Insurance Co Recommendations
Discussion
I just renewed my insurance with Admiral. It was £725 fully comp on a 991.1 valued at 50K with 5K miles a year estimated.
This was significantly less that last year.
I live in London and have 9 points (6 within the 5 year rule) and 3 still current. I have a claim for fire damage to my last car in 2023 for 10K. Last year I was quoted twice the amount for the same car.
I have noticed a big change in insurance premiums this year. Last year my wife’s GTI was twice what it was this year. And my son’s car insurance was £5.5 K for a golf 1.4 TSI (1st year). This year I renewed his insurance for £1K. To compare my older son cost me £2K for his first year insurance a few years earlier.
My understanding is the EVs disrupted the market last year and it took a while for insurers to separate the costings between EVs and ICE ( I may be wrong so anyone in the industry should enlighten me).
Overall very happy with the big drop in the premiums.
This was significantly less that last year.
I live in London and have 9 points (6 within the 5 year rule) and 3 still current. I have a claim for fire damage to my last car in 2023 for 10K. Last year I was quoted twice the amount for the same car.
I have noticed a big change in insurance premiums this year. Last year my wife’s GTI was twice what it was this year. And my son’s car insurance was £5.5 K for a golf 1.4 TSI (1st year). This year I renewed his insurance for £1K. To compare my older son cost me £2K for his first year insurance a few years earlier.
My understanding is the EVs disrupted the market last year and it took a while for insurers to separate the costings between EVs and ICE ( I may be wrong so anyone in the industry should enlighten me).
Overall very happy with the big drop in the premiums.
Same. I have three ICE and one EV with A-Plan Thatcham.
I braced myself and was prepared to push back when I renewed in January. The renewals on all of them came in lower than the previous year. Seem to recall the 25 yo 996 on 8k miles a year fell the most.
Been with A-Plan for a few years, and, aside from being unable to insure a track-only car for fire & theft (because it accrues miles), they've always found a good product.
I braced myself and was prepared to push back when I renewed in January. The renewals on all of them came in lower than the previous year. Seem to recall the 25 yo 996 on 8k miles a year fell the most.
Been with A-Plan for a few years, and, aside from being unable to insure a track-only car for fire & theft (because it accrues miles), they've always found a good product.
scrounger73 said:
Just renewed the insurance on my Cayman GTS 4.0.
Last year £860
This year £647
My Cayman GTS 2.5 went from 750 to almost 1500 last year with no change in circumstances. Noticed yesterday someone posted their renewal had gone down this and while mine isn't due until the middle of May, I did a quote to check yesterday and it'll probably be back down under four figures. One small win in a relentless series of losses over the last two years.Last year £860
This year £647
throt said:
Here - 992.1 3RS
I am 59, full NCB, NW London area
I went with Admiral at 1350 fully comp, Locktons was 3975 quid.
I am still going to shop about though, not overly confident insuring though Admiral
Getting a quote off Porsche Insurance now.
Porsche Insurance - £2450.I am 59, full NCB, NW London area
I went with Admiral at 1350 fully comp, Locktons was 3975 quid.
I am still going to shop about though, not overly confident insuring though Admiral
Getting a quote off Porsche Insurance now.
I went with it , you know , peace of mind and all that
My main cars are through Admiral, GT3RS via Classic Line. My Admiral renewal came through on Friday, down from £1533 to £1136!!
Edit to add, when I went through the online renewal process, I clicked not happy with the quote, and they auto removed another £55, so down to £1081.
Edit to add, when I went through the online renewal process, I clicked not happy with the quote, and they auto removed another £55, so down to £1081.
Edited by s_mcneil on Monday 17th March 13:29
In 2025, all you can do is try Gocompare, Confused.com or Compare the Market. Choose the company that offers the best price, defacto ratings and extras that you want. If the premium is too high, that’s the car that you’ve bought, it’s the risk.
Trying to scrimp will only end up costing you in the long run.
Trying to scrimp will only end up costing you in the long run.
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