Adrian Flux Won't Insure Non-Road Legal Vehicles...?

Adrian Flux Won't Insure Non-Road Legal Vehicles...?

Author
Discussion

nate-dogg

Original Poster:

26 posts

14 months

Friday 8th March 2019
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I'm trying to sort out my insurance for the season, and I've been told that Adrian Flux - MSUK's insurance partner that offer discounts etc. to members - cannot offer me motorsport insurance as my car has been SORN'd and is therefore not road legal... Is this correct? It seems utterly bizarre that MSUK would partner with an insurance company that cannot insure dedicated race cars.

designforlife

3,521 posts

113 months

Friday 8th March 2019
quotequote all
Give REIS a call.

nate-dogg

Original Poster:

26 posts

14 months

Friday 8th March 2019
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Done thumbup. Been shopping around for a quote, and was just shocked by how poor it is that MSUK's insurance partner doesn't actually offer insurance to race cars!

designforlife

3,521 posts

113 months

Friday 8th March 2019
quotequote all
Did REIS sort you out?

They insure my JDM import road car, and came in £200 (40%) cheaper than every single other broker i called (10+)!!

Kraken

1,322 posts

150 months

Friday 8th March 2019
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They do rally car insurance which is probably where the confusion comes from. You can get 10% of that insurance if you're a Motorsport UK license holder.

https://www.adrianflux.co.uk/rally-cars/

ChevronB19

1,265 posts

113 months

Friday 8th March 2019
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Yep, they said the same to me, which I found a bit weird.

Trev450

5,863 posts

122 months

Saturday 9th March 2019
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I've never had any positive dealings with Flux despite giving them a number of opportunities.

nate-dogg

Original Poster:

26 posts

14 months

Sunday 10th March 2019
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What sort of quotes are you guys getting? I got quoted £2k from Reis, despite my car only being worth around £8k. It's my first year of racing though so I guess this is counting against me. But £2k seems too steep. I might just risk it for a biscuit at that price, to be honest. Going to have a shop around this week though.

ChevronB19

1,265 posts

113 months

Sunday 10th March 2019
quotequote all
nate-dogg said:
What sort of quotes are you guys getting? I got quoted £2k from Reis, despite my car only being worth around £8k. It's my first year of racing though so I guess this is counting against me. But £2k seems too steep. I might just risk it for a biscuit at that price, to be honest. Going to have a shop around this week though.
I only insure my 105e Anglia (worth 25k, but would cost about 80k to replicate, don’t worry, I paid the first price!) for trailer and garage, not on track. But even that costs 280.

WonkeyDonkey

735 posts

53 months

Sunday 10th March 2019
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I'd suggest trying phoning again and getting through to a different sales person.

SORN just means that it's been declared off the road for tax and continuous insurance reasons.

My car was insured for the entirety of last year despite it also being sorn'd all year also. It's still perfectly road legal (well, it needs a new mot now). Although my vehicle isn't for motorsport reasons, just the fact that I had a newborn so could never get the time to go out in it!

Kraken

1,322 posts

150 months

Monday 11th March 2019
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nate-dogg said:
What sort of quotes are you guys getting? I got quoted £2k from Reis, despite my car only being worth around £8k. It's my first year of racing though so I guess this is counting against me. But £2k seems too steep. I might just risk it for a biscuit at that price, to be honest. Going to have a shop around this week though.
I've never bothered insuring any of my race cars as the premium and excess just doesn't make it worthwhile to me. Insurance is just gambling at the end of the day.

If I had a car worth 100k then I would probably insure it but I build my own cars and I've never spent more than 15k. I do have storage and transportation insurance though as that's far more reasonable.

nate-dogg

Original Poster:

26 posts

14 months

Tuesday 12th March 2019
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Kraken said:
I've never bothered insuring any of my race cars as the premium and excess just doesn't make it worthwhile to me. Insurance is just gambling at the end of the day.

If I had a car worth 100k then I would probably insure it but I build my own cars and I've never spent more than 15k. I do have storage and transportation insurance though as that's far more reasonable.
Ah ok I might do it if that's what most people do. My storage is impregnable (car is in a warehouse behind a police-manned barrier, and then there's another barrier as well - two forms of pass/ID required to be allowed through!) so I'll probably just insure it for transportation.

df76

2,149 posts

228 months

Tuesday 12th March 2019
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Just insured my road going hillclimb car with REIS on a limited miles comp policy for less than £200 per annum. No modification limit. Seems a good option and lot cheaper than any other insurer.

nate-dogg

Original Poster:

26 posts

14 months

Saturday 16th March 2019
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I ended up just doing storage and transit insurance (via Jelf, underwritten by Beazley) as the cheapest quote I got for on-track insurance was £1900 with a £1000 excess. Just not worth it.

bqf

1,751 posts

121 months

Friday 22nd March 2019
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Trev450 said:
I've never had any positive dealings with Flux despite giving them a number of opportunities.
+1. In fact, I have had the most negative insurance experience ever with one of their total bellend customer service idiots

rallycross

10,622 posts

187 months

Friday 22nd March 2019
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also worth giving these guys a try

David Auden & Associates

1st Floor, Maple House, Maple Road, Stockport, Cheshire, SK7 2DH
Tel - 0161 4407590 Fax - 0161 4407580
Website - www.rallycar-insurance.co.uk
www.davidaudenandassociates.co.uk

Zumbruk

5,026 posts

210 months

Tuesday 26th March 2019
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bqf said:
Trev450 said:
I've never had any positive dealings with Flux despite giving them a number of opportunities.
+1. In fact, I have had the most negative insurance experience ever with one of their total bellend customer service idiots
That's 3 of us, then. I never bother calling them any more.

chunder27

2,309 posts

158 months

Tuesday 26th March 2019
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Would never call them again after many moons ago they quoted me by far the highest price on a stripped out track day 306 I ran, was at least 200 quid more than even my normal insurer, let alone other specialists.

They just spend a bunch on advertising, that's why they get clients, probably do a lot of fleets and stuff too.

85Carrera

2,147 posts

187 months

Tuesday 26th March 2019
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Zumbruk said:
bqf said:
Trev450 said:
I've never had any positive dealings with Flux despite giving them a number of opportunities.
+1. In fact, I have had the most negative insurance experience ever with one of their total bellend customer service idiots
That's 3 of us, then. I never bother calling them any more.
4 - I wouldn’t use them again either

mmm-five

7,438 posts

234 months

Tuesday 26th March 2019
quotequote all
+5

I don't suppose they got their 'nickname' Adrian Fux due to good customer service.