Adrian Flux Won't Insure Non-Road Legal Vehicles...?

Adrian Flux Won't Insure Non-Road Legal Vehicles...?

Author
Discussion

nate-dogg

Original Poster:

18 posts

3 months

Friday 8th March
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I'm trying to sort out my insurance for the season, and I've been told that Adrian Flux - MSUK's insurance partner that offer discounts etc. to members - cannot offer me motorsport insurance as my car has been SORN'd and is therefore not road legal... Is this correct? It seems utterly bizarre that MSUK would partner with an insurance company that cannot insure dedicated race cars.

designforlife

2,376 posts

102 months

Friday 8th March
quotequote all
Give REIS a call.

nate-dogg

Original Poster:

18 posts

3 months

Friday 8th March
quotequote all
Done thumbup. Been shopping around for a quote, and was just shocked by how poor it is that MSUK's insurance partner doesn't actually offer insurance to race cars!

designforlife

2,376 posts

102 months

Friday 8th March
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Did REIS sort you out?

They insure my JDM import road car, and came in £200 (40%) cheaper than every single other broker i called (10+)!!

Kraken

777 posts

139 months

Friday 8th March
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They do rally car insurance which is probably where the confusion comes from. You can get 10% of that insurance if you're a Motorsport UK license holder.

https://www.adrianflux.co.uk/rally-cars/
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ChevronB19

829 posts

102 months

Friday 8th March
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Yep, they said the same to me, which I found a bit weird.

Trev450

5,691 posts

111 months

Saturday 9th March
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I've never had any positive dealings with Flux despite giving them a number of opportunities.

nate-dogg

Original Poster:

18 posts

3 months

Sunday 10th March
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What sort of quotes are you guys getting? I got quoted £2k from Reis, despite my car only being worth around £8k. It's my first year of racing though so I guess this is counting against me. But £2k seems too steep. I might just risk it for a biscuit at that price, to be honest. Going to have a shop around this week though.

ChevronB19

829 posts

102 months

Sunday 10th March
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nate-dogg said:
What sort of quotes are you guys getting? I got quoted £2k from Reis, despite my car only being worth around £8k. It's my first year of racing though so I guess this is counting against me. But £2k seems too steep. I might just risk it for a biscuit at that price, to be honest. Going to have a shop around this week though.
I only insure my 105e Anglia (worth 25k, but would cost about 80k to replicate, don’t worry, I paid the first price!) for trailer and garage, not on track. But even that costs 280.

WonkeyDonkey

374 posts

42 months

Sunday 10th March
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I'd suggest trying phoning again and getting through to a different sales person.

SORN just means that it's been declared off the road for tax and continuous insurance reasons.

My car was insured for the entirety of last year despite it also being sorn'd all year also. It's still perfectly road legal (well, it needs a new mot now). Although my vehicle isn't for motorsport reasons, just the fact that I had a newborn so could never get the time to go out in it!

Kraken

777 posts

139 months

Monday 11th March
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nate-dogg said:
What sort of quotes are you guys getting? I got quoted £2k from Reis, despite my car only being worth around £8k. It's my first year of racing though so I guess this is counting against me. But £2k seems too steep. I might just risk it for a biscuit at that price, to be honest. Going to have a shop around this week though.
I've never bothered insuring any of my race cars as the premium and excess just doesn't make it worthwhile to me. Insurance is just gambling at the end of the day.

If I had a car worth 100k then I would probably insure it but I build my own cars and I've never spent more than 15k. I do have storage and transportation insurance though as that's far more reasonable.

nate-dogg

Original Poster:

18 posts

3 months

Tuesday 12th March
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Kraken said:
I've never bothered insuring any of my race cars as the premium and excess just doesn't make it worthwhile to me. Insurance is just gambling at the end of the day.

If I had a car worth 100k then I would probably insure it but I build my own cars and I've never spent more than 15k. I do have storage and transportation insurance though as that's far more reasonable.
Ah ok I might do it if that's what most people do. My storage is impregnable (car is in a warehouse behind a police-manned barrier, and then there's another barrier as well - two forms of pass/ID required to be allowed through!) so I'll probably just insure it for transportation.

df76

1,873 posts

217 months

Tuesday 12th March
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Just insured my road going hillclimb car with REIS on a limited miles comp policy for less than £200 per annum. No modification limit. Seems a good option and lot cheaper than any other insurer.

nate-dogg

Original Poster:

18 posts

3 months

Saturday 16th March
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I ended up just doing storage and transit insurance (via Jelf, underwritten by Beazley) as the cheapest quote I got for on-track insurance was £1900 with a £1000 excess. Just not worth it.

bqf

1,722 posts

110 months

Trev450 said:
I've never had any positive dealings with Flux despite giving them a number of opportunities.
+1. In fact, I have had the most negative insurance experience ever with one of their total bellend customer service idiots

rallycross

9,691 posts

176 months

also worth giving these guys a try

David Auden & Associates

1st Floor, Maple House, Maple Road, Stockport, Cheshire, SK7 2DH
Tel - 0161 4407590 Fax - 0161 4407580
Website - www.rallycar-insurance.co.uk
www.davidaudenandassociates.co.uk