..... Starting to think it's not worth consuming mental bandwidth at present!
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