Anyone have a payment ring or smart ring?
Discussion
21st Century Man said:
Easternlight said:
If you want to travel light is it really so hard to stick a tenner in your pocket.
Give over, cash is the biggest faff of all.A tenner? What about that horrible change stuff? I bloody well hate change!
Ideal.
I had a K Ring back before they went bust.
Was nothing more than a fix to a problem I didn't have. Yeah, all good to go to the pub and wave your hand over the card machine. But it had a prepay Mastercard that either got automatically topped up from the card of your choice or you could load it manually.
Handier than carrying a twenty pound note about with you for incidental purchases (and the pocket full of change). Do they have a £100 limit now for contact less? Because my K Ring was limited to £45.
Was nothing more than a fix to a problem I didn't have. Yeah, all good to go to the pub and wave your hand over the card machine. But it had a prepay Mastercard that either got automatically topped up from the card of your choice or you could load it manually.
Handier than carrying a twenty pound note about with you for incidental purchases (and the pocket full of change). Do they have a £100 limit now for contact less? Because my K Ring was limited to £45.
Regbuser said:
Swatch pay is another idea > https://www.swatch.com/en-gb/swatch-pay/how-it-wor...
If, and only if, you have a Curve card. That’s the only card Swatch Pay work with the in the UK.mikey_b said:
Regbuser said:
Swatch pay is another idea > https://www.swatch.com/en-gb/swatch-pay/how-it-wor...
If, and only if, you have a Curve card. That’s the only card Swatch Pay work with the in the UK.
Regbuser said:
mikey_b said:
Regbuser said:
Swatch pay is another idea > https://www.swatch.com/en-gb/swatch-pay/how-it-wor...
If, and only if, you have a Curve card. That’s the only card Swatch Pay work with the in the UK.
Think I’d have just edited though, TBH.
PF62 said:
loafer123 said:
Baroque attacks said:
OzzyR1 said:
Works OK, but if I get on the tube I can't just touch the card as before - have to get my phone out, unlock it, open the wallet app, select the right card to use etc.
My phone is set up to use my current account as default for contactless so I have to scroll through on screen to use my business card or another.
No idea how a ring would work unless you only want to pay from a single account.
Are there no shorter routes? iPhone had a double click of the side button and preferred card is there ready to go.My phone is set up to use my current account as default for contactless so I have to scroll through on screen to use my business card or another.
No idea how a ring would work unless you only want to pay from a single account.
Just set the card you want to pay with as an Express Travel card and then you just wave the phone (or the watch) over the reader and it takes the payment without needing to unlock the phone (or double clicking the side button on the Watch) - https://support.apple.com/en-gb/HT212171
And yes there is some security as not any old retailer is allowed to set their machines to be compatible with this so it doesn't impact paying normally.
I just had a look in my Apple wallet and neither my Visa Debit or M&S Credit card can be set as an Express Card
Easternlight said:
If you want to travel light is it really so hard to stick a tenner in your pocket.
Jeez I'm getting to old for all this.
Stop the world I want to get off.
You must be joking. Cash is a way bigger hassle and inconvenience than anything discussed in this thread. Jeez I'm getting to old for all this.
Stop the world I want to get off.
For starters you have to physically travel to an ATM on a regular basis to acquire cash, and ATM's are becoming ever harder to find. Then you have to carry your cash around in a wallet, then when you do buy something with it, the transaction takes longer as the cashier has to fish around counting your change, then you spend the rest of the day walking round with a pocket full of coins.
The idea that in 2024 some people would walk around buying things by handing over lumps of metal and sheets of polymer is bonkers to me.
markiii said:
so if we put our cards in an RFID proof wallet to avoid scams, why the hell would you want a payment ring or rfid implant?
I've never owned an RFID-proof wallet. I would have zero worries about the security of a payment ring. Plus, as others have pointed out, the money doesn't just come out of your bank with a payment ring, it goes via a top-up system, making it actually more secure than having a Debit card in your pocket.Mont Blanc said:
ATM's are becoming ever harder to find.
Our town used to have all of the major banks and a couple of building societies on it's High Street, all with ATMs, but over time they have all gone, we now have none, we've been debanked. There's an ATM at the Morrisons, thankfully a short walk from the town centre, I got forty quid out a few weeks ago for something that required cash, first time I've used the stuff in yonks. It won't be long before cash is something one orders from Amazon for next day delivery.
As per a previous poster, I used to have a McClear ring, and really liked using it. As stated it was a bit of a faff having to transfer money to an account to use.. but not the end of the world.
What stopped me though was that like a regular card it expires. And so you then have to buy another one. As they weren't cheap, it turned out to be a turn off, I wasn't using it enough, and the thought of spending >£100 again just turned me off. Now use phone or watch instead, neither expire, and neither need me to transfer money to a separate account.
What stopped me though was that like a regular card it expires. And so you then have to buy another one. As they weren't cheap, it turned out to be a turn off, I wasn't using it enough, and the thought of spending >£100 again just turned me off. Now use phone or watch instead, neither expire, and neither need me to transfer money to a separate account.
