Marshmallow Insurance

Marshmallow Insurance

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Original Poster:

2,913 posts

152 months

Monday 5th April
quotequote all
Anyone have any experience with Marshmallow insurance?

They seem to be coming up quite a bit cheaper (£100/25%) than anyone else on confused.com

It looks like they don't include DoC cover, but I can live without that.


Thanks

Jonny Wishbone

554 posts

10 months

Monday 5th April
quotequote all
No experience so feel free to ignore.

Two-star Defaqto rating suggests the policy is somewhat billy-basic in terms of the cover offered, which is presumably why it’s cheaper.

I would examine the T’s&C’s very carefully.

carlove

6,554 posts

131 months

Monday 5th April
quotequote all
I’ve never heard of them, but a 2 star Defaqto rating would put me off. Sometimes the cheapest isn’t the best.
Saying that I did insure my car with GoSkippy this year who were second cheapest (cheaper one was a black box policy) but they do have a 5 star Defaqto rating and good reviews so thought worth a try.

sticks090460

786 posts

122 months

Monday 5th April
quotequote all
They look like a broker using a tech platform to keep costs down. Try as I might, I can’t find out who the actual insurer is, although they use AXA for breakdown, so it could be them. They’ve got a proper filing with the FCA, so it’s a genuine outfit though.

bobsavage789

171 posts

18 months

Monday 5th April
quotequote all
I used them as they were roughly half the price of the next cheapest option. They seem to specialise in insuring foreign drivers (e.g. people without UK driving licences).

I’ve not had to make a claim yet (touch wood), but based on the one time reported an ‘incident’ (car stolen; recovered with no damage), the response I had didn’t fill me with confidence.

They’re underwritten by something called ‘Mulsanne Insurance Company”, which sounds like a venture run by hedge funds... Make of that what you will.

Interestingly, when running some renewal quotes, and despite using a different name and reg (for the exact same model and age of car), they say they won’t insure me now...

CanAm

6,841 posts

236 months

Monday 5th April
quotequote all
bobsavage789 said:
I used them as they were roughly half the price of the next cheapest option. They seem to specialise in insuring foreign drivers (e.g. people without UK driving licences).

I’ve not had to make a claim yet (touch wood), but based on the one time reported an ‘incident’ (car stolen; recovered with no damage), the response I had didn’t fill me with confidence.

They’re underwritten by something called ‘Mulsanne Insurance Company”, which sounds like a venture run by hedge funds... Make of that what you will.

Interestingly, when running some renewal quotes, and despite using a different name and reg (for the exact same model and age of car), they say they won’t insure me now...
Mulsanne Insurance Company,established in 2010 and registered in Gibraltar.

Cliffe60

36 posts

Thursday 8th April
quotequote all
Marshmallows are so cheap, seems pointless insuring them!

Om

401 posts

42 months

Thursday 8th April
quotequote all
Cliffe60 said:
Marshmallows are so cheap, seems pointless insuring them!
Cheap to you perhaps, but not everyone has your kind of wealth.

randlemarcus

12,675 posts

195 months

Thursday 8th April
quotequote all
Om said:
Cliffe60 said:
Marshmallows are so cheap, seems pointless insuring them!
Cheap to you perhaps, but not everyone has your kind of wealth.
I believe Sir is expecting a colourful avian? Perhaps you'd care for a cup of hot chocolate while you wait?

Om

401 posts

42 months

Thursday 8th April
quotequote all
randlemarcus said:
Om said:
Cliffe60 said:
Marshmallows are so cheap, seems pointless insuring them!
Cheap to you perhaps, but not everyone has your kind of wealth.
I believe Sir is expecting a colourful avian? Perhaps you'd care for a cup of hot chocolate while you wait?
?

randlemarcus

12,675 posts

195 months

Thursday 8th April
quotequote all
Om said:
randlemarcus said:
Om said:
Cliffe60 said:
Marshmallows are so cheap, seems pointless insuring them!
Cheap to you perhaps, but not everyone has your kind of wealth.
I believe Sir is expecting a colourful avian? Perhaps you'd care for a cup of hot chocolate while you wait?
?
It's a reference to a whoosh parrot. The poster you responded to was talking about sugary marshmallows, and those confectionery items being so cheap they didnt need insuring. You misunderstood, and supposed them to be talking about not insuring a vehicle.

Om

401 posts

42 months

Thursday 8th April
quotequote all
randlemarcus said:
Om said:
randlemarcus said:
Om said:
Cliffe60 said:
Marshmallows are so cheap, seems pointless insuring them!
Cheap to you perhaps, but not everyone has your kind of wealth.
I believe Sir is expecting a colourful avian? Perhaps you'd care for a cup of hot chocolate while you wait?
?
It's a reference to a whoosh parrot. The poster you responded to was talking about sugary marshmallows, and those confectionery items being so cheap they didnt need insuring. You misunderstood, and supposed them to be talking about not insuring a vehicle.
Nope. I was talking about the confectionery.

randlemarcus

12,675 posts

195 months

Thursday 8th April
quotequote all
Om said:
randlemarcus said:
Om said:
randlemarcus said:
Om said:
Cliffe60 said:
Marshmallows are so cheap, seems pointless insuring them!
Cheap to you perhaps, but not everyone has your kind of wealth.
I believe Sir is expecting a colourful avian? Perhaps you'd care for a cup of hot chocolate while you wait?
?
It's a reference to a whoosh parrot. The poster you responded to was talking about sugary marshmallows, and those confectionery items being so cheap they didnt need insuring. You misunderstood, and supposed them to be talking about not insuring a vehicle.
Nope. I was talking about the confectionery.
I accept my parrot biggrin