No Artura love?!

No Artura love?!

Author
Discussion

Frankychops

1,026 posts

17 months

Saturday 16th March
quotequote all
JDH1 said:
Frankychops said:
A maxium of:

£30000+36*1300(£46800).

So £76,800 max is how I read it?
That's what I worked it out to but I wasn't sure. Maybe my idea of 'amazing value' isn't the same!
I’m going to spend circa £85k buying a 650 spider. I specced a artura and it was £280k. So fingers crossed for some heavy depreciation! At 2-3 years old, £140k for a spider?

ex-devonpaul

1,299 posts

145 months

Saturday 16th March
quotequote all
andrew said:
£26k pa to finance a mclaren is not my idea of value either !
You're looking at the wrong comparator...

£500/week at our local van hire place wouldn't even get you a VW combi that you'd never own. At least this way you'd get to not own a much nicer car.

smile

PinkHouse

1,803 posts

65 months

Saturday 16th March
quotequote all
Frankychops said:
JDH1 said:
Frankychops said:
A maxium of:

£30000+36*1300(£46800).

So £76,800 max is how I read it?
That's what I worked it out to but I wasn't sure. Maybe my idea of 'amazing value' isn't the same!
I’m going to spend circa £85k buying a 650 spider. I specced a artura and it was £280k. So fingers crossed for some heavy depreciation! At 2-3 years old, £140k for a spider?
Coupes are now circa £150k so you won't be too far off

NGK210

3,451 posts

153 months

Sunday 17th March
quotequote all
Blimey Charley, it’s colour sensitive!

Saw a ‘sort of electric blue’ one street-parked yesterday, and its styling looked a mess – albeit pleasingly compact and lithe overall.

However, this car looks very cool – could someone please ID its hue? Ta smile

https://m.youtube.com/watch?v=HPJxmCNrf2o&pp=y...

akadk

1,521 posts

187 months

Friday 5th April
quotequote all

SydneyBridge

9,466 posts

166 months

Friday 5th April
quotequote all
They reckon it is only going to depreciate by £30k in 2 years
So you are just paying the interest plus £5k, over 2 years

andrew

10,092 posts

200 months

Friday 5th April
quotequote all
SydneyBridge said:
They reckon it is only going to depreciate by £30k in 2 years
So you are just paying the interest plus £5k, over 2 years
it's a disguised discount

SydneyBridge

9,466 posts

166 months

Friday 5th April
quotequote all
I hope it works and sells a few cars

Davyt

737 posts

26 months

Friday 5th April
quotequote all
SydneyBridge said:
They reckon it is only going to depreciate by £30k in 2 years
So you are just paying the interest plus £5k, over 2 years
Not an expert on car finance by any means but Are you forgetting about the £25K deposit ??

SydneyBridge

9,466 posts

166 months

Friday 5th April
quotequote all
The depreciation is £30k max, £25k of that is the deposit so over 2 years it costs £5k (plus deposit), plus the interest. I think...

Davyt

737 posts

26 months

Friday 5th April
quotequote all
Haha I’m not sure how it all works tbh but if you pay
£25K deposit
£1500 for 23 months = £34500
Total £59500 in 2 years, you can then walk away or pay the £154K for the car??

akadk

1,521 posts

187 months

Friday 5th April
quotequote all
Davyt said:
Haha I’m not sure how it all works tbh but if you pay
£25K deposit
£1500 for 23 months = £34500
Total £59500 in 2 years, you can then walk away or pay the £154K for the car??
Yes exactly that.

The 9.9% APR is a killer.
When it was 5.9% in 2020, these deals were no brainers ala the 600LT deals

Sarnie

8,159 posts

217 months

Saturday 6th April
quotequote all
akadk said:
They must be on drugs if they think it will be worth £154k in 2 years time........

JerryEXE

614 posts

107 months

Saturday 6th April
quotequote all
Sarnie said:
akadk said:
They must be on drugs if they think it will be worth £154k in 2 years time........
I’m not really up to date with the wording of car finance but I don’t see where it states that final value is guaranteed. Is this a PCP deal (and hence that final payment is optional) or is the buyer obliged to pay that final balloon? If the latter then you are paying £213k for the car which, as said, is unlikely to be worth £154k in 2 years time. Nearly 10% interest is crazy.

TP321

1,515 posts

206 months

Saturday 6th April
quotequote all
Sarnie said:
They must be on drugs if they think it will be worth £154k in 2 years time........
Fully agree. It won’t be, so you will be handing the car back. So it will have cost you the £25k deposit and the 23 payments of £1500. That’s £30k a year to lease the car.

Does anyone actually think this is a good deal?

HIS LM

1,338 posts

267 months

Saturday 6th April
quotequote all
Ascot are offering 3.9% APR with a 10% deposit

Bispal

1,723 posts

159 months

Saturday 6th April
quotequote all
A friend of mine just took the deal. He absolutely loved the Artura on the test drive and was happy with the costs so picks it up next week. He tells me you can hand the car back and just walk away, which is what he intends to do.

The deal he was offered was 3.9% on new Artura or 8.9% used, both with a deposit. He did the maths and a new Artura MRRP £230k but £189k with discounts worked out at £68k total costs over 3 years and 18k miles. A used car worked out at £80k over 3 years as interest was higher. So new car works out £22.5k pa, all in, cheaper than used if you are financing.

I hope they manage to get some sold with the deal, by all accounts they are absolutely stunning to drive.


PinkHouse

1,803 posts

65 months

Saturday 6th April
quotequote all
Bispal said:
A friend of mine just took the deal. He absolutely loved the Artura on the test drive and was happy with the costs so picks it up next week. He tells me you can hand the car back and just walk away, which is what he intends to do.

The deal he was offered was 3.9% on new Artura or 8.9% used, both with a deposit. He did the maths and a new Artura MRRP £230k but £189k with discounts worked out at £68k total costs over 3 years and 18k miles. A used car worked out at £80k over 3 years as interest was higher. So new car works out £22.5k pa, all in, cheaper than used if you are financing.

I hope they manage to get some sold with the deal, by all accounts they are absolutely stunning to drive.
I think your friend is ignoring the other side of the equation here, whilst the costs for the new one might be "lower" you're essentially going to walk away with nothing when you hand the car back, but buying a used one at circa £150k and spending £80k all in would still leave you with significant equity to balance out the cost of ownership

Streetbeat

1,096 posts

84 months

Saturday 6th April
quotequote all
Are there any tax breaks for buying a hybrid? I guess the deal might be popular if you are buying as a "company car"

Frankychops

1,026 posts

17 months

Saturday 6th April
quotequote all
It’s no different to what Ferraris version is loosing, might be less?