Fastest insurance claim payout.

Fastest insurance claim payout.

Author
Discussion

fausTVR

Original Poster:

1,377 posts

100 months

Thursday
quotequote all
My sister hit a deer in her Honda crv the other night. Deer was trapped under the car still kicking, sister was terrified, car had its front corner stoved in rendering it a write off. Deer was promptly shot by the local game warden, sis has whiplash and soreness in many places. A sorry affair but it could have been far, far worse. My point here was that this happened Friday evening and by Monday the payout was in her account. Thank you Admiral.
Has anyone heard of a quicker insurance claim?

Brett748

277 posts

116 months

Thursday
quotequote all
Accident at 06:15, payout agreed at 11:30 and money in two working days with Zenith via Flux. Very good service.

Jimmy Recard

16,137 posts

129 months

Thursday
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Admiral was similar when a knob drove into the side of my car and then drove off. I think it happened on the Tuesday afternoon and I had the money by the Thursday lunchtime.

I would thoroughly recommend Admiral after that. Excellent, quick, helpful service. I’m not with Admiral this time because I got a much better price with Aviva, but I’d happily have an Admiral policy in future

The Moose

19,141 posts

159 months

Thursday
quotequote all
My grandfather used to be in the aviation insurance industry. They had a claim made one afternoon (office in London) and they had a check on the client's desk at 9am the next day (in New York).

Jimmy Recard

16,137 posts

129 months

Thursday
quotequote all
The Moose said:
My grandfather used to be in the aviation insurance industry. They had a claim made one afternoon (office in London) and they had a check on the client's desk at 9am the next day (in New York).
Was anything notable found about the desk that morning?

Alucidnation

11,163 posts

120 months

Thursday
quotequote all
biggrin

Flumpo

1,282 posts

23 months

Thursday
quotequote all
The Moose said:
My grandfather used to be in the aviation insurance industry. They had a claim made one afternoon (office in London) and they had a check on the client's desk at 9am the next day (in New York).
That is good they got out quickly to take a look, but how long before they paid out/replaced this desk?

jeffreywoodham

107 posts

43 months

Thursday
quotequote all
Flumpo said:
That is good they got out quickly to take a look, but how long before they paid out/replaced this desk?
American spelling, therefore correct.

Sheepshanks

19,220 posts

69 months

Thursday
quotequote all
Downside of a qick payment is if you've got a courtesy car they want it back very quickly too!

This threw us with our first ever write off in the family, and no spare car. Lot of pressure to find another car quickly.

MitchT

12,775 posts

159 months

Thursday
quotequote all
Another downside of a quick payout is if you're still shaken up after a crash you might accept whatever they put on the table without giving it too much thought. If they take a little longer you'll have settled down and started to think rationally about the practicalities of replacing your vehicle.

Flumpo

1,282 posts

23 months

Thursday
quotequote all
jeffreywoodham said:
Flumpo said:
That is good they got out quickly to take a look, but how long before they paid out/replaced this desk?
American spelling, therefore correct.
Really? Do you have a sauce?

rayny

539 posts

151 months

Thursday
quotequote all
The Moose said:
My grandfather used to be in the aviation insurance industry. They had a claim made one afternoon (office in London) and they had a check on the client's desk at 9am the next day (in New York).
The wonderful US of A - Where they pay their checks with bills.

Jimmy Recard

16,137 posts

129 months

jeffreywoodham said:
American spelling, therefore correct.
That’s true, but for me it was only a bit of a light hearted wind up smile

Thales

486 posts

7 months

Whiplash and soreness laugh bloody hell, how much did she get for that?

sgtbash

466 posts

86 months

This is a pretty quick timeline:

3 April: Purchased brand new Golf Gti from the showroom
22 April: Car stolen via key theft
30 April: Insurance paid out - aswell as GAP.


That was a wild month for me!

TwigtheWonderkid

30,967 posts

100 months

Aviva motor trade policy, £40K car stolen off forecourt overnight, discovered at 8:30 am. Notified them at 9am, all documents scanned and emailed to them at 10:30. Telephone call at 11 to discuss value, price agreed. Money in account at 3:30pm by chaps transfer.

RazerSauber

682 posts

10 months

TwigtheWonderkid said:
Aviva motor trade policy, £40K car stolen off forecourt overnight, discovered at 8:30 am. Notified them at 9am, all documents scanned and emailed to them at 10:30. Telephone call at 11 to discuss value, price agreed. Money in account at 3:30pm by chaps transfer.
I have no idea what a chaps transfer is but it sounds terrific!

Dog Star

10,864 posts

118 months

In 2001 I got knocked off my motorbike by a car passenger opening a door as I was filtering.
This happened at about 2pm on Saturday.
Monday morning I got a phone call from the car drivers insurer (AXA) telling me they'd sort everything and someone would be along shortly to collect the bike. Not a payout as such but I never had to do anything at all.

2014 got two motorbikes stolen (me and OH) from the garage - this was a Tuesday morning. One insured with Ageas, other with AXA. Ageas settlement was in the bank the following Thursday and the Axa payment the following day. I had a new MV Agusta F4 delivered the week after.

I wrote off an E class coupe on 21st November 2016 and the insurance settled the claim, paid off all the finanace, everything (no forms to fill in at all, really helpful nice people) on the 29th. I was back in an identical car a couple of weeks after that - not only that the lease co refunded me the last months rental which was very odd - and then sent me £50 as an apology for it being late.

One of these days I'm going to get one of these things that drags on for years, as karma.

cologne2792

1,325 posts

76 months

I have no idea what a chaps transfer is but it sounds terrific!
[/quote]

A bloke pops over on a motorbike with a briefcase full of cash.

TwigtheWonderkid

30,967 posts

100 months

RazerSauber said:
TwigtheWonderkid said:
Aviva motor trade policy, £40K car stolen off forecourt overnight, discovered at 8:30 am. Notified them at 9am, all documents scanned and emailed to them at 10:30. Telephone call at 11 to discuss value, price agreed. Money in account at 3:30pm by chaps transfer.
I have no idea what a chaps transfer is but it sounds terrific!
A bacs transfer on speed!