Mont Blanc said:
PF62 said:
loafer123 said:
Baroque attacks said:
OzzyR1 said:
Works OK, but if I get on the tube I can't just touch the card as before - have to get my phone out, unlock it, open the wallet app, select the right card to use etc.
My phone is set up to use my current account as default for contactless so I have to scroll through on screen to use my business card or another.
No idea how a ring would work unless you only want to pay from a single account.
Are there no shorter routes? iPhone had a double click of the side button and preferred card is there ready to go.My phone is set up to use my current account as default for contactless so I have to scroll through on screen to use my business card or another.
No idea how a ring would work unless you only want to pay from a single account.
Just set the card you want to pay with as an Express Travel card and then you just wave the phone (or the watch) over the reader and it takes the payment without needing to unlock the phone (or double clicking the side button on the Watch) - https://support.apple.com/en-gb/HT212171
And yes there is some security as not any old retailer is allowed to set their machines to be compatible with this so it doesn't impact paying normally.
I just had a look in my Apple wallet and neither my Visa Debit or M&S Credit card can be set as an Express Card
Then to pay, unlock phone, touch phone to contactless reader (without opening app), and voila, payment made without having to open the app at all.
I joined the crowd funding for this last year:
https://www.indiegogo.com/projects/ring-one-the-mo...
It does health stuff as well as payment. - which was a bonus for me as I wanted a wearable fitness tracker that wasn't a watch as I still like to wear a 'real' watch.
Well... it will when it ships - it's 4 months late already.
https://www.indiegogo.com/projects/ring-one-the-mo...
It does health stuff as well as payment. - which was a bonus for me as I wanted a wearable fitness tracker that wasn't a watch as I still like to wear a 'real' watch.
Well... it will when it ships - it's 4 months late already.
Shiv_P said:
On the Android phones with Google wallet, simply set a default card in google wallet.
Then to pay, unlock phone, touch phone to contactless reader (without opening app), and voila, payment made without having to open the app at all.
Yes, similar to the iPhone, to pay with your main/default card you just double click the side button, look at the phone for Face ID to check you, and thats it. You don't need to touch the screen or select anything.Then to pay, unlock phone, touch phone to contactless reader (without opening app), and voila, payment made without having to open the app at all.
But the suggestion by another poster that you can set an 'express card' in the iPhone which can be used to pay without doing anything at all, doesn't seem to be correct from what I can see.
Mont Blanc said:
Yes, similar to the iPhone, to pay with your main/default card you just double click the side button, look at the phone for Face ID to check you, and thats it. You don't need to touch the screen or select anything.
But the suggestion by another poster that you can set an 'express card' in the iPhone which can be used to pay without doing anything at all, doesn't seem to be correct from what I can see.
On your iPhone, go to Settings, Wallet and Apple Pay, and scroll down to see ‘Express Travel Card’. Pick one of the installed cards to use in Express Mode. I have 6 cards added to Apple Pay, and all are available for selection.But the suggestion by another poster that you can set an 'express card' in the iPhone which can be used to pay without doing anything at all, doesn't seem to be correct from what I can see.
The text at the bottom of that screen says:
“You selected Express Travel card works automatically without requiring FaceID or your passcode. Just hold iPhone near a supported public transport reader.”
mikey_b said:
Mont Blanc said:
Yes, similar to the iPhone, to pay with your main/default card you just double click the side button, look at the phone for Face ID to check you, and thats it. You don't need to touch the screen or select anything.
But the suggestion by another poster that you can set an 'express card' in the iPhone which can be used to pay without doing anything at all, doesn't seem to be correct from what I can see.
On your iPhone, go to Settings, Wallet and Apple Pay, and scroll down to see ‘Express Travel Card’. Pick one of the installed cards to use in Express Mode. I have 6 cards added to Apple Pay, and all are available for selection.But the suggestion by another poster that you can set an 'express card' in the iPhone which can be used to pay without doing anything at all, doesn't seem to be correct from what I can see.
The text at the bottom of that screen says:
“You selected Express Travel card works automatically without requiring FaceID or your passcode. Just hold iPhone near a supported public transport reader.”
Also Samsung will be releasing a Samsung Ring soon, which no doubt will support payments alongside fitness tracking etc
mikey_b said:
Mont Blanc said:
Yes, similar to the iPhone, to pay with your main/default card you just double click the side button, look at the phone for Face ID to check you, and thats it. You don't need to touch the screen or select anything.
But the suggestion by another poster that you can set an 'express card' in the iPhone which can be used to pay without doing anything at all, doesn't seem to be correct from what I can see.
On your iPhone, go to Settings, Wallet and Apple Pay, and scroll down to see ‘Express Travel Card’. Pick one of the installed cards to use in Express Mode. I have 6 cards added to Apple Pay, and all are available for selection.But the suggestion by another poster that you can set an 'express card' in the iPhone which can be used to pay without doing anything at all, doesn't seem to be correct from what I can see.
The text at the bottom of that screen says:
“You selected Express Travel card works automatically without requiring FaceID or your passcode. Just hold iPhone near a supported public transport reader.”
When I tried the Apple instructions of clicking on the three dots by the card there was no option for it.
Excellent
Still want an RFID ring though
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