Motorhome newbie
Discussion
Hi, seriously thinking of going down the Motorhome route and before I look stupid at the dealers I thought I would rather do it here ! A couple questions, road tax, does it work the same as cars with the luxury tax added on like the cars over 40k when new ? Insurance, typical price, is it similar to cars, mine now is group 36 and as they are off the road a lot of the time does this effect it in any way or do you just have to pay for the year regardless? Thanks
Hi, welcome
Tax is £265 (or did it go up to £270?) same as private light goods for new MHs, I believe. It was changed back in March.
I paid £165 for my 2017 MH back in May.
There's too many variables to give you an answer on insurance tbh: vehicle age and value; your age; where you/the vehicle lives; any NCD; mileage etc etc.
Most insurances work on limited mileage or unlimited mileages, so depending on your proposed usage you could get cheaper insurance doing less that 8k miles per year. You can also get cheaper insurance depending on security and where the MH stays when not in use (if in storage then CASSOA Gold is the top rating for storage sites).
Might be worth getting an idea of what you want and ringing someone like Comfort Insurance or AIB , to get a quote.
Tax is £265 (or did it go up to £270?) same as private light goods for new MHs, I believe. It was changed back in March.
I paid £165 for my 2017 MH back in May.
There's too many variables to give you an answer on insurance tbh: vehicle age and value; your age; where you/the vehicle lives; any NCD; mileage etc etc.
Most insurances work on limited mileage or unlimited mileages, so depending on your proposed usage you could get cheaper insurance doing less that 8k miles per year. You can also get cheaper insurance depending on security and where the MH stays when not in use (if in storage then CASSOA Gold is the top rating for storage sites).
Might be worth getting an idea of what you want and ringing someone like Comfort Insurance or AIB , to get a quote.
I think tax and insurance is the last thing to decide, start by looking at all the options, decide what you want from the motorhome, layout seats etc, view lots of them, if you haven't then hire one for the weekend. If you still like it then find somewhere to keep it, then look into tax and insurance.
Tax and insurance are small compared to Depreciation on a £40K+ MH. Best make sure you buy the right one for you and don't want to change it in a couple of years, losing £10K in the process.
Don't be fooled by the high prices on "nearly new" ones at dealers; there is still a huge gulf between retail and trade-in price, just as with cars.
Don't be fooled by the high prices on "nearly new" ones at dealers; there is still a huge gulf between retail and trade-in price, just as with cars.
